MobileTmoney vs ToKpay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MobileTmoney
This app provides a convenient digital transit card for buses and subways throughout Korea. Users can easily tap their iPhone or Apple Watch to pay for rides without needing a physical card or signing up. Top-ups are simple using Apple Pay.
- Digital transit card for Korea
- Tap to pay with iPhone/Apple Watch
- No physical card needed
- No sign-up required
- Top up with Apple Pay
- Check balance and top up in-app
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MobileTmoney – The Smart Way to Travel Korea Your all-in-one transit card for buses and subways across Korea. Just tap your iPhone or Apple Watch and ride instantly. ■ Made for Travelers - Use public transportation across Korea with ease - No need to buy or carry a physical transit card - No sign-up required—start using it right away - Top up in the app using Apple Pay ■ Tap & Ride Anywhere - Ride buses and subways using your iPhone or Apple Watch - Simply tap your device—no need to open the app or wake your screen - Fast, secure, and contactless ■ Designed for Quick Access - Skip ticket machines and long lines - Works instantly when you're on the move - Check your balance and top up anytime in the app ■ Requirements - iPhone XS / XR or later with iOS 17.2 or later - Apple Watch Series 6 / SE (2nd gen) or later with watchOS 10.2 or later - A credit or debit card added to Apple Pay is required for top-up ■ Permissions To provide a smooth experience, the app may request: Optional Permissions - Phone: Account verification & customer support - Contacts: Recipient search for Send Balance - Location: Tracking for departure & arrival points - Camera: Card registration & QR code scanning Granting these permissions is optional—the app works without them, though some features won't be available. ■ Support - Customer Center: +82-1644-0088 (Weekdays 09:00–18:00, KST) - Email: mobileteam@tmoney.co.kr
ToKpay
This app facilitates cashless payments for visitors in Korea with a prepaid card. Easily top up funds in your local currency, pick up a physical card instantly, and use it for shopping, dining, and transport. Track transactions in real-time and request refunds for unused balances.
- Prepaid card for visitors
- Local currency top-up
- Cashless payments
- Instant physical card pickup
- Real-time transaction tracking
- Refund for unused balance
- Multi-language support
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Planning a trip to Korea? ToKpay makes your journey easier. ToKpay is a prepaid one-stop card designed especially for visitors. Top up your KRW wallet in your local currency and enjoy cashless payments everywhere you go. With just your ID, registration takes only minutes – no bank account needed. Pick up your physical card instantly at CU convenience stores across the country. Easily recharge your transit card through the ToKpay app and start using it right away. Use ToKpay for shopping, dining, transport, and travel – all in one card. When your trip is over, simply request a refund of any unused balance. Stay in control with real-time transaction tracking in the ToKpay app. Available in multiple languages. ToKpay is the simplest way to pay in Korea – one card for all your travel needs.
Screenshots
Verdict
The clearest difference is review sentiment: ToKpay at 100% against MobileTmoney's 18%. ToKpay also leads on update cadence (every 2 weeks vs monthly). MobileTmoney's advantage is chart position (#207 vs unranked) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MobileTmoney ships an update monthly, ToKpay every 2 weeks. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.
| Parameter | MobileTmoney | ToKpay |
|---|---|---|
| Price | Free | Free |
| Rating | 3.1 (178 ratings) — better | — |
| Positive reviews | 17.7% of reviews | 100.0% of reviews — better |
| Number of ratings | 178 — better | — |
| Update frequency | Monthly | Every 2 weeks — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Best chart rank | #207 — better | — |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 131 MB | 91 MB |
| Age rating | 4+ | 4+ |
| Developer | Tmoney Co., Ltd | E9PAY |
Customer experience
MobileTmoney
ToKpay
In-app purchases
MobileTmoney
No in-app purchases
ToKpay
No in-app purchases









