The Beans vs Border Bank
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
The Beans
This app offers a free, personalized visual financial plan to help you achieve money and life balance. It automatically categorizes transactions, plans expenses, and provides spending updates. Securely connect your accounts for a holistic financial overview.
- Custom visual financial plan
- Automatic transaction labeling
- Monthly expense planning
- Spending and bill updates
- Secure account connection
- Personalized plan customization
Read full descriptionHide full description
The Beans — We’ll build you a custom, simple, free, Visual Financial Plan and keep you updated, so you find your Money + Life Balance. The Beans is the only Visual Financial Planning mobile app that will: • Build you a custom, simple, and free Visual Financial Plan that you can personalize. • Automatically and accurately label your transactions. • Plan your monthly expenses. • Keep you updated on how much you are free to spend and any upcoming bills. • Keep your information safe and secure. What is a Visual Financial Plan and how does it work? A Visual Financial Plan is a more holistic look at your finances. Think of it as an upgrade to a budget. You’d connect your active accounts (checking, credit cards, loans, savings— whichever apply to you), then we’d surface your bills and other financial commitments for you to confirm. After confirming your commitments, The Beans calculates your average spending outside of bills and presents you with a Visual Financial Plan, which you’ll then customize and commit to. New Plans begin on the first of each month. We’ll send you support to stay on track and you’ll earn achievements as time goes on. As your finances evolve so will your Plan, which you can adjust at anytime. How much does The Beans cost? The Beans app is free to download. Is it safe and secure? The Beans keeps your information private and secure. We won’t sell your information or advertise to you. Does The Beans work with my bank? The Beans works with close to 10,000 banks, if yours is not supported we will work to get you connected as soon as possible. Read our friendly Terms of Service here: https://www.thebeans.io/home/terms-of-service/
Border Bank
Manage your finances with this secure and fast personal banking app. Set up alerts, make payments, transfer funds, deposit checks, and manage your debit card. Access statements and find nearby branches or ATMs.
- Account balance alerts
- Make payments to companies and friends
- Transfer money between accounts
- Mobile check deposit
- Debit card management
- View and save monthly statements
- Branch and ATM locator
Read full descriptionHide full description
Border Bank is your personal financial advocate. It’s fast, secure and makes life easier by empowering you with the tools you need to manage your finances. Here’s what you can do with Border Bank: Set up alerts so you know when your balance drops below a certain amount Make payments, whether you’re paying a company or a friend Transfer money between your accounts Deposit checks in a snap by taking a picture of the front and back Reorder your debit card or turn it off if you’ve misplaced it View and save your monthly statements Find branches and ATMs near you Secure your account with a 4-digit passcode or biometric on supported devices.
Screenshots
Verdict
The clearest difference is review sentiment: The Beans at 66% against Border Bank's 22%. The Beans also leads on iOS requirement (15.1 vs 18.4). Border Bank's advantage is rating (4.6 vs 4.1) and in-app purchases (none vs 2). On price, update cadence, ads and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. The Beans sells 2 in-app purchases, starting at $4.99 per month. Border Bank asks for nothing beyond the download.
Border Bank holds the better App Store score, 4.6 against 4.1. That said, the two scores are not equally well evidenced: Border Bank has 794 ratings behind it against 87, so its average is the more settled of the two. Written reviews complicate that: 66% of The Beans's written reviews are positive against 22% of Border Bank's, so the app with the better star average is not the one people write more warmly about.
The Beans ships an update every 2 weeks, Border Bank every 3 weeks. The most recent releases landed on October 20, 2026 and October 16, 2026 respectively.
| Parameter | The Beans | Border Bank |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (87 ratings) | 4.6 (794 ratings) — better |
| Positive reviews | 65.9% of reviews — better | 22.2% of reviews |
| Number of ratings | 87 | 794 — better |
| Update frequency | Every 2 weeks — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 18.4 |
| Further details — not scored | ||
| Size | 58 MB | 197 MB |
| Age rating | 4+ | 4+ |
| Developer | TheBeans | Border Bank |
Customer experience
The Beans
Border Bank
Bugs and requests
The Beans
Reported bugs
10 issues- 🐛 App unable to recognize all income flows for entrepreneurs
- 🐛 Buggy app preventing access to transferred money details
- 🐛 Inaccurate tracking of expenses and month-over-month spending
- 🐛 App overheats iPhone
- 🐛 Transactions on account not showing up in the app
Show 5 moreShow fewer
- 🐛 Glitches in initial setup steps
- 🐛 Difficulty connecting to banks
- 🐛 Slow manual input process
- 🐛 App not recognizing income accounts correctly
- 🐛 App not downloading on iPhone
Requested features
5 requests- Ability to manually add reoccurring expenses and income
- More clear explanations of visuals and functionality
- Option to delete account directly within the app
- Support for weekly payment schedules
- Improved handling of complex income flows for entrepreneurs
Border Bank
Not enough reviews yet to summarise bugs or requests.
In-app purchases
The Beans
- The Beans Premium - 1 month7 Days trial$4.991 Month
- The Beans Premium - 1 year14 Days trial$29.991 Year
Border Bank
No in-app purchases









