Comparison

JUNTA UCR vs Código Virtual

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

JUNTA UCR

This mobile application provides affiliated individuals with improved access to financial services. It offers a modern, intuitive interface for managing savings, credits, historical transactions, and internal transfers. Users can also find information about office locations.

Highlights
  • Savings consultation and requests
  • Credit consultation and requests
  • Historical transaction review
  • Transfers between own accounts
  • Branch information access
Features
Read full description

La JUNTA UCR pone a disposición de las personas afiliadas la nueva aplicación móvil, con la intención de mejorar la atención que le ofrecemos y renovarnos para su comodidad. JUNTA UCR es una aplicación moderna, intuitiva y sencilla de usar. Que le permite tener acceso a las siguientes funciones: - Consulta y solicitud de ahorros - Consulta y solicitud de créditos - Consulta de movimientos históricos - Transferencias entre sus mismas cuentas - Información de sedes - Entre otras funciones

About

Código Virtual

This app provides a second factor of authentication for secure transactions within a banking application. It allows users to generate One-Time Passwords (OTPs) independently for high-risk actions like transfers and payments. Enhanced security for sensitive financial operations.

Highlights
  • Second factor authentication
  • Generate OTP codes
  • Secure financial transactions
  • Supports transfers
  • Supports loan payments
  • Supports credit card payments
Features
Read full description

Código Virtual es el segundo factor de autenticación a utilizar en Coopenae Virtual. Con ésta aplicación el cliente puede generar por si mismo el código OTP para realizar cualquier acción considerada de riesgo desde el app transaccional tales como: * Envío de transferencias * Pago de préstamos de terceros * Pago de tarjetas de crédito de terceros * Modificación de información personal * Solicitar regeneración de contraseña * Otros

Screenshots

JUNTA UCR4 screens
Código Virtual4 screens

Verdict

The call

The clearest difference is rating: JUNTA UCR at 5.0 against Código Virtual's 3.0. JUNTA UCR also leads on update cadence (every 2 months vs every 19 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

JUNTA UCR holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

JUNTA UCR ships an update every 2 months, Código Virtual every 19 months. Both last shipped on November 3, 2026.

Scorecard2 real differences · 7 level
JUNTA UCR versus Código Virtual: the parameters behind the verdict, then further details
ParameterJUNTA UCRCódigo Virtual
PriceFreeFree
Rating5.0 (1 ratings) — better3.0 (2 ratings)
Number of ratings12 — better
Update frequencyEvery 2 months — betterEvery 19 months
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size75 MB84 MB
Age rating4+17+
DeveloperJunta UCRCoopenae RL

Customer experience

JUNTA UCR

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Código Virtual

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%

In-app purchases

None

JUNTA UCR

No in-app purchases

None

Código Virtual

No in-app purchases

Questions

Is JUNTA UCR free?
JUNTA UCR is free to download, with no in-app purchases.
Is Código Virtual free?
Código Virtual is free to download, with no in-app purchases.
Which has better reviews, JUNTA UCR or Código Virtual?
JUNTA UCR is rated higher. JUNTA UCR averages 5.0 out of 5 from 1 ratings, while Código Virtual averages 3.0 from 2 ratings.
Do JUNTA UCR or Código Virtual have ads?
Neither JUNTA UCR nor Código Virtual shows ads.
Which is updated more often, JUNTA UCR or Código Virtual?
JUNTA UCR ships an update every 2 months, and Código Virtual every 19 months. Most recently, JUNTA UCR was updated on November 3, 2026 and Código Virtual on November 3, 2026.

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