Budgetfy vs Spend Wisely
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Budgetfy
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“Budgetfy ” is an application for personal account daily Income & Expense management. Managing finance shouldn't be complicated and time-consuming, so Budgetfy is the simplest finance application to keep track of expense and plan budgets ahead. Download Budgetfy today to better manage your money, stay on top of budgets and keep you eyes on your daily financial. - Super easy and simple to enter data anytime, anywhere. - Secure no data is being collected & Face ID is available - View your spending tendencies graphically. - View statistics by simply entering the data. - Use multiple currencies. MONEY MANAGER & EXPENSE TRACKER Keep track of your expense, income, debt, bill and payment within few taps on screen. It's quick, simple and fund. You will better understand where your money comes and goes with easy-to-read reports such as: total expense, total income, spending by each category or pending bills. IMPORT / EXPORT Looking for a powerful budgeting app for multipurpose use? With Budgetfy, you can easily import and export csv file and get your files in excel file and use anywhere. STAY SECURE Enable you to set up PIN code or Fingerprint on your phone. From our side, we do not collect any data. Other features: - Dark Mode Available - Saving Planner: Set up saving goals and keep track your progress to save more money up. - Debt: Track your debts and loans and payment & debt collection. - Multiple currency supported. Disclaimer :- Legal Notice:- This is a third party app and is not affiliate or sponsored by anyone Read more about our terms and conditions here: https://jaybutaniapps.wordpress.com/terms-conditions-budgetfy/ Privacy Policy: https://jaybutaniapps.wordpress.com/privacy-policy-budgetfy/ Any Feedback or Tips? Our team highly value your privacy and aims to provide a safe and reliable space for your privacy. We are willing to accept all user feedback. If you have any questions about the product, please Email us on given Email Address: butanijay22@gmail.com
Spend Wisely
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Know exactly how much you can spend today. Spend Wisely is a simple expense tracker, budget planner and money manager that turns your income, bills and budgets into one clear number: what's safe to spend today. Track spending in seconds, see where your money goes, and stay on top of every bill. No account, no sign-up, no ads, and your data never leaves your iPhone. YOUR DAILY BUDGET, DONE FOR YOU • A daily safe-to-spend amount that updates every time you log an expense • "Can I afford this?" Type any price and see instantly if it fits today's budget • Daily streaks and an evening check-in help you build a money habit that sticks FAST EXPENSE TRACKING • Add an expense in a couple of taps with a big, clear amount entry • Smart categories pick themselves and learn from the choices you make • Quick Add buttons for your everyday coffee, lunch or travel • Repeat a recent expense with one tap • Voice input: just say what you spent • Share or paste a bank SMS to fill in the amount and payee for you • Split one purchase across several categories • Add notes and tags to anything you want to track SMARTER SEARCH • Search by name, note, category, account or amount • Type the way you talk: "groceries last month", "over 500", "income march" • Small typos still find what you meant SPENDING INSIGHTS AND REPORTS • Spending by category for any day, week, month or year • Tap a category to see every transaction behind it • Spending trends compared with the same days of the last period • Calendar view, tag reports and monthly spending reports • Cash flow forecast for the next 30, 60 and 90 days • Net worth across all your accounts BUDGET PLANNER • Set a monthly budget for each category and see what's left • Start fast with ready-made budget templates • Budget alerts before you overspend BILL REMINDERS AND SUBSCRIPTION TRACKER • Recurring bills, subscriptions and income added automatically • See what's due this week right on your home screen • Bill reminders so you never pay a late fee again ALL YOUR ACCOUNTS IN ONE PLACE • Track bank accounts, cash, credit cards and wallets together • Balance and full history for every account, transfers included • Update a balance to match your bank in seconds • Archive old accounts and keep their history SAVINGS GOALS AND DEBT TRACKER • Savings goals with progress you can see • Track debts and credits: who owes whom, and every payment • Debt payoff planner to become debt-free faster • Wishlist for the things you're saving up for PRIVATE, OFFLINE PERSONAL FINANCE • Your financial data stays on your device. We don't collect any of it • Works offline. No bank login, no account, no sign-up • Lock the app with Face ID, Touch ID or your passcode • No ads and no tracking MADE FOR YOU • Works with any currency, with exchange rates for travel • Available in English, Hindi, Marathi, Gujarati, Kannada, Spanish and French • Light and dark mode with your choice of accent colour Whether you're making your first budget, saving for a goal or paying off debt, Spend Wisely makes managing money simple. Download now and see what you can spend today.
Screenshots
Verdict
The clearest difference is ads: Spend Wisely at none against Budgetfy's shown. Spend Wisely also leads on update cadence (every 3 weeks vs every 10 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Budgetfy ships an update every 10 months, Spend Wisely every 3 weeks. The most recent releases landed on October 25, 2026 and November 7, 2026 respectively.
| Parameter | Budgetfy | Spend Wisely |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 10 months | Every 3 weeks — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 14.0 — better | 15.5 |
| Further details — not scored | ||
| Size | 10 MB | 38 MB |
| Age rating | 4+ | 4+ |
| Developer | Jay Butani | Forem Software |
In-app purchases
Budgetfy
No in-app purchases
Spend Wisely
No in-app purchases









