VNPAY App vs SpendBee

What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.

SpendBee - Smart Expense Tracker and Personal Finance Manager SpendBee is a personal expense tracker that helps you manage daily expenses, income, wallets, debts, and recurring transactions in a simple, fast, and effective way. With just a few taps, you can record every expense and income, track what you owe and what is owed to you, automate recurring payments, clearly understand your cash flow, and take control of your money every day. Whether you are looking for an expense tracking app, a personal finance manager, or a simple way to build better saving habits, SpendBee is designed to fit your daily needs. WHY CHOOSE SPENDBEE? SpendBee is more than a basic expense tracker. It is a smart personal finance assistant designed to be clean, intuitive, and easy to use. No complicated spreadsheets, no complex workflows. SpendBee focuses on fast expense logging, clear financial tracking, and better money decisions. KEY FEATURES Easy expense and income tracking Record daily expenses and income in seconds. Suitable for both beginners and experienced users who want a simple and reliable money manager. Voice input for expenses Just speak naturally and SpendBee will automatically record your expense or income accurately. Perfect when your hands are busy or you are on the move. Flexible wallet management Create and manage multiple wallets such as cash, bank accounts, savings wallets, or personal funds. Easily track balances and money flow across wallets. Debt management (Borrow & Lend tracking) Easily track debts, loans, and repayments. Know exactly how much you owe or are owed, view outstanding balances, and stay on top of due payments with clarity and confidence. Recurring transaction management Automatically manage recurring expenses and income such as rent, subscriptions, salaries, or bills. Never forget a regular payment and keep your financial records accurate over time. Clear charts and insights View daily and monthly expense statistics with clean and easy-to-understand charts. Identify spending habits, track debts, and adjust your financial plan with confidence. Dark mode interface A modern dark mode that is comfortable for night use and low-light environments. Privacy-first and secure All financial data is stored locally on your device. SpendBee does not collect, share, or store your data on any server. WHO IS SPENDBEE FOR? SpendBee is ideal for: - People who want to track daily expenses - Anyone managing personal finance, debts, or recurring bills - Beginners starting expense tracking - Users who want better control of money and savings TAKE CONTROL OF YOUR FINANCES SpendBee helps you build healthy financial habits, reduce unnecessary spending, manage debts responsibly, and understand your financial situation clearly. Start managing your money in a simple and stress-free way with SpendBee today. PRIVACY POLICY https://spendbee.trieuvo.com/privacy-policy TERMS OF USE (EULA) https://www.apple.com/legal/internet-services/itunes/dev/stdeula/