Comparison

SAIB Mobile vs STC Bank

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SAIB Mobile

Manage your finances with a secure and intuitive mobile banking app. Perform transactions, pay bills, transfer funds, and manage your cards and investments all from your smartphone.

Highlights
  • User registration and quick login options
  • Dashboard for account overview and transaction monitoring
  • Seamless fund transfers and bill payments
  • Comprehensive card management (mada, credit, travel)
  • Apply for and manage finance products (loans)
  • Investment portfolio overview and market updates
Features
Read full description

Welcome to the future of banking with the Saudi Investment Bank‘s all-new Mobile Banking App! Designed with cutting-edge technology and a sleek intuitive user interface. Our app delivers an unparalleled banking experience at your fingertips. Whether you are at home, at work, or on the go, the SAIB Mobile App is your reliable partner for seamless, secure, and swift financial management. 1. User Registration and Setup:
 New to SAIB? Easily register through the app’s seamless process. After registration, enable quick login options such as Face ID, Touch ID, or a secure passcode for future logins. You can also save your credentials to simplify future access without compromising security. 2. Login Options:
 Our app offers a range of secure login methods tailored to your preference. You can log in using a traditional username and password or opt for faster, more convenient methods like biometrics or PIN logins. 3. Dashboard Overview:
 Manage all your finances at a glance with our dashboard. View account balances, monitor transactions, pay bills, and transfer money seamlessly to your favorate beneficiaries. With easy access to essential banking features, your financial management has never been more efficient. 4. Account and Profile Management:
 Manage profile settings, preferences and even customize the app theme effortlessly. You can open new additional accounts instantly within the app. Everything you need to personalize your banking experience is just a few taps away. 5. Transfers & Payments:
 Effortlessly transfer funds to your accounts or beneficiaries, both locally and internationally. The app supports a variety of payment options, including quick transfers and bill payments for utilities and government services. You can also manage recurring payments with a simple, streamlined process. All payments are handled securely and quickly for your convenience. 6. Card Management:
 From mada cards to travel and credit cards, SAIB Mobile banking allows you to manage all your cards in one place. View balances, transaction history, and activate or block cards as needed. Add cards to Apple Wallet for seamless, contactless payments. You can also control spending limits, manage PIN settings. With comprehensive tools, you’ll have complete control over your cards anytime, anywhere. 7. Finance Products:
 Stay on top of your finances with an integrated dashboard that provides an overview of your current loan, repayment schedules, and details. You can apply for new loans, including personal or home finance, and even refinance existing ones. Manage overdue payments, early settlements, or explore new financing options directly through the app, ensuring you have the financial flexibility you need. 8. Investment Services:
 Have an updated insight of your investment portfolio with ease. SAIB Mobile Banking offers comprehensive investment services including an overview of your investments, view market updates, IPO subscriptions and even subscribing to new funds with just a few taps. 9. Contact and Help Center:
 Need assistance? SAIB Mobile Banking provides instant support through live chat and a dedicated FAQ section covering accounts, transactions, and cards. For further support you can submit requests, complaints, or track the status of your previous interactions directly through the app. 10. Marketplace & Loyalty Program:
 Maximize your banking experience with SAIB’s exclusive loyalty program. Track your points, view rewards, and redeem them for a variety of benefits, including travel miles, cash, or exclusive offers. Explore gift vouchers, partner deals, and other special promotions designed just for you. Revolutionize Your Banking Today! With SAIB’s new Mobile Banking App, we’re transforming the way you manage your finances—putting you in control of your money in a more efficient, secure, and personalized way. Whether you’re paying bills, managing your accounts, or seeking financial advice, you’ll find everything you need in one place.

About

STC Bank

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

Highlights
  • Manage multiple accounts
  • Local & international transfers
  • Card management (mada & Visa)
  • Bill payment
  • Financing options
  • Saving accounts
Features
Read full description

STC Bank app provides all products and digital services that enable you to manage your finances securely and easily with a click! including: Increasing the daily & monthly limits, mada & Visa cards, multiple accounts, local & international transfers, contact transfers & Qattah, Financing, Saving accounts, bill payment, and many more. Go beyond with STC Bank!

