白猫贷 vs 车主贷
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
白猫贷
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白猫贷是一款利用人工智能和大数据风控技术，面向大众提供金融信贷服务的小额贷款平台，致力于为用户提供方便、快捷、安心的借款服务。 ——产品特色—— 【额度高】额度最高200,000万 【门槛低】凭身份证快速出额度 方便快捷 【放款快】实时审批 快速放款 畅快体验 【流程简】在线申请 自动审核 “刷脸”得额度 ——温馨提示—— 1.贷款额度、利率，放款时间以实际审核为准 2.贷款有风险，借款需谨慎，请根据个人能力合理贷款，理性消费，避免逾期 官方微信：白猫贷 官方客服电话：400-6888009 ( 工作日9:30-18:30 )
车主贷
This app provides car owners with loan services, offering high loan amounts and flexible repayment options. It features a simple online application process with transparent fees and is backed by reputable financial institutions.
- High loan amounts (30,000 - 1,000,000 CNY)
- Simple online application
- Low annual interest rates from 6%
- No additional service fees
- Flexible installment payments
- Funds from regulated banks
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车主贷，官方汽车贷款担保，全国覆盖，0服务费！ -银行等金融机构放款！不押车，利率优，期限长！ 【产品特点】 1、额度高：借款3万～100万元（以实际审批为准） 2、申请易：手机线上申请，填写资料简单； 3、正规化：由银行等机构直接提供资金，持牌机构安全无忧； 4、分期还：灵活分期，借款一般可分36期还款； 5、费息透明：年化利率6%~24%（单利），无额外手续费（具体以实际以审核为准）； 6、申请门槛：22-55周岁车主，有车人群凭真是有效个人信息和手机号就可以申请； 【关于我们】 融悦车主贷（简称：车主贷）融悦集团旗下产品，为有需要的客户和金融机构提供全流程科技以及服务，正规持牌金融机构，资金和隐私安全有保证。车主贷提供的金融机构信贷产品额度高、还款方式多样灵活，流程透明简单方便快捷，帮您解决经济问题！ 【风险提示】 -贷款有风险，借款需谨慎； -最终贷款额度、利率、放款时间等以资金方实际审批结果为准； -请根据个人能力合理贷款，理性消费，避免逾期。
Screenshots
Verdict
The clearest difference is update cadence: 车主贷 at every 5 days against 白猫贷's every 6 weeks. 白猫贷's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
白猫贷 ships an update every 6 weeks, 车主贷 every 5 days. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.
| Parameter | 白猫贷 | 车主贷 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (3 ratings) — better |
| Number of ratings | — | 3 — better |
| Update frequency | Every 6 weeks | Every 5 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.6 |
| Further details — not scored | ||
| Size | 32 MB | 9 MB |
| Age rating | 17+ | 17+ |
| Developer | Guangzhou Zhidu Internet Microfinance Co., Ltd. | NianYun Tec |
In-app purchases
白猫贷
No in-app purchases
车主贷
No in-app purchases
