Comparison

e바구페이 vs Spendy

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

e바구페이

This app allows residents to apply for and manage a rechargeable local currency card. It facilitates local economic circulation by offering incentives on top-ups and serving as a platform for welfare payments. Users can conveniently track spending and enjoy tax benefits.

Highlights
  • Apply for local currency card via app
  • Recharge card anytime, anywhere
  • Convenient payments at local merchants
  • Track transaction history
  • Receive top-up incentives
  • Utilize for welfare payments
  • Enjoy 30% income tax deduction
Features
Read full description

지역경제의 선순환, 부산광역시 동구의 지역화폐 [e바구페이] ▶e바구페이(이바구페이)란?
부산광역시 동구 지역 경제 활성화를 위해 동구가 발행하는 지역화폐입니다.
 충전식 선불카드 형태의 지역화폐로, 14세 이상이면 누구나 카드를 신청해서 동구 내에서 사용할 수 있습니다.
 지역경제 활성화를 위해 충전 시 인센티브를 제공하고, 동구 주민에게 복지 수당을 지급하는 수단으로도 활용됩니다. ▶카드 형태의 편리한 동구 지역화폐, e바구페이 카드 신청 및 사용
 - 복잡한 계좌 개설이나 은행 방문 없이, 앱에서 바로 카드를 신청할 수 있습니다. 
- 발급 받은 카드는 모바일 앱을 통해 언제 어디서나 충전할 수 있어요.
 - 동구 내의 모든 가맹점에서 카드로 편리하게 결제하세요. 
- 카드 이용 내역은 앱에서 간편하게 확인할 수 있습니다. *소상공인 경쟁력 강화를 위해 백화점, 대형마트, 일부 제외 업종에서 사용이 제한될 수 있습니다. ▶충전 시 인센티브 제공
 - 충전 시 충전금액에 대해 인센티브를 추가로 지급합니다.
 - 인센티브는 결제 시 현금처럼 쓸 수 있는 금액입니다. ▶정책발행 카드로 이용 
- 동구의 복지 정책 대상자이신가요? 동구에서 제공하는 정책발행금은 e바구페이 정책발행 카드를 통하여 지급됩니다.
 ▶체크카드와 같은 30% 소득공제 - 회원 가입 시, 연말정산 약관에 동의하거나 자동 소득공제 신청 팝업 또는 '전체 메뉴 > 소득공제 신청'에 동의하면 카드 등록과 동시에 소득공제 혜택이 적용됩니다. (이미 등록한 카드가 있을 경우 카드 등록 시점부터 결제 내역에 대해 공제 혜택이 일괄 적용됩니다.)
 ▷e바구페이 사업의 운영대행사는 코나아이㈜입니다. ▷문의 안내
- 앱 사용 중 궁금한 사항이나 불편한 점이 있으시면 아래의 고객센터로 연락 주세요.
- e바구페이 고객센터 : 1811-8228 (평일 09:00~18:00) ▷접근 권한 - 알림 (선택) : 이용내역 알림 - 카메라 (선택): 바코드/신분증 정보 읽기 - 위치 (선택): 내 위치 기반 안내 제공 - 음성인식 (선택) : 마이크로 입력한 음성을 텍스트로 변환 - 추적 (선택) : 광고 및 맞춤형 마케팅 정보 제공 *앱 접근 권한 안내 - e바구페이 앱을 이용하기 위해서는 필수 접근 권한에 동의해야 합니다. - 선택 항목의 접근 권한은 더 나은 앱 이용을 위해 사용됩니다. 선택 항목을 허용하지 않아도 해당 기능 외 서비스 이용이 가능합니다. - 기종별로 필수/선택적 접근 권한 항목이 상이할 수 있습니다. 
*설치 혹은 업데이트가 완료되지 않을 경우, 앱을 삭제하거나 데이터를 초기화한 후 다시 시도해 주세요.

About

Spendy

A simple and shared budget app designed for quick expense entry and tracking. It allows users to record spending, manage budgets together with others, and even log moments with notes and tags.

