Comparison

CoinCircle vs Retired.com (Formerly Choice)

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CoinCircle

Manage your digital assets with a comprehensive and user-friendly cryptocurrency wallet. Buy, sell, and track thousands of cryptocurrencies, earn interest, borrow crypto, and make payments securely. Take full control of your digital funds with this private and instant solution.

Highlights
  • Buy and sell thousands of cryptocurrencies
  • Track daily market prices
  • Earn interest on crypto
  • Borrow crypto
  • Pay or request crypto
  • Connect bank account for digital USD
Features
Read full description

Your new favorite crypto wallet. Fully featured and simple to use; meet the CoinCircle wallet. Easily buy Bitcoin and 1000s of other cryptocurrencies. Track the daily market prices. Sell your crypto at any time. Connect your bank and fund your digital USD account. Earn interest and borrow crypto. Pay or request crypto from friends or colleagues using email or text message. You get the keys and you are in complete control of your digital assets. Simple. Free. Instant. Private. Secure.

About

Retired.com (Formerly Choice)

Invest in cryptocurrency within a tax-advantaged retirement account. Trade, stake, and manage your future without leaving your IRA. Offers various account structures and expert support for your financial goals.

Highlights
  • Crypto IRA accounts
  • Trade and stake digital assets
  • Tax-advantaged growth
  • Rollover and transfer options
  • Multiple IRA structures
  • SOC 2 Type 1 certified security
  • Real specialist support
Features
Read full description

Retired.com* isn't an exchange with a retirement account bolted on. Retirement is the entire product, starting with the asset our members have asked for most: crypto, held inside a tax-advantaged account built to grow for decades, not to day-trade. Trusted with $12B+ in assets under custody by a community of 250,000+ Americans. Whether you're rolling over an old 401(k) or starting fresh, Retired.com puts you in control of what your future is built on. Trade and stake without ever leaving your IRA Buy, sell, and trade Bitcoin and other digital assets, tax-advantaged Stake supported assets to earn rewards inside your IRA Move in and out of positions without a taxable event on every trade One asset, the retirement account built for you Choose the account structure that fits your goals, Self-Directed IRA, Roth IRA, SEP IRA, Solo 401(k), or Checkbook IRA. Fund it with a rollover or a transfer, and start putting your retirement savings behind the asset you believe in. Security is not an afterthought Every account is backed by SOC 2 Type 1 certified security, SIPC-protected cash, and institutional-grade cold storage for your digital assets, with $12B+ held under regulated, third-party custody. A trusted relationship, not an AI-only wall See where you stand with a free Retirement Score in minutes, then talk it through with a real specialist, available on your schedule, including weekends, who turns your score into a named plan with a person behind it. Straightforward answers, transparent pricing, no hidden fees, no surprises. Retire with Freedom. *Retired.com is a technology platform that connects users with third-party custodians, digital wallet providers cryptocurrency platforms, brokerage providers and banking partners. Retired.com is not a bank, broker-dealer, exchange, custodian, or registered investment advisor, and does not provide investment, legal, or tax advice. Investment advisory services offered through Retired Advisory, LLC, an SEC- registered investment adviser, pursuant to a written advisory agreement. Securities accounts are carried and cleared by Interactive Brokers LLC, member FINRA/SIPC. Digital asset custody and related services are provided by Digital Trust, LLC. Banking services are provided by participating partner banks. Retired Advisory, LLC, Rocket Dollar Capital, LLC, and Digital Trust, LLC are wholly-owned subsidiaries of Retired.com. Neither the IRS nor any governmental or regulatory authority has approved or endorsed any investment or transaction available through the platform. Investing in cryptocurrencies, digital assets, and securities involves substantial risks, including the possible loss of principal. Digital assets are highly speculative, volatile, and may become illiquid or lose value entirely. Investments are not FDIC insured, are not bank guaranteed, and may lose value.

