Expense Tracker vs Spend Wisely

Expense Tracker is a simple expense tracker and budget planner that shows where your money goes — and now shares the costs that aren't yours alone. Add an expense in two taps, set budgets that keep you on track, see your bills before they're due, and split group spending without the awkward math. No ads. Your personal data stays on your iPhone with free iCloud backup; only the spaces you choose to share are synced. SHARED SPACES — NEW • Create a space for your family, roommates, a trip or a project • Invite by link, code or QR; everyone adds expenses from their own phone • Split equally, by exact amounts, percentages or shares • Live balances show who owes whom; settle up in one tap • Activity feed and comments keep everyone on the same page • Trip summary as PDF when you're back home • Works offline — changes sync when you're online again TRACK EVERY RUPEE, DOLLAR OR EURO • Quick add: type "coffee 4.50" and it's done • Calculator in the amount field, receipt photos, tags, notes and payees • Recurring expenses, templates and transfers between accounts • Powerful search and filters, with a full activity list by month • 150+ currencies with daily exchange rates BUDGETS THAT WORK • Weekly, monthly and yearly budgets with rollover • Alerts at 80% and 100% so there are no surprises • Per-category budgets — see "over by" before it's too late PLAN AHEAD • Savings goals with progress tracking • Debts and loans — what you owe and what you're owed • Bills calendar with reminders and a subscription detector • Net worth across cash, bank and credit-card accounts UNDERSTAND YOUR SPENDING • Category breakdown, trend charts and a calendar heat-map • Insight cards and weekly or monthly summaries • Reports for any date range, exported as PDF, Excel (CSV/XLSX) or JSON MADE FOR iPHONE • Home and Lock Screen widgets, Siri Shortcuts • Face ID / Touch ID and PIN lock, hide amounts • iCloud auto backup and restore • Import from CSV or paste bank SMS • 13 languages, light and dark themes, alternate icons EXPENSE MANAGER PRO Core tracking is free. Pro unlocks unlimited accounts, budgets and spaces, receipt scanning and the AI assistant, bills and subscriptions, advanced reports and more. Available as a monthly or yearly subscription (yearly includes a free trial) or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period and can be managed in your App Store account settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sync.imrashid.net/privacy.html Questions or ideas? Write to us from Settings → Send feedback. We read every message.

Know exactly how much you can spend today. Spend Wisely is a simple expense tracker, budget planner and money manager that turns your income, bills and budgets into one clear number: what's safe to spend today. Track spending in seconds, see where your money goes, and stay on top of every bill. No account, no sign-up, no ads, and your data never leaves your iPhone. YOUR DAILY BUDGET, DONE FOR YOU • A daily safe-to-spend amount that updates every time you log an expense • "Can I afford this?" Type any price and see instantly if it fits today's budget • Daily streaks and an evening check-in help you build a money habit that sticks FAST EXPENSE TRACKING • Add an expense in a couple of taps with a big, clear amount entry • Smart categories pick themselves and learn from the choices you make • Quick Add buttons for your everyday coffee, lunch or travel • Repeat a recent expense with one tap • Voice input: just say what you spent • Share or paste a bank SMS to fill in the amount and payee for you • Split one purchase across several categories • Add notes and tags to anything you want to track SMARTER SEARCH • Search by name, note, category, account or amount • Type the way you talk: "groceries last month", "over 500", "income march" • Small typos still find what you meant SPENDING INSIGHTS AND REPORTS • Spending by category for any day, week, month or year • Tap a category to see every transaction behind it • Spending trends compared with the same days of the last period • Calendar view, tag reports and monthly spending reports • Cash flow forecast for the next 30, 60 and 90 days • Net worth across all your accounts BUDGET PLANNER • Set a monthly budget for each category and see what's left • Start fast with ready-made budget templates • Budget alerts before you overspend BILL REMINDERS AND SUBSCRIPTION TRACKER • Recurring bills, subscriptions and income added automatically • See what's due this week right on your home screen • Bill reminders so you never pay a late fee again ALL YOUR ACCOUNTS IN ONE PLACE • Track bank accounts, cash, credit cards and wallets together • Balance and full history for every account, transfers included • Update a balance to match your bank in seconds • Archive old accounts and keep their history SAVINGS GOALS AND DEBT TRACKER • Savings goals with progress you can see • Track debts and credits: who owes whom, and every payment • Debt payoff planner to become debt-free faster • Wishlist for the things you're saving up for PRIVATE, OFFLINE PERSONAL FINANCE • Your financial data stays on your device. We don't collect any of it • Works offline. No bank login, no account, no sign-up • Lock the app with Face ID, Touch ID or your passcode • No ads and no tracking MADE FOR YOU • Works with any currency, with exchange rates for travel • Available in English, Hindi, Marathi, Gujarati, Kannada, Spanish and French • Light and dark mode with your choice of accent colour Whether you're making your first budget, saving for a goal or paying off debt, Spend Wisely makes managing money simple. Download now and see what you can spend today.