YowPay Mobile vs Youpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
YowPay Mobile
This app simplifies peer-to-peer SEPA payments by turning your mobile device into a payment terminal. It generates QR codes for clients to scan with their banking apps, facilitating instant SEPA transfers directly to your business account without touching merchant funds.
- Peer-to-peer SEPA payments
- Mobile payment terminal
- QR code payment generation
- Instant SEPA transfers
- Direct business account funding
- Open Banking integration
Read full descriptionHide full description
Welcome to YowPay, Peer to Peer SEPA Payments made easy. Turn your mobile phone into a payment terminal Receive direct SEPA Payments via QRCODE Using your usual business account, receiving funds directly from the end users, YowPay is facilitating Instant SEPA Payments. How YowPay works ? YowPay generates a QRCODE The client scans it from its usual mobile banking application and confirms the transfer YowPay parses the merchant’s business account using Open Banking YowPay sends a notification on the merchant’s system to confirm the incoming payment Why YowPay is different ? High conversion ratio: there is no country selector, then bank selector and a lost client without id user/pass memorized which leads to an abondon of transaction The client uses its usual mobile banking application Fast and secure settlement: YowPay doesn’t touch merchants funds, the money flows is directly from the client to the merchant. Simple pricing: by transaction, no setup, no monthly fees Quick onboarding: start processing immediately, no long approval process like with card acquirers.
Youpay
Read full descriptionHide full description
Terminal de paiement sur votre mobile
Screenshots
Verdict
YowPay Mobile and Youpay are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
YowPay Mobile ships an update every 3 weeks, Youpay every 2 weeks. The most recent releases landed on October 8, 2026 and October 13, 2026 respectively.
| Parameter | YowPay Mobile | Youpay |
|---|---|---|
| Price | Free | Free |
| Rating | 2.0 (1 ratings) — better | — |
| Number of ratings | 1 — better | — |
| Update frequency | Every 3 weeks | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 12.0 | 12.0 |
| Further details — not scored | ||
| Size | 73 MB | 50 MB |
| Age rating | 4+ | 4+ |
| Developer | Yowpay Luxembourg S.a.r.l. | Youseeme |
In-app purchases
YowPay Mobile
No in-app purchases
Youpay
No in-app purchases
