Comparison

COOP SMART vs n1co

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

COOP SMART

Manage your financial products anytime, anywhere. This app allows members of the FEDECACES Cooperative Network to check balances, make transfers, pay loans, and find service locations. It offers secure login options, including fingerprint authentication on compatible devices.

Highlights
  • Secure login with fingerprint
  • Check account balances and transactions
  • Transfer funds between own accounts
  • Transfer funds to third parties
  • Loan payments from savings accounts
  • Find service locations
  • Receive notifications and promotions
Features
Read full description

COOP SMART es la aplicación para teléfonos inteligentes para los Asociados miembros de la Red de Cooperativas FEDECACES que les permite administrar sus productos financieros durante las 24 horas del día, los 365 días del año, de una manera rápida, segura y confiable. Por medio de COOP SMART puede realizar lo siguiente: - Ingresar por medio de su usuario y contraseña o también por medio de su huella dactilar*. - Consultar saldos y movimientos de sus cuentas. - Transferencias entre cuentas propias - Transferencias a terceros. - Pagos a préstamos desde su cuenta de ahorros. - Encontrar la ubicación de los puntos de servicio de la Red de Cooperativas FEDECACES - Recibir notificaciones y promociones *Este servicio funciona solamente en los dispositivos que cuentan con la funcionalidad de huella dactilar. Para activar el ingreso por medio de su huella dactilar, ingrese a la aplicación con su usuario y contraseña; vaya a la opción “Configuración” que está disponible en el menú; active el botón “Usar huella para ingresar” y presione el botón “Guardar”.

About

n1co

Manage your finances entirely digitally with this banking platform. Enjoy a simplified bank account and a digital VISA debit card for online purchases, with the option to request a physical card. Control expenses, transfers, payments, and collections from your mobile device.

Highlights
  • Digital bank account
  • Digital VISA debit card
  • Physical VISA debit card
  • Expense control
  • Transfers and payments
  • Customer service
Features
Read full description

¡n1co es la plataforma digital para que tomes control de tu vida financiera! Olvídate de las filas y esperas que te de la banca tradicional y obten tu banco en la palma de tu mano. Una cuenta de banco no debería costarte dinero. Sin cargos ocultos, con n1co tendrás una experiencia fácil, rápida, segura y completamente transparente, como creemos debe de ser… sin tarifas de mantenimiento y sin tarifas de saldo mínimo. Descarga, registrate y automáticamente obtienes una cuenta de banco simplificada y una tarjeta VISA de débito digital para compras en línea. Solicita tu tarjeta de débito VISA física con los mejores beneficios, descuentos y Cash Back en todas tus transacciones. Controla tus gastos, transferencias, pagos, cobros y débitos desde tu teléfono móvil. Cuenta con servicio al cliente personalizado enfocado en ti y tus necesidades. Entra a la inclusión financiera de la mejor manera ...con n1co. **Debes tener 18 años o más y tener tarjeta de identidad para poder registrarte.

Screenshots

COOP SMART4 screens
n1co4 screens

Verdict

The call

The clearest difference is rating: COOP SMART at 3.5 against n1co's 2.7. COOP SMART also leads on iOS requirement (13.0 vs 15.5). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

COOP SMART holds the better App Store score, 3.5 against 2.7. Both are backed by a comparable volume of ratings — 22 and 39 respectively. Written reviews complicate that: 0% of COOP SMART's written reviews are positive against 8% of n1co's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

COOP SMART ships an update every 11 days, n1co weekly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
COOP SMART versus n1co: the parameters behind the verdict, then further details
ParameterCOOP SMARTn1co
PriceFreeFree
Rating3.5 (22 ratings) — better2.7 (39 ratings)
Positive reviews0.0% of reviews7.7% of reviews — better
Number of ratings2239 — better
Update frequencyEvery 11 daysWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS13.0 — better15.5
Further details — not scored
Size124 MB218 MB
Age rating4+17+
DeveloperFederacion De Asociaciones Cooperativas De Ahorro Y Credito De El Salvador De RLN1co Tech

Customer experience

COOP SMART

All ratings16 ratings
Positive75.0%
Neutral6.3%
Negative18.8%
Written reviews1 reviews
Positive0.0%
Neutral100.0%
Negative0.0%

n1co

All ratings39 ratings
Positive41.0%
Neutral0.0%
Negative59.0%
Written reviews13 reviews
Positive7.7%
Neutral0.0%
Negative92.3%

In-app purchases

None

COOP SMART

No in-app purchases

None

n1co

No in-app purchases

Questions

Is COOP SMART free?
COOP SMART is free to download, with no in-app purchases.
Is n1co free?
n1co is free to download, with no in-app purchases.
Which has better reviews, COOP SMART or n1co?
COOP SMART is rated higher. COOP SMART averages 3.5 out of 5 from 22 ratings, while n1co averages 2.7 from 39 ratings.
Do COOP SMART or n1co have ads?
Neither COOP SMART nor n1co shows ads.
Which is updated more often, COOP SMART or n1co?
COOP SMART ships an update every 11 days, and n1co weekly. Most recently, COOP SMART was updated on November 3, 2026 and n1co on November 3, 2026.

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