GoBankFFB vs RefundIQ
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
GoBankFFB
Aggregate all your financial accounts into one place for easy management. Track transactions, set alerts, make payments, and deposit checks with a photo. Secure your finances with passcode and biometric options.
- Aggregate financial accounts
- Organize transactions with tags and notes
- Set balance alerts
- Make payments and transfer money
- Mobile check deposit
- Debit card management
- View statements
- Find ATMs and branches
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GoBankFFB is your personal financial advocate that gives you the ability to aggregate all of your financial accounts, including accounts from other banks and credit unions, into a single view. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what else you can do with GoBankFFB : Keep your transactions organized by allowing you to add tags, notes and photos of receipts and checks. Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode and fingerprint or face reader on supported devices. To use the GoBankFFB app, you must be enrolled as a GoBankFFB digital banking user. If you currently use our Internet Banking, simply download the app, launch it, and login with the same Internet Banking credentials.
RefundIQ
Automatically tracks refunds, store credits, and travel vouchers from online purchases. It connects to your credit cards to verify amounts and flags overdue refunds, even following up with merchants on your behalf. Never lose money to forgotten credits or delayed reimbursements again.
- Automatic refund confirmation scanning
- Credit card matching for refund verification
- Store credit balance tracking with expiration alerts
- Travel and airline credit management
- Subscription charge monitoring
- Automatic merchant follow-ups for overdue refunds
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NEVER LOSE TRACK OF A REFUND AGAIN If you shop online a lot, you know the drill: you return something, wait weeks for a refund, and then… forget about it. Did it ever show up? Was it a store credit instead? Did that airline voucher expire while you weren't looking? RefundIQ does the remembering for you. HOW IT WORKS RefundIQ automatically scans for refund confirmations, return shipping updates, and store credit - no manual entry, no forwarding emails, no digging through your inbox. Connect your credit cards and we'll match every refund you're owed against what's actually landed in your account, so you always know exactly what's missing. WHAT REFUNDIQ TRACKS FOR YOU Refunds - Every refund you're owed, from every retailer, in one place. See what's pending, what's been refunded, and what's overdue. Past Due Refunds - When a refund takes too long, RefundIQ flags it and follows up with the merchant on your behalf, so you don't have to write another "just checking in" email. Store Credits - Automatically finds store credit issued instead of cash refunds, tracks the balance, and reminds you before it expires so you actually use it. Travel & Airline Credits - Flight cancellations, hotel credits, travel vouchers, tracked with expiration alerts so you don't lose money to a forgotten credit. Subscriptions - See every recurring charge hitting your card, know exactly when you'll be billed next, and cancel the ones you don't need anymore. Automatic Follow-Ups - For refunds stuck in limbo, RefundIQ sends a follow-up to the merchant, tracks their response, and keeps you posted every step of the way. BUILT FOR PEOPLE WHO ACTUALLY SHOP Whether you're returning three dresses a week or just trying to keep tabs on that one airline credit from last spring, RefundIQ was built for shoppers who buy a lot, return a lot, and don't have time to babysit every refund. GET STARTED IN MINUTES Sign in with Google, connect your cards, and let RefundIQ go to work. Your first look at everything you're owed is just a few taps away. Privacy Policy: https://refundiq.app/privacy-policy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: GoBankFFB at 4.9 against RefundIQ's 4.0. GoBankFFB also leads on in-app purchases (none vs 2) and ratings volume (6.1K vs 1). RefundIQ's advantage is review sentiment (100% vs 65%) and update cadence (daily vs monthly). On price, ads and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. RefundIQ sells 2 in-app purchases, starting at $4.99 per month. GoBankFFB asks for nothing beyond the download.
GoBankFFB holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: GoBankFFB has 6.1K ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 65% of GoBankFFB's written reviews are positive against 100% of RefundIQ's, so the app with the better star average is not the one people write more warmly about.
GoBankFFB ships an update monthly, RefundIQ daily. The most recent releases landed on October 14, 2026 and October 9, 2026 respectively.
| Parameter | GoBankFFB | RefundIQ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (6.1K ratings) — better | 4.0 (1 ratings) |
| Positive reviews | 64.5% of reviews | 100.0% of reviews — better |
| Number of ratings | 6.1K — better | 1 |
| Update frequency | Monthly | Daily — better |
| Ads | No | No |
| In-app purchases | No — better | Yes |
| Monetization | Ad-supported — better | Free with in-app purchases |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.4 | 16.4 — better |
| Further details — not scored | ||
| Size | 177 MB | 43 MB |
| Age rating | 4+ | 17+ |
| Developer | First Fidelity Bank | RefundIQ |
Customer experience
GoBankFFB
RefundIQ
Bugs and requests
GoBankFFB
Reported bugs
2 issues- Unable to access app after recent update
- Inability to view account statements
Requested features
4 requests- Bring back the button bar for quick access
- Improve mobile deposit functionality
- Add Apple Watch support
- Provide immediate payment confirmation numbers
RefundIQ
Not enough reviews yet to summarise bugs or requests.
In-app purchases
GoBankFFB
No in-app purchases
RefundIQ
- RefundIQ Power Shopper$4.991 Month
- RefundIQ Power Shopper$47.991 Year
Questions
Is GoBankFFB free?
Is RefundIQ free?
Which has better reviews, GoBankFFB or RefundIQ?
Do GoBankFFB or RefundIQ have ads?
Which is updated more often, GoBankFFB or RefundIQ?
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