好车e贷 vs 平安消费金融
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
好车e贷
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好车e贷是由上海汽车集团财务有限责任公司倾力打造的综合互联网汽车金融服务平台，旨在为用户提供全面、便捷的一站式汽车新零售服务。
平安消费金融
This app provides personal revolving consumer credit loans, allowing users to borrow money quickly and conveniently through a mobile-first process. It offers flexible loan amounts and 24/7 access to funds, with interest only charged on amounts used.
- Personal revolving credit loans
- Fast mobile application process
- Loan amounts from 500 to 200,000 RMB
- 24/7 borrowing access
- Interest only on used funds
- Annual interest rates from 4%-24%
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平安小橙花是平安消费金融有限公司推出的个人循环消费信用贷款产品，平安小橙花，助您小有所成！ 【关于平安消费金融】平安消费金融有限公司（简称"平安消费金融"）经国家金融监督管理总局（原中国银保监会）批准在上海成立，是一家可为用户提供全方位消费金融服务的全国性科技型消费金融公司。 【操作流程快】全程手机线上操作，简单3步，快速借款，授信额度随时可用，可借额度100元-20万元。 【随时借款】24小时随时借款，不动用不计息。 【联系我们】 官方微信：平安消费金融（ID: pinganxfjr) 官方抖音：平安消费金融（抖音号：PingAnCF) 官方网站：www.pacfc.com 客服热线：400-026-6666 特别提醒： 贷款有风险，借款需谨慎，请根据个人能力合理借款，理性消费，避免逾期。 您所获得的出借人发放的借款不得用于投资房市、股市、期货或者其他股本权益性投资。 平安消费金融不会通过个人向您收取费用，也不会要求您将钱款转入个人账户，请您注意防范金融诈骗风险，或可拨打400-026-6666客服电话进行咨询。 借款额度、放款时间、利息等请以实际审批结果为准。 年化利率（单利）4%-24%（对应日利率0.011%-0.066%) 说明：实际利率需要根据客户资信情况确定。
Screenshots
Verdict
好车e贷 and 平安消费金融 are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
好车e贷 ships an update fortnightly, 平安消费金融 every 3 weeks. The most recent releases landed on October 10, 2026 and October 18, 2026 respectively.
| Parameter | 好车e贷 | 平安消费金融 |
|---|---|---|
| Price | Free | Free |
| Rating | — | 3.4 (5 ratings) — better |
| Positive reviews | — | 58.3% of reviews |
| Number of ratings | — | 5 — better |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 13.0 | 13.0 |
| Further details — not scored | ||
| Size | 29 MB | 65 MB |
| Age rating | 4+ | 17+ |
| Developer | Saic Finance | 平安消费金融有限公司 |
In-app purchases
好车e贷
No in-app purchases
平安消费金融
No in-app purchases