Screenshots

SAIB Mobile4 screens
STC Bank4 screens

Verdict

The call

SAIB Mobile and STC Bank both sit at 4.8 stars, but that hides the real split: 63% of SAIB Mobile's written reviews are positive against 38% of STC Bank's. SAIB Mobile also leads on monetization model (free vs ad-supported). STC Bank's advantage is update cadence (every 5 days vs every 2 weeks) and ratings volume (45K vs 3.4K). On price, rating, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for SAIB Mobile against 4.7 for STC Bank. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 3.4K, so its average is the more settled of the two. Written reviews are what separate them: 63% of SAIB Mobile's written reviews are positive against 38% of STC Bank's.

UpkeepUpdate frequency

SAIB Mobile ships an update every 2 weeks, STC Bank every 5 days. The most recent releases landed on November 3, 2026 and November 5, 2026 respectively.

Scorecard4 real differences · 6 level
SAIB Mobile versus STC Bank: the parameters behind the verdict, then further details
ParameterSAIB MobileSTC Bank
PriceFreeFree
Rating4.8 (3.4K ratings) — better4.7 (45K ratings)
Positive reviews63.1% of reviews — better38.4% of reviews
Number of ratings3.4K45K — better
Update frequencyEvery 2 weeksEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size168 MB461 MB
Age rating4+12+
DeveloperThe Saudi Investment BankSTCPay

Customer experience

SAIB Mobile

All ratings3,320 ratings
Positive94.3%
Neutral0.6%
Negative5.1%
Written reviews111 reviews
Positive63.1%
Neutral3.6%
Negative33.3%

STC Bank

All ratings44,377 ratings
Positive91.4%
Neutral1.8%
Negative6.8%
Written reviews638 reviews
Positive38.4%
Neutral3.8%
Negative57.8%

User reviews

SAIB Mobile

From 3.4K App Store ratings

What we love

  • 👍 User-friendly interface
  • 🚀 Fast and responsive
  • 💡 Useful banking services

Room to improve

  • 🐛 App not working due to pilot mode
  • 🐛 Inability to access accounts
  • 🐛 App not functioning for essential tasks

STC Bank

From 45K App Store ratings

What we love

  • 👍 Easy and convenient
  • 🚀 Good and fast
  • 💡 Merge STC Pay and STC Bank into one app

Room to improve

  • 🐛 Sluggish performance and technical issues
  • 🐛 Frequent crashes and glitches
  • 🐛 Unreliable registration and account setup
  • 🔒 Security concerns
  • 🔋 High battery consumption

Bugs and requests

SAIB Mobile

Reported bugs

2 issues
  • App not working for approximately a month
  • Login issues preventing access to accounts

Requested features

2 requests
  • Expand app availability beyond pilot mode
  • Improve app stability and reliability

STC Bank

Reported bugs

4 issues
  • Incorrect error messages
  • Inability to add funds or transfer money
  • Compatibility issues with older devices
  • Inconsistent app behavior

Requested features

4 requests
  • Dark mode option
  • Improved user experience
  • Better customer support
  • Expand availability beyond Saudi Arabia

In-app purchases

None

SAIB Mobile

No in-app purchases

None

STC Bank

No in-app purchases

Questions

Is SAIB Mobile free?
SAIB Mobile is free to download, with no in-app purchases.
Is STC Bank free?
STC Bank is free to download, with no in-app purchases.
Which has better reviews, SAIB Mobile or STC Bank?
SAIB Mobile is rated higher. SAIB Mobile averages 4.8 out of 5 from 3.4K ratings, while STC Bank averages 4.7 from 45K ratings.
Do SAIB Mobile or STC Bank have ads?
Neither SAIB Mobile nor STC Bank shows ads.
Which is updated more often, SAIB Mobile or STC Bank?
SAIB Mobile ships an update every 2 weeks, and STC Bank every 5 days. Most recently, SAIB Mobile was updated on November 3, 2026 and STC Bank on November 5, 2026.

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