Intermex vs miPlata
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Intermex
Send money internationally, top up phones worldwide, and pay bills in the U.S. This app offers a secure and affordable way to stay connected with loved ones, with options for cash pickup, bank deposits, or home delivery.
- Send money to 62+ countries
- Cash pickup or bank deposit
- Top up phones in 130+ countries
- Pay U.S. bills
- First transfer $0 fee
- Refer & Earn program
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Everything you need to stay connected, now in one powerful app. Whether you’re sending money or topping up your cell phone, Intermex makes it fast, easy, and secure. With coverage in 62+ countries and over 180,000 payout locations, we help you stay close to your loved ones, no matter the distance. SEND MONEY INTERNATIONALLY • Send to Mexico, Guatemala, El Salvador, Colombia, India, Dominican Republic & more • Choose cash pickup, direct bank deposit, or home delivery (in the Dominican Republic) • Pay with your debit or credit card TOP-UP PHONES • Instantly recharge mobile phones in 130+ countries • Top-up your own or your loved ones’ phones, fast and secure • Enjoy fee-free top-ups with exclusive promos SAVE MORE WITH INTERMEX • First transfer is $0 fee or get a higher FX (depending on the destination country) • Turn on app notifications to unlock exclusive deals HUMAN SUPPORT, WHENEVER YOU NEED IT • Talk to a real person, our customer service is available 7 days a week • Call us at 1.888.999.5307 for help in English or Spanish • Our app is accessible and easy to use on most devices Why Intermex? Because you deserve more. More ways to send. More ways to help. More peace of mind. Transfer fees may vary based on different factors such as destination country, payment method, amount to be sent, or use of any promotion code. Intermex Wire Transfer, LLC 9100 South Dadeland Blvd. Suite 1100, Miami, Florida 33156.
miPlata
This digital wallet is designed for Latino workers, offering a U.S. bank account, a Visa debit card, and easy international money transfers to Latin America. It allows for quick account opening using various IDs and provides bilingual support.
- Open U.S. bank account
- Get Visa debit card
- Send money to Latin America
- Direct deposit paychecks
- Bilingual support (English/Spanish)
- No hidden fees
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miPlata is the digital wallet built specifically for Latino workers. Open a U.S. account, get a Visa® debit card, and send money home to Latin America right from one easy-to-use app. SIGN UP WITH THE ID YOU HAVE Open your account in minutes directly from your phone with passport, official IDs, ITIN, or SSN. GET PAID WITH DIRECT DEPOSIT Get your paycheck straight to your wallet on payday. Skip the check cashing lines and get access to your money safely and quickly. SEND MONEY TO LATIN AMERICA Send secure international transfers to Mexico, Colombia, and across LATAM directly from the app. Your family can receive the funds via direct bank deposit or pick up cash at over 100,000 trusted retail locations, including OXXO, Walmart, and Elektra. SHOP WITH YOUR VISA® DEBIT CARD Shop securely in stores and online. You get a virtual card instantly to use on your phone and a physical Visa debit card mailed directly to your door. PAY ZERO HIDDEN FEES No hidden fees and no surprises. Keep exactly what you earn. • $0 monthly maintenance fees • $0 minimum balance requirements • $0 overdraft fees • $0 foreign transaction fees SEND MONEY INSTANTLY Need to split a bill, pay rent, or send money to a coworker? Transfer money instantly and for free to anyone else using the miPlata app. GET BILINGUAL SUPPORT Navigate your money in the language you prefer. The entire app and our customer support team are available to help you in both English and Spanish. Sign up for miPlata today. Contact & Support Need help? Our bilingual support team is here for you. Email us: ayuda@miplata.com WhatsApp us: +1 (855) 635 2022 Supported Countries & Currencies Available in: United States (US Dollar - USD) Send money to: Mexico (Mexican Peso - MXN), Guatemala (Guatemalan Quetzal - GTQ), Honduras (Honduran Lempira - HNL), El Salvador (US Dollar - USD), Argentina (Argentine Peso - ARS), Bolivia (Bolivian Boliviano - BOB), Colombia (Colombian Peso - COP), Costa Rica (Costa Rican Colón - CRC), Dominican Republic (Dominican Peso - DOP), Ecuador (US Dollar - USD), Panama (Panamanian Balboa / US Dollar - PAB / USD), Peru (Peruvian Sol - PEN), Paraguay (Paraguayan Guaraní - PYG), Uruguay (Uruguayan Peso - UYU). Legal Disclosures: 1 - The Prepaid Debit Visa Card (the “Card”) is issued by Lead Bank pursuant to licensing by Visa U.S.A. Inc. and may be used everywhere Visa is accepted. Must be 18 or older to apply. Fees may apply. See Cardholder Agreement and miPlata website for more details. Bridge Ventures LLC (“Bridge”) is not a bank. Bridge is a financial technology company and is the Program Manager responsible for managing and operating the Card on behalf of Lead Bank. miPlata is not a bank. miPlata is a financial technology company and is the Platform Provider responsible for the application, access, and management of/for the card. 2 - Money Transfers in this app are provided by Viamericas, a licensed money transmitter. miPlata provides the technology platform that enables access to these services, but it is not the licensed remittance provider. Before confirming any transfers, you will receive a complete disclosure of applicable fees, exchange rates, and estimated delivery times, along with information about your rights and protections under U.S. federal and local laws. For information about state licenses and the state regulators performing oversight over Viamericas, please visit the State Licensing section of their website. 3 - miPlata sends money transfers to México, Guatemala, Honduras, El Salvador, Argentina, Bolivia, Brasil, Chile, Colombia, Costa Rica, República Dominicana, Ecuador, Perú and Uruguay. 4 - miPlata USDB accounts are not backed by FDIC protections. 5 - Your Account doesn't allow negative balances. Transactions are declined if you don’t have enough funds. In rare cases, a transaction may settle for more than the authorized amount and temporarily result in a negative balance — we don't charge overdraft or negative balance fees.
Screenshots
Verdict
The clearest difference is review sentiment: miPlata at 100% against Intermex's 51%. miPlata also leads on monetization model (free vs free with in-app purchases) and update cadence (weekly vs monthly). Intermex's advantage is ratings volume (28K vs 3). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
miPlata holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Intermex has 28K ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 51% of Intermex's written reviews are positive against 100% of miPlata's.
Intermex ships an update monthly, miPlata weekly. The most recent releases landed on September 27, 2026 and September 15, 2026 respectively.
| Parameter | Intermex | miPlata |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (28K ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 50.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 28K — better | 3 |
| Update frequency | Monthly | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 16.4 |
| Further details — not scored | ||
| Size | 161 MB | 104 MB |
| Age rating | 4+ | 17+ |
| Developer | Intermex Wire Transfer | Plata |
Customer experience
Intermex
miPlata
Bugs and requests
Intermex
Reported bugs
4 issues- Login issues
- Transfer cancellations
- Incorrect exchange rate displays
- Compatibility problems with older devices
Requested features
5 requests- More payment options
- Improved exchange rate transparency
- Faster money delivery
- Enhanced security features
- Multilingual support
miPlata
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Intermex
No in-app purchases
miPlata
No in-app purchases
Questions
Is Intermex free?
Is miPlata free?
Which has better reviews, Intermex or miPlata?
Do Intermex or miPlata have ads?
Which is updated more often, Intermex or miPlata?
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