Expense Manager, Money Manager vs PayTracker
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Expense Manager, Money Manager
Easily track daily, business, and personal finances. Record income and expenses, manage budgets, and view reports with filters. Offers PIN protection and cloud backup for your financial data.
- Record income and expenses
- Manage yearly, monthly, weekly, daily financial data
- Create budgets and track spending
- Generate reports with filters
- PIN protection for security
- Cloud backup and restore functionality
- Create PDF reports
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Expense Manager makes it simple to see where your money goes. Add income and expenses in two taps, set budgets, manage cash and bank accounts, and get clear reports — all private on your iPhone. TRACK INCOME & EXPENSES • Add an expense or income in 2 taps with smart categories • Notes, date & time, cash or bank for every entry • Recent transactions and a full activity list with search by month SEE WHERE YOUR MONEY GOES • Spending by category with a clear donut chart • Monthly trend for the last 6 months • Week, month and year views BUDGETS THAT KEEP YOU ON TRACK • A monthly budget with days left and money left • Budgets for each category — see "over by" before it is too late CASH & BANK IN ONE PLACE • Bank, savings and cash accounts with live balances • Withdraw, deposit and transfer between accounts PDF & EXCEL REPORTS • Export any date range as PDF or Excel (CSV) and share it in seconds PRIVATE & SECURE • Face ID / Touch ID and PIN lock • iCloud auto backup — restore everything on a new iPhone • No account and no ads MORE • Light, dark or system appearance • 29 currencies • Daily reminder to add your expenses EXPENSE MANAGER PRO Pro unlocks iCloud auto backup, PDF & Excel export and unlimited category budgets. Choose monthly, yearly (with a 3-day free trial) or a one-time lifetime purchase. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Payment is charged to your Apple ID. Manage or cancel in your Apple ID settings. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://expensemanager.appspedia.net/privacy-policy.html
PayTracker
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In a world filled with streaming services, software licenses, and monthly memberships, are you finding it difficult to keep track of all your subscriptions? Forgetting due dates or being surprised by unexpected charges can be frustrating and costly. It's time to regain control. PayTracker is a beautifully simple yet powerful app designed to help you manage all your recurring payments in one central place, so you can stay organized, avoid late fees, and understand exactly where your money is going. Effortless & Unified Tracking PayTracker streamlines the process of managing your subscriptions. Adding a new service is quick and intuitive. Whether you're billed daily, weekly, monthly, or annually, our flexible recurrence options have you covered. Set the name, amount, start date, and category, and let PayTracker do the rest. The app’s true power lies in its comprehensive multi-currency support. Do you subscribe to services in different currencies? No problem. Set your preferred base currency, and manually input your own exchange rates for precise tracking. The home screen dashboard provides an instant, at-a-glance summary of your total monthly and yearly expenses, all neatly converted into your base currency. This unified view gives you a clear and accurate picture of your financial commitments, eliminating the guesswork of currency conversion. If a rate is missing, the app will smartly notify you, ensuring your totals are always up-to-date. Stay Organized and Informed Never miss a payment again with our robust notification system. PayTracker allows you to set up customized reminders, alerting you days before a payment is due. You can configure the exact number of days in advance and the time of day you wish to be notified, giving you complete control over your alerts and ample time to prepare. Organization is key to financial clarity. With PayTracker, you can categorize your subscriptions to match your lifestyle. Create, rename, and reorder custom categories like "Entertainment," "Work," or "Utilities" to see how your spending is distributed. When a subscription is no longer needed, you can archive it to remove it from active totals while preserving its history, or delete it permanently. Dive deeper into your spending habits with powerful sorting and filtering tools. View only active subscriptions, filter by a specific category or currency, or search for a particular service by name or notes. You can sort your list by next due date, name, amount, or creation date, making it easy to find the information you need, when you need it. The detailed view for each subscription provides a preview of upcoming payments, including the number of occurrences and total cost for the current month and year. Clean Design and Intuitive Experience We believe that managing your finances should be a pleasant experience. PayTracker features a clean, modern, and intuitive interface that is easy to navigate from the moment you open it. The design focuses on clarity and simplicity, ensuring your financial data is easy to read and understand. To make the app truly yours, choose between a sleek dark mode, a crisp light mode, or have it automatically match your system's appearance settings. PayTracker Pro: Unlock Your Full Potential Get started with PayTracker for free and manage up to 4 active subscriptions to see how it can simplify your life. When you're ready to take full control, upgrade to PayTracker Pro. The Pro version unlocks the ability to track unlimited subscriptions, giving you the freedom to manage every single one of your recurring payments without restriction. It’s a simple purchase to support ongoing development and unlock the app's full potential, helping you become a master of your financial domain. Privacy Policy: https://nkmr35.github.io/privacy_paytracker_en.html Terms of Use: https://nkmr35.github.io/terms_paytracker_en.html
Screenshots
Verdict
The clearest difference is in-app purchases: Expense Manager, Money Manager at none against PayTracker's 2. Expense Manager, Money Manager also leads on ads (none vs shown) and device support (3 vs 1). PayTracker's advantage is update cadence (every 10 days vs every 6 months). On price there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. PayTracker sells 2 in-app purchases, starting at $1.99 per month. Expense Manager, Money Manager asks for nothing beyond the download.
Expense Manager, Money Manager ships an update every 6 months, PayTracker every 10 days. The most recent releases landed on October 18, 2026 and October 8, 2026 respectively.
| Parameter | Expense Manager, Money Manager | PayTracker |
|---|---|---|
| Price | Free | Free |
| Rating | 4.2 (6 ratings) — better | — |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 6 — better | — |
| Update frequency | Every 6 months | Every 10 days — better |
| Ads | No — better | Yes |
| In-app purchases | No — better | Yes |
| Monetization | Free | — |
| Devices | iPhone, iPad, iPod — better | iPhone |
| Requires iOS | 15.0 — better | 17.0 |
| Further details — not scored | ||
| Size | 25 MB | 6 MB |
| Age rating | 4+ | 4+ |
| Developer | TECH LOGIC HOST | Hiroto Nakamura |
In-app purchases
Expense Manager, Money Manager
No in-app purchases
PayTracker
- PayTracker Pro (Monthly)$1.991 Month
- PayTracker Pro (Annual)3 Days trial$17.991 Year
Questions
Is Expense Manager, Money Manager free?
Is PayTracker free?
Do Expense Manager, Money Manager or PayTracker have ads?
Which is updated more often, Expense Manager, Money Manager or PayTracker?
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