VNPAY App vs Eta

What’s New in the VNPAY App? VNPAY is a multi-utility payment and shopping app that integrates transportation, entertainment, and shopping, catering to all aspects of daily life with various payment methods and funding sources. Fast and Convenient Payments The VNPAY app supports multiple secure and convenient payment methods: VNPAY e-wallet VNPAY-QR code scanning ATM cards, international cards Apple Pay Postpaid services Unlimited Utility Ecosystem Enjoy a seamless shopping, transportation, and entertainment experience with maximum convenience and efficiency: Easy shopping on VnShop – Authentic products at great prices with daily promotions. Effortless transportation – Quickly book taxis, motorbikes, flights, trains, and buses in just a few minutes. Convenient entertainment – Book movie tickets, amusement park tickets, and event passes with just a few taps. Financial Flexibility and Smart Spending VNPAY provides diverse financial solutions to help users manage their expenses flexibly: Postpaid services – Buy now, pay later. Consumer loans – Access flexible credit without income proof, approval within 2 minutes, with limits up to 50 million VND (*). (*) The loan service is provided and managed by VNPAY’s partners on the VNPAY platform. Customer Support If you need assistance, please contact us: Hotline: 1900 5555 77 (8 AM - 10 PM, Monday - Sunday) Email: hotro@vnpay.vn Vietnam Payment Solutions Joint Stock Company (VNPAY) Address: 8th Floor, No. 22 Lang Ha Street, Lang Ha Ward, Dong Da District, Hanoi.

Eta is a simple, privacy-focused expense tracker designed to help you understand and manage your everyday spending. Add expenses quickly using natural language, such as “coffee 30k” or “lunch 150k yesterday.” Eta extracts the amount and merchant, then suggests a suitable category. You can also scan a receipt with your camera or select a receipt image from your photo library. Key features: - Fast expense entry using natural language - Receipt scanning and on-device text recognition - Expense search and filtering - Detailed expense history with editable records - Custom categories - Monthly budgets by category - Spending statistics, trends, and top merchants - Recurring expense management and optional reminders - CSV export for selected date ranges - JSON backup and restore - Private iCloud sync across your Apple devices - English and Vietnamese language support Eta works without a separate account. Your expense data is stored on your device and can sync through your private iCloud account. Eta does not send user data to any third-party AI service. The app uses Apple Intelligence / Apple's Foundation Models framework only for optional on-device expense parsing and category suggestions. Apple Intelligence is disabled by default and users must explicitly enable it in Settings. If disabled or unavailable, Eta uses local rule-based parsing and category matching instead. The Privacy Policy has also been updated to describe this behavior. Free with 7-day trial, one-time purchase to unlock forever!