Highlights
  • iCloud Shared Budget
  • Quick Expense Entry
  • Budget as a Diary
  • Tag Management
  • Calendar & Reminders Integration
  • Automation Support
Features
Read full description

The fastest way to log — and share — your spending. Spendy, the minimal budget app. Open the app and you are already on the entry screen. Even without an amount, a tag and a one-line note become your diary for the day. If complex budget apps wore you out, Spendy makes recording a habit. Recommended For - Those who quit budget apps because they felt too complicated - Couples, families, and friends who want to track expenses together - People who want to record both their spending and their feelings Key Features Recording - Quick entry first: start typing the moment you open the app. - Budget as a diary: capture moments with just tags and notes — no amount needed. - Tag management: understand your spending patterns at a glance. - Attach photos and scan documents to keep receipts together. Sharing & Sync - iCloud shared budget: record and manage expenses in real time with your partner, family, or friends. - Automatic sync across all your Apple devices — iPhone, iPad, and Mac. Views & Insights - Timeline and calendar views: browse your history the way you like. - Smart lists: automatically group expenses by the conditions you set. - Calendar & Reminders integration: see your schedule and spending in one timeline. Automation - Automatically register Apple Pay and SMS transactions. - Build your own entry flows with Shortcuts support. Widgets - Home Screen and Lock Screen widgets show today's spending at a glance. - Widget quick actions: memo, search, take a photo, scan a document. Privacy - Your ledger is stored in your own iCloud, not on our servers. Some features are part of Spendy Premium, a one-time purchase you keep forever. Start your habit of recording both money and moments with Spendy today. Terms of Use: https://onessa.app/spendy/terms/ Privacy Policy: https://onessa.app/spendy/privacy/

Screenshots

e바구페이4 screens
Spendy4 screens

Verdict

The call

e바구페이 and Spendy both sit at 5.0 stars, but that hides the real split: 96% of Spendy's written reviews are positive against 60% of e바구페이's. Spendy also leads on ads (none vs shown) and update cadence (every 4 days vs every 2 months). e바구페이's advantage is in-app purchases (none vs 5) and iOS requirement (13.0 vs 26.0). On price, rating and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Spendy sells 5 in-app purchases, starting at $1.99 per month. e바구페이 asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for e바구페이 against 5.0 for Spendy. That said, the two scores are not equally well evidenced: Spendy has 6 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 60% of e바구페이's written reviews are positive against 96% of Spendy's.

UpkeepUpdate frequency

e바구페이 ships an update every 2 months, Spendy every 4 days. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

Scorecard7 real differences · 3 level
e바구페이 versus Spendy: the parameters behind the verdict, then further details
Parametere바구페이Spendy
PriceFreeFree
Rating5.0 (1 ratings)5.0 (6 ratings)
Positive reviews60.0% of reviews96.3% of reviews — better
Number of ratings16 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsYesNo — better
In-app purchasesNo — betterYes
MonetizationAd-supported — betterFreemium
DevicesiPhone, iPodiPhone, iPad, Mac — better
Requires iOS13.0 — better26.0
Further details — not scored
Size146 MB56 MB
Age rating4+4+
DeveloperKONA I CO., LTDdasol kim

Customer experience

e바구페이

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive60.0%
Neutral0.0%
Negative40.0%

Spendy

All ratings6 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews27 reviews
Positive96.3%
Neutral3.7%
Negative0.0%

In-app purchases

None

e바구페이

No in-app purchases

5 purchases

Spendy

Subscriptions2
  • Day Money Premium Monthly Plan7 Days trial$1.991 Month
  • Day Money Premium Yearly Plan$9.991 Year
One-time3
  • 50% off Premium Lifetime$9.99
  • Day Money Premium Lifetime$14.99
  • Day Money Premium Lifetime$19.99

Questions

Is e바구페이 free?
e바구페이 is free to download, with no in-app purchases.
Is Spendy free?
Spendy is free to download, with in-app purchases available.
Which has better reviews, e바구페이 or Spendy?
e바구페이 and Spendy are both rated 5.0 out of 5 on the App Store, from 1 and 6 ratings respectively.
Do e바구페이 or Spendy have ads?
e바구페이 shows ads; Spendy does not.
Which is updated more often, e바구페이 or Spendy?
e바구페이 ships an update every 2 months, and Spendy every 4 days. Most recently, e바구페이 was updated on October 20, 2026 and Spendy on October 19, 2026.

Other comparisons