Legacy Visa® vs Total Card
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Legacy Visa®
Manage your credit card account conveniently from your mobile device. Access balances, make payments, set up alerts, and update your information securely.
- Secure biometric login
- Account activity alerts
- Customizable push notifications
- View and download statements
- Make payments and manage Autopay
- Update account information
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Manage your Legacy Visa account anytime, anywhere. Stay on top of your account with quick access to balances, payments, alerts, and more. Secure Access • Log in securely with biometric authentication on supported devices Stay One Step Ahead • Get alerts for account activity, payment due dates, and posted payments • Customize push notifications for updates that matter most to you Manage Your Account On the Go • View and download monthly statements • Make payments and manage Autopay • Update your account information anytime
Total Card
Manage your credit card account easily with this app. Make payments, view transactions and statements, and check your available credit. It also offers free credit monitoring powered by TransUnion.
- Make payments
- View transactions and statements
- Check available credit
- Free credit monitoring
- Manage credit card account
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The Total Card app is for Total Visa cardholders to allow for a quick and easy way to manage their credit card account. Total Card Visa - restart your credit journey with us! TotalCardVisa.com Easily Manage your Total Visa account right from the mobile app! Make payments View transactions & statements Check available credit Check your score with free Credit Monitoring powered by TransUnion
Screenshots
Verdict
The clearest difference is review sentiment: Legacy Visa® at 75% against Total Card's 10%. Legacy Visa® also leads on rating (4.8 vs 2.1) and ratings volume (11K vs 334). Total Card's advantage is update cadence (monthly vs every 10 months) and iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Legacy Visa® holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: Legacy Visa® has 11K ratings behind it against 334, so its average is the more settled of the two. Written reviews point the same way: 75% of Legacy Visa®'s written reviews are positive against 10% of Total Card's.
Legacy Visa® ships an update every 10 months, Total Card monthly. The most recent releases landed on November 12, 2026 and November 3, 2026 respectively.
| Parameter | Legacy Visa® | Total Card |
|---|---|---|
| Price | Free | Free |
| Rating | 4.8 (11K ratings) — better | 2.1 (334 ratings) |
| Positive reviews | 75.3% of reviews — better | 9.8% of reviews |
| Number of ratings | 11K — better | 334 |
| Update frequency | Every 10 months | Monthly — better |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.0 | 13.0 — better |
| Further details — not scored | ||
| Size | 73 MB | 227 MB |
| Age rating | 4+ | 4+ |
| Developer | First National Bank SD-MN | Vervent, Inc |
Customer experience
Legacy Visa®
Total Card
User reviews
Legacy Visa®
From 11K App Store ratingsWhat we love
- 🚀 Easy to use
- 🚀 Convenient app
- 🚀 Smooth app
- 🚀 Efficient
- 🚀 User friendly
Room to improve
- 🐛 App crashes/freezes
- 🐛 Inaccurate account information
- 🐛 Login issues
- 🔒 Lack of security features (e.g. no card locking)
- 💰 High fees and charges
Total Card
From 334 App Store ratingsWhat we love
- 🙏🏾 Pretty fair
- 💎 Awesome
- 🧗🏾♀️ Excellent
Room to improve
- 🗑️ Trash app
- 🔒 Can't lock card
- 🚫 App Not Working
- 🚫 DON'T FALL FOR THESE SCAMMERS
- 💰 Bad card worse app
Bugs and requests
Legacy Visa®
Reported bugs
4 issues- App crashes when trying to make a payment
- Unable to access account information
- Verification code not received
- Inconsistent account balance display
Requested features
6 requests- Allow more payment options
- Add scheduled payment feature
- Improve payment date flexibility
- Provide payment confirmation numbers
- Add card locking/unlocking feature
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- Modernize app design and functionality
Total Card
Reported bugs
4 issues- Face ID/biometrics not working consistently
- Login issues
- App crashes/freezes
- Payment processing problems
Requested features
2 requests- Keep biometric login
- Allow access to multiple accounts
In-app purchases
Legacy Visa®
No in-app purchases
Total Card
No in-app purchases
Questions
Is Legacy Visa® free?
Is Total Card free?
Which has better reviews, Legacy Visa® or Total Card?
Do Legacy Visa® or Total Card have ads?
Which is updated more often, Legacy Visa® or Total Card?
Other comparisons
