Mintyn vs Aku
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Mintyn
Manage all your finances in one place, from sending money and paying bills to investing and saving. This app offers a free current account for individuals and businesses, along with features for shopping, airtime purchases, and even flight bookings.
- Free current account
- Send and receive money
- Pay bills
- Invest and save
- Shop for groceries and food
- Expense tracking analytics
- Cardless ATM withdrawal
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About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)
Aku
This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.
- Simplified banking and payments
- Zero annual or monthly maintenance fees
- Seamless experience across multiple funding sources
- Instant and secure money transfer
- Wealth growth with reward packages
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Say hello to a new style of mobile banking Aku is designed to simplify banking and payments at every point of sale. Our accounts attract zero annual or monthly maintenance fees. Bank for free with us. Break the wheel of multiple banking platforms Enjoy an intuitive, hassle-free, and seamless banking experience across multiple funding sources. Use AkuPay to send and receive money instantly and securely! Grow your wealth with ease Aku offers rewards at every turn through our wealth packages.
Screenshots
Verdict
The clearest difference is rating: Mintyn at 4.4 against Aku's 3.8. Mintyn also leads on ads (none vs shown) and ratings volume (334 vs 20). Aku's advantage is review sentiment (67% vs 46%) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Mintyn holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: Mintyn has 334 ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 46% of Mintyn's written reviews are positive against 67% of Aku's, so the app with the better star average is not the one people write more warmly about.
Mintyn ships an update every 11 days, Aku fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.
| Parameter | Mintyn | Aku |
|---|---|---|
| Price | Free | Free |
| Rating | 4.4 (334 ratings) — better | 3.8 (20 ratings) |
| Positive reviews | 46.2% of reviews | 66.7% of reviews — better |
| Number of ratings | 334 — better | 20 |
| Update frequency | Every 11 days — better | Fortnightly |
| Ads | No — better | Yes |
| In-app purchases | No | No |
| Monetization | Free — better | Ad-supported |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 114 MB | 126 MB |
| Age rating | 4+ | 17+ |
| Developer | Mint Financial Technology Service | Aku Fintech Inc |
Customer experience
Mintyn
Aku
Bugs and requests
Mintyn
Reported bugs
7 issues- Balance display shows XXXXX.XX instead of actual amount
- Eye logo to reveal balance is unresponsive
- App crashes during registration
- Network connection errors preventing login
- Transfer and payment processing failures
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- App freezes and stops responding
- Maintenance without user notification
Requested features
4 requests- Add more financial institutions to transaction list (e.g., Carbon bank)
- ATM card functionality
- Call/phone support option
- Better weekend support
Aku
Not enough reviews yet to summarise bugs or requests.
In-app purchases
Mintyn
No in-app purchases
Aku
No in-app purchases