Screenshots

CoinCircle4 screens
Retired.com (Formerly Choice)4 screens

Verdict

The call

CoinCircle and Retired.com (Formerly Choice) both sit at 4.6 stars, but that hides the real split: 87% of CoinCircle's written reviews are positive against 36% of Retired.com (Formerly Choice)'s. CoinCircle also leads on iOS requirement (12.0 vs 16.4). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.6 for CoinCircle against 4.7 for Retired.com (Formerly Choice). Both are backed by a comparable volume of ratings — 629 and 1.5K respectively. Written reviews are what separate them: 87% of CoinCircle's written reviews are positive against 36% of Retired.com (Formerly Choice)'s.

UpkeepUpdate frequency

CoinCircle ships an update every 4 weeks, Retired.com (Formerly Choice) every 3 weeks. The most recent releases landed on November 3, 2026 and November 13, 2026 respectively.

Scorecard2 real differences · 8 level
CoinCircle versus Retired.com (Formerly Choice): the parameters behind the verdict, then further details
ParameterCoinCircleRetired.com (Formerly Choice)
PriceFreeFree
Rating4.6 (629 ratings)4.7 (1.5K ratings) — better
Positive reviews86.7% of reviews — better36.4% of reviews
Number of ratings6291.5K — better
Update frequencyEvery 4 weeksEvery 3 weeks — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS12.0 — better16.4
Further details — not scored
Size114 MB119 MB
Age rating4+4+
DeveloperCoincircle, IncChoice Holdings Incorporated

Customer experience

CoinCircle

All ratings631 ratings
Positive89.4%
Neutral2.5%
Negative8.1%
Written reviews113 reviews
Positive86.7%
Neutral1.8%
Negative11.5%

Retired.com (Formerly Choice)

All ratings1,498 ratings
Positive92.3%
Neutral2.5%
Negative5.1%
Written reviews77 reviews
Positive36.4%
Neutral5.2%
Negative58.4%

User reviews

CoinCircle

From 629 App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Unique app with social features
  • 💰 Earn rewards for simple tasks
  • 🤑 Opportunity to make money
  • 📈 Provides market updates

Room to improve

  • 🐛 Bugs and technical issues
  • 🔒 Lack of customer support
  • 💸 Concerns about withdrawals and payouts
  • ⚠️ Potential scam or unreliable app

Retired.com (Formerly Choice)

From 1.5K App Store ratings

What we love

  • 🚀 Easy to use app
  • 💡 Ability to invest in crypto in IRA
  • 👍 Simple and clean interface
  • 🚀 Smooth app experience

Room to improve

  • 💰 High and hidden fees
  • 🔒 Data breach and security concerns
  • 🐛 Buggy software and glitches
  • 🔒 Difficulty withdrawing funds
  • 💰 Exorbitant monthly fees

Bugs and requests

CoinCircle

Reported bugs

4 issues
  • Login issues
  • Rewards not being credited
  • App freezing or crashing
  • Verification problems

Requested features

4 requests
  • Dark mode option
  • Improved customer support
  • Easier withdrawal process
  • More earning opportunities

Retired.com (Formerly Choice)

Reported bugs

3 issues
  • Login and withdrawal issues
  • Inconsistent fee information
  • Disappearing account balances

Requested features

3 requests
  • Instant deposits and trading
  • Improved account statements and transparency
  • More crypto asset options

In-app purchases

None

CoinCircle

No in-app purchases

None

Retired.com (Formerly Choice)

No in-app purchases

Questions

Is CoinCircle free?
CoinCircle is free to download, with no in-app purchases.
Is Retired.com (Formerly Choice) free?
Retired.com (Formerly Choice) is free to download, with no in-app purchases.
Which has better reviews, CoinCircle or Retired.com (Formerly Choice)?
Retired.com (Formerly Choice) is rated higher. CoinCircle averages 4.6 out of 5 from 629 ratings, while Retired.com (Formerly Choice) averages 4.7 from 1.5K ratings.
Do CoinCircle or Retired.com (Formerly Choice) have ads?
Neither CoinCircle nor Retired.com (Formerly Choice) shows ads.
Which is updated more often, CoinCircle or Retired.com (Formerly Choice)?
CoinCircle ships an update every 4 weeks, and Retired.com (Formerly Choice) every 3 weeks. Most recently, CoinCircle was updated on November 3, 2026 and Retired.com (Formerly Choice) on November 13, 2026.

Other comparisons