VNPAY App vs Sổ Hụi 4.0
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
VNPAY App
This app is a comprehensive payment and shopping platform integrating transportation, entertainment, and retail. It offers multiple secure payment options and a wide range of services for daily life, including shopping, booking travel, and purchasing entertainment tickets.
- Multiple secure payment methods
- QR code scanning
- Online shopping on VnShop
- Book taxis, flights, trains, buses
- Purchase movie and event tickets
- Buy now, pay later services
- Consumer loans
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What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.
Sổ Hụi 4.0
Manage your savings groups with ease. Track contributions, payments, and balances for all your groups. Get detailed reports on your savings activities.
- Manage savings groups
- Track contributions
- Record payments
- Balance management
- Detailed reports
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Ứng dụng Sổ Hụi 4.0 được thiết kế với các tính năng nổi bật như quản lý dây hụi, đóng hốt hụi, cân bằng hụi, cùng với báo cáo chi tiết về việc đóng hốt hụi. Những cải tiến này giúp người dùng quản lý các dây hụi mình đã tham gia một cách dễ dàng và hiệu quả hơn.
Screenshots
Verdict
The clearest difference is rating: Sổ Hụi 4.0 at 5.0 against VNPAY App's 4.3. VNPAY App's advantage is ratings volume (661 vs 4) and iOS requirement (13.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Sổ Hụi 4.0 holds the better App Store score, 5.0 against 4.3. That said, the two scores are not equally well evidenced: VNPAY App has 661 ratings behind it against 4, so its average is the more settled of the two.
VNPAY App ships an update every 10 days, Sổ Hụi 4.0 weekly. The most recent releases landed on November 9, 2026 and November 4, 2026 respectively.
| Parameter | VNPAY App | Sổ Hụi 4.0 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.3 (661 ratings) | 5.0 (4 ratings) — better |
| Positive reviews | 54.8% of reviews | — |
| Number of ratings | 661 — better | 4 |
| Update frequency | Every 10 days | Weekly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 508 MB | 90 MB |
| Age rating | 4+ | 4+ |
| Developer | VNPAY | hung bui thai |
Customer experience
VNPAY App
Sổ Hụi 4.0
Bugs and requests
VNPAY App
Reported bugs
3 issues- Frequent connection errors
- Issues with payment processing and refunds
- App crashes during transactions
Requested features
3 requests- Expand merchant network to accept VNPAY QR
- Improve in-app support and troubleshooting
- Allow more flexibility in identity verification
Sổ Hụi 4.0
Not enough reviews yet to summarise bugs or requests.
In-app purchases
VNPAY App
No in-app purchases
Sổ Hụi 4.0
No in-app purchases
