Comparison

好车e贷 vs 车主贷

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

好车e贷

Features
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好车e贷是由上海汽车集团财务有限责任公司倾力打造的综合互联网汽车金融服务平台,旨在为用户提供全面、便捷的一站式汽车新零售服务。

About

车主贷

This app provides car owners with loan services, offering high loan amounts and flexible repayment options. It features a simple online application process with transparent fees and is backed by reputable financial institutions.

Highlights
  • High loan amounts (30,000 - 1,000,000 CNY)
  • Simple online application
  • Low annual interest rates from 6%
  • No additional service fees
  • Flexible installment payments
  • Funds from regulated banks
Features
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车主贷,官方汽车贷款担保,全国覆盖,0服务费! -银行等金融机构放款!不押车,利率优,期限长! 【产品特点】 1、额度高:借款3万~100万元(以实际审批为准) 2、申请易:手机线上申请,填写资料简单; 3、正规化:由银行等机构直接提供资金,持牌机构安全无忧; 4、分期还:灵活分期,借款一般可分36期还款; 5、费息透明:年化利率6%~24%(单利),无额外手续费(具体以实际以审核为准); 6、申请门槛:22-55周岁车主,有车人群凭真是有效个人信息和手机号就可以申请; 【关于我们】 融悦车主贷(简称:车主贷)融悦集团旗下产品,为有需要的客户和金融机构提供全流程科技以及服务,正规持牌金融机构,资金和隐私安全有保证。车主贷提供的金融机构信贷产品额度高、还款方式多样灵活,流程透明简单方便快捷,帮您解决经济问题! 【风险提示】 -贷款有风险,借款需谨慎; -最终贷款额度、利率、放款时间等以资金方实际审批结果为准; -请根据个人能力合理贷款,理性消费,避免逾期。

Screenshots

好车e贷4 screens
车主贷3 screens

Verdict

The call

The clearest difference is update cadence: 车主贷 at every 5 days against 好车e贷's fortnightly. 好车e贷's advantage is iOS requirement (13.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

好车e贷 ships an update fortnightly, 车主贷 every 5 days. The most recent releases landed on November 11, 2026 and November 4, 2026 respectively.

Scorecard2 real differences · 7 level
好车e贷 versus 车主贷: the parameters behind the verdict, then further details
Parameter好车e贷车主贷
PriceFreeFree
Rating—5.0 (3 ratings) — better
Number of ratings—3 — better
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPod
Requires iOS13.0 — better15.6
Further details — not scored
Size29 MB9 MB
Age rating4+17+
DeveloperSaic FinanceNianYun Tec

In-app purchases

None

好车e贷

No in-app purchases

None

车主贷

No in-app purchases

Questions

Is 好车e贷 free?
好车e贷 is free to download, with no in-app purchases.
Is 车主贷 free?
车主贷 is free to download, with no in-app purchases.
Do 好车e贷 or 车主贷 have ads?
Neither 好车e贷 nor 车主贷 shows ads.
Which is updated more often, 好车e贷 or 车主贷?
好车e贷 ships an update fortnightly, and 车主贷 every 5 days. Most recently, 好车e贷 was updated on November 11, 2026 and 车主贷 on November 4, 2026.

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