Comparison

Mintyn vs Aku

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Mintyn

Manage all your finances in one place, from sending money and paying bills to investing and saving. This app offers a free current account for individuals and businesses, along with features for shopping, airtime purchases, and even flight bookings.

Highlights
  • Free current account
  • Send and receive money
  • Pay bills
  • Invest and save
  • Shop for groceries and food
  • Expense tracking analytics
  • Cardless ATM withdrawal
Features
Read full description

About Mintyn. Mintyn Bank - Everything finance One app for everything finance; Send and receive money, pay bills, Gift your loved ones shopping voucher, shop for groceries and food supplies, invest and save for life emergencies. Features Free current account for individual Free current account for Solo business, Enterprise, and incorporated Trustees. Incorporate your business with CAC Apply for Tax Identification Number (TIN) Shop for food items and groceries Invest in risk free investment plan Save for emergency and earn decent interest Fund your betting wallet Purchase data bundle at ease Purchase airtime Book flight at ease Cardless Withdrawal; withdraw cash at ATM without card Analytics for expense tracking. Request Expense debit card. Privacy Policies and Security. We collect and process your information in accordance to Nigerian Data Protection Regulation (NDPR) guideline which are for; contractual & Legal duty, Legitimate interest, public interest, and vital interest or consent. As such your information are protected and can not be transferred to third party, except we are legally required. Mintyn Bank is Insured by Nigerian Deposit Insurance Corporation (NDIC) as such your deposit is save. Mintyn Bank is PCI DSS Certified. Mintyn bank is a product of Finex Microfinance bank; license by Central Bank of Nigeria (CBN)

About

Aku

This mobile banking app simplifies payments and offers a seamless experience across multiple funding sources. Send and receive money instantly and securely, and grow your wealth with attractive reward packages.

Highlights
  • Simplified banking and payments
  • Zero annual or monthly maintenance fees
  • Seamless experience across multiple funding sources
  • Instant and secure money transfer
  • Wealth growth with reward packages
Read full description

Say hello to a new style of mobile banking Aku is designed to simplify banking and payments at every point of sale. Our accounts attract zero annual or monthly maintenance fees. Bank for free with us. Break the wheel of multiple banking platforms Enjoy an intuitive, hassle-free, and seamless banking experience across multiple funding sources. Use AkuPay to send and receive money instantly and securely! Grow your wealth with ease Aku offers rewards at every turn through our wealth packages.

Screenshots

Mintyn4 screens
Aku4 screens

Verdict

The call

The clearest difference is rating: Mintyn at 4.4 against Aku's 3.8. Mintyn also leads on ads (none vs shown) and ratings volume (334 vs 20). Aku's advantage is review sentiment (67% vs 46%) and iOS requirement (13.0 vs 15.0). On price, update cadence, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Mintyn holds the better App Store score, 4.4 against 3.8. That said, the two scores are not equally well evidenced: Mintyn has 334 ratings behind it against 20, so its average is the more settled of the two. Written reviews complicate that: 46% of Mintyn's written reviews are positive against 67% of Aku's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

Mintyn ships an update every 11 days, Aku fortnightly. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
Mintyn versus Aku: the parameters behind the verdict, then further details
ParameterMintynAku
PriceFreeFree
Rating4.4 (334 ratings) — better3.8 (20 ratings)
Positive reviews46.2% of reviews66.7% of reviews — better
Number of ratings334 — better20
Update frequencyEvery 11 days — betterFortnightly
AdsNo — betterYes
In-app purchasesNoNo
MonetizationFree — betterAd-supported
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.013.0 — better
Further details — not scored
Size114 MB126 MB
Age rating4+17+
DeveloperMint Financial Technology ServiceAku Fintech Inc

Customer experience

Mintyn

All ratings334 ratings
Positive82.9%
Neutral6.0%
Negative11.1%
Written reviews52 reviews
Positive46.2%
Neutral0.0%
Negative53.8%

Aku

All ratings20 ratings
Positive65.0%
Neutral0.0%
Negative35.0%
Written reviews6 reviews
Positive66.7%
Neutral0.0%
Negative33.3%

Bugs and requests

Mintyn

Reported bugs

7 issues
  • Balance display shows XXXXX.XX instead of actual amount
  • Eye logo to reveal balance is unresponsive
  • App crashes during registration
  • Network connection errors preventing login
  • Transfer and payment processing failures
Show 2 more
  • App freezes and stops responding
  • Maintenance without user notification

Requested features

4 requests
  • Add more financial institutions to transaction list (e.g., Carbon bank)
  • ATM card functionality
  • Call/phone support option
  • Better weekend support

Aku

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Mintyn

No in-app purchases

None

Aku

No in-app purchases

Questions

Is Mintyn free?
Mintyn is free to download, with no in-app purchases.
Is Aku free?
Aku is free to download, with no in-app purchases.
Which has better reviews, Mintyn or Aku?
Mintyn is rated higher. Mintyn averages 4.4 out of 5 from 334 ratings, while Aku averages 3.8 from 20 ratings.
Do Mintyn or Aku have ads?
Aku shows ads; Mintyn does not.
Which is updated more often, Mintyn or Aku?
Mintyn ships an update every 11 days, and Aku fortnightly. Most recently, Mintyn was updated on November 6, 2026 and Aku on November 3, 2026.

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