Comparison

Moneybook vs Debt Tracker Master

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Moneybook

Track income, categorize expenses, and plan savings for your financial goals. This app simplifies personal finance management with an intuitive interface, helping you understand spending habits and avoid unnecessary costs.

Highlights
  • Income tracking with comments
  • Automatic expense distribution by category
  • Transaction history analysis
  • Savings goal planning and progress tracking
  • Data archiving and export
  • Intuitive minimalist interface
Features
Read full description

Moneybook — это простой и эффективный инструмент для личного финансового контроля. Приложение позволяет отслеживать поступления доходов, распределять их по нужным категориям и планировать накопления на важные цели. Создавая приложение для личного использования, мы сосредоточились на реальных потребностях: видеть, куда уходит большая часть денег, сколько можно отложить, и как избежать ненужных трат. Теперь этим решением могут пользоваться и вы. Основной функционал: - Учёт доходов — добавляйте поступления с возможностью указать комментарии. - Автоматическое распределение — настраивайте проценты распределения по категориям (например, Дом, Образование, Отдых и т.д.). - История операций — удобно отслеживайте свои записи и анализируйте, куда уходит бюджет. - Создание целей — планируйте накопления, задавая процент от дохода и наглядно отслеживая прогресс. - Архивация данных — экспортируйте и переносите историю расходов между устройствами. - Интуитивно понятный интерфейс — минимализм и удобство для быстрого взаимодействия. Для кого подходит это приложение: - Для тех, кто хочет научиться управлять деньгами. - Для людей, планирующих накопления и инвестиции. - Для пользователей, уставших от сложных бюджетных таблиц и громоздких трекеров.

About

Debt Tracker Master

This app helps you manage personal debts by recording balances, due dates, and repayment progress. It offers a dashboard for an overview, payment planning tools, and customizable reminders to avoid missed payments. Additionally, it provides learning resources on personal finance and debt management.

Highlights
  • Debt recording and organization
  • Repayment progress tracking
  • Payment planning outlook
  • Customizable payment reminders
  • Personal finance learning resources
  • Debt reduction reports
Features
Read full description

Debt Tracker Master is a payoff tracker for credit cards, auto loans, student loans, and mortgages you already have. It does not lend money, check your credit, or offer loans. See every balance, the next due date, and principal versus interest for the next 6 months. Record a payment when you make it, set a reminder before the due date, and watch the balance come down. What you can track - Total balance, payoff countdown, overdue items, and upcoming payments on one dashboard - Each debt: lender, interest rate, start date, due date, and repayment method - Credit cards, installment loans, mortgages, and lines of credit - A 6-month view of principal and interest - Reminders on the due date, 1 day before, or 2 days before - Home Screen widgets for the next payment - Short lessons on loan terms, including how snowball and avalanche payoff methods work Free to record and plan. Debt Tracker Pro removes ads and adds iCloud sync. Debt Tracker Master does not provide loans, credit, or financial advice. It is your own record of what you owe and how you plan to repay it. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://d.bapps.uk/privacy-policy.html

Screenshots

Moneybook4 screens
Debt Tracker Master4 screens

Verdict

The call

The clearest difference is review sentiment: Moneybook at 50% against Debt Tracker Master's 0%. Moneybook also leads on in-app purchases (none vs 4) and ads (none vs shown). Debt Tracker Master's advantage is update cadence (every 3 days vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Debt Tracker Master sells 4 in-app purchases, starting at $3.99 per month. Moneybook asks for nothing beyond the download.

UpkeepUpdate frequency

Moneybook ships an update every 2 months, Debt Tracker Master every 3 days. The most recent releases landed on November 3, 2026 and November 4, 2026 respectively.

Scorecard5 real differences · 5 level
Moneybook versus Debt Tracker Master: the parameters behind the verdict, then further details
ParameterMoneybookDebt Tracker Master
PriceFreeFree
Rating—3.7 (3 ratings) — better
Positive reviews50.0% of reviews — better0.0% of reviews
Number of ratings—3 — better
Update frequencyEvery 2 monthsEvery 3 days — better
AdsNo — betterYes
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.616.6 — better
Further details — not scored
Size1 MB50 MB
Age rating4+4+
DeveloperЗугра Рахматуллина娜 杨

Customer experience

Moneybook

Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Debt Tracker Master

All ratings3 ratings
Positive66.7%
Neutral0.0%
Negative33.3%
Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

In-app purchases

None

Moneybook

No in-app purchases

4 purchases

Debt Tracker Master

Subscriptions2
  • DebtTracker Pro Monthly$3.991 Month
  • DebtTracker Pro Yearly3 Days trial$17.991 Year
One-time2
  • Remove Ads$3.99
  • DebtTracker Pro Lifetime$39.99

Questions

Is Moneybook free?
Moneybook is free to download, with no in-app purchases.
Is Debt Tracker Master free?
Debt Tracker Master is free to download, with in-app purchases available.
Do Moneybook or Debt Tracker Master have ads?
Debt Tracker Master shows ads; Moneybook does not.
Which is updated more often, Moneybook or Debt Tracker Master?
Moneybook ships an update every 2 months, and Debt Tracker Master every 3 days. Most recently, Moneybook was updated on November 3, 2026 and Debt Tracker Master on November 4, 2026.

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