Lyra Nomad vs YowPay Mobile
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Lyra Nomad
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Lyra Nomad is the mobile payment app designed to simplify merchants’ daily operations. Accept payments in point of sales or remotely with only your smartphone. Lyra Nomad lets you accept contactless payments directly on your iPhone and send payment links via SMS, email, or messaging apps. IMPORTANT: To use Lyra Nomad, you must have a contract with Lyra Collect. Contact us at https://www.lyra.com/en/contact/ or email us at contact@lyra-collect.com. ACCEPT PAYMENTS WITH EASE In person: • Contactless payments via Tap to Pay on iPhone (Visa, Mastercard, Apple Pay, Google Pay, Samsung Pay, CB) • International payment methods (Alipay+, UPI/NPCI, WeChat Pay, ANCV voucher…) via dynamic QR code Remotely: • Payment links via SMS, email, WhatsApp or other messaging apps • Lot of payment methods: credit cards, Apple Pay, Google Pay, Samsung Pay, PayPal, bank transfer, direct debit, ANCV vouchers, meal vouchers, payment facilities, and more TRACK AND MANAGE YOUR PAYMENTS • Real-time payment tracking and order management • Full transaction details • Validate, refund, cancel or duplicate a transaction • Manual review of pending payments • Customizable user settings GOOD TO KNOW • Multisite management: easily manage multiple stores within the app. • Available in French, English, Spanish and German. • Secure access with your Lyra Collect credentials. • Some payment methods require a specific acquiring contract. Our advisors can help you choose the best setup.
YowPay Mobile
This app simplifies peer-to-peer SEPA payments by turning your mobile device into a payment terminal. It generates QR codes for clients to scan with their banking apps, facilitating instant SEPA transfers directly to your business account without touching merchant funds.
- Peer-to-peer SEPA payments
- Mobile payment terminal
- QR code payment generation
- Instant SEPA transfers
- Direct business account funding
- Open Banking integration
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Welcome to YowPay, Peer to Peer SEPA Payments made easy. Turn your mobile phone into a payment terminal Receive direct SEPA Payments via QRCODE Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments. How YowPay works ? YowPay generates a QRCODE The client scans it from its usual mobile banking application and confirms the transfer YowPay parses the merchant’s business account using Open Banking YowPay sends a notification on the merchant’s system to confirm the incoming payment Why YowPay is different ? High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction The client uses its usual mobile banking application Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant. Simple pricing: by transaction, no setup, no monthly fees Quick onboarding: start processing immediately, no long approval process like with card acquirers.
Screenshots
Verdict
The clearest difference is update cadence: YowPay Mobile at every 3 weeks against Lyra Nomad's every 2 months. YowPay Mobile also leads on iOS requirement (12.0 vs 18.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Lyra Nomad ships an update every 2 months, YowPay Mobile every 3 weeks. The most recent releases landed on October 3, 2026 and October 8, 2026 respectively.
| Parameter | Lyra Nomad | YowPay Mobile |
|---|---|---|
| Price | Free | Free |
| Rating | — | 2.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 2 months | Every 3 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPad | iPhone, iPad, iPod — better |
| Requires iOS | 18.0 | 12.0 — better |
| Further details — not scored | ||
| Size | 72 MB | 73 MB |
| Age rating | 4+ | 4+ |
| Developer | Lyra Network | Yowpay Luxembourg S.a.r.l. |
In-app purchases
Lyra Nomad
No in-app purchases
YowPay Mobile
No in-app purchases









