Comparison

VNPAY App vs KFSP

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

VNPAY App

This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.

Highlights
  • Multiple secure payment methods
  • QR code scanning
  • Online shopping on VnShop
  • Book taxis, flights, trains, buses
  • Purchase movie and event tickets
  • Buy now, pay later services
  • Consumer loans
Features
Read full description

What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.

About

KFSP

This app tracks financial news and stock market updates. Stay informed with the latest market information and financial bulletins.

Highlights
  • Financial news tracking
  • Stock market updates
  • Market information
  • Financial bulletins
Features
Read full description

Ứng dụng theo dõi bản tin tài chính, chứng khoán. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

VNPAY App4 screens
KFSP4 screens

Verdict

The call

The clearest difference is rating: KFSP at 5.0 against VNPAY App's 4.3. KFSP also leads on review sentiment (84% vs 55%). VNPAY App's advantage is in-app purchases (none vs 1) and ratings volume (660 vs 6). On price, update cadence, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KFSP sells 1 in-app purchase, starting at $349.99 per year. VNPAY App asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

KFSP holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: VNPAY App has 660 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 55% of VNPAY App's written reviews are positive against 84% of KFSP's.

UpkeepUpdate frequency

VNPAY App ships an update every 10 days, KFSP every 2 weeks. The most recent releases landed on October 17, 2026 and October 10, 2026 respectively.

Scorecard6 real differences · 4 level
VNPAY App versus KFSP: the parameters behind the verdict, then further details
ParameterVNPAY AppKFSP
PriceFreeFree
Rating4.3 (660 ratings)5.0 (6 ratings) — better
Positive reviews55.1% of reviews83.7% of reviews — better
Number of ratings660 — better6
Update frequencyEvery 10 days — betterEvery 2 weeks
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 — better16.6
Further details — not scored
Size508 MB91 MB
Age rating4+17+
DeveloperVNPAYKFSP COMPANY LIMITED

Customer experience

VNPAY App

All ratings660 ratings
Positive83.8%
Neutral0.5%
Negative15.8%
Written reviews176 reviews
Positive55.1%
Neutral1.1%
Negative43.8%

KFSP

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews43 reviews
Positive83.7%
Neutral4.7%
Negative11.6%

Bugs and requests

VNPAY App

Reported bugs

3 issues
  • Frequent connection errors
  • Issues with payment processing and refunds
  • App crashes during transactions

Requested features

3 requests
  • Expand merchant network to accept VNPAY QR
  • Improve in-app support and troubleshooting
  • Allow more flexibility in identity verification

KFSP

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

VNPAY App

No in-app purchases

1 purchases

KFSP

Subscriptions1
  • Theo dõi 1 năm$349.991 Year

Questions

Is VNPAY App free?
VNPAY App is free to download, with no in-app purchases.
Is KFSP free?
KFSP is free to download, with in-app purchases available.
Which has better reviews, VNPAY App or KFSP?
KFSP is rated higher. VNPAY App averages 4.3 out of 5 from 660 ratings, while KFSP averages 5.0 from 6 ratings.
Do VNPAY App or KFSP have ads?
Neither VNPAY App nor KFSP shows ads.
Which is updated more often, VNPAY App or KFSP?
VNPAY App ships an update every 10 days, and KFSP every 2 weeks. Most recently, VNPAY App was updated on October 17, 2026 and KFSP on October 10, 2026.

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