Total Card

Total Card

Credit Card

333 ratings
174 reviews
Free

Details

Released
August 18, 2021
Updated
October 29, 2026

Features

Total Card video #1 for iPhone
Total Card screenshot #2 for iPhone
Total Card screenshot #3 for iPhone
Total Card screenshot #4 for iPhone
Total Card screenshot #5 for iPhone
Total Card screenshot #6 for iPhone
Total Card screenshot #7 for iPhone
iphone
ipad
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About

Manage your credit card account easily with this app. Make payments, view transactions and statements, and check your available credit. It also offers free credit monitoring powered by TransUnion.

✓Make payments
✓View transactions and statements
✓Check available credit
✓Free credit monitoring
✓Manage credit card account
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What users say about Total Card

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+1

What's New in Total Card

2.2.6

October 29, 2026

Bug fixes and enhancements.

User reviews

Liars/Fraudsters to steal your money

Liars/Fraudsters to steal your money! You get all the way to the screen to pay the fee and well the first time I forgot to unlock my debit card so the payment would go through. After my congratulations I was approved & did all that it said I was denied!! I’m angry. The pdf of why I was denied was blank. And I went back through unlocking my debit card and try again to pay the $95 fee, I was still denied (thinking that was the reason the first time). Once again the pdf to download didn’t download it was blank. I believe everyone here. Scammers! I locked my card again and froze my credit report again. I’m going to need to get a new bank card. Do not let them scam you like they did the rest of us.
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Response from developer

Please contact the number on the website and we will be happy to send you a copy of the letter to show why you were denied. Thank you.

Horrible App

I have never had so many issues trying to log into an app!!

It doesn’t save my password, it takes forever for the sms code come… to reset your password you have to put in the entire card number it’s just a hassle!

There’s no reason it should be this hard to log into an app.

DO BETTER!

Payment processing issues

I made a payment and I received a receipt from total and through cash app but for some reason it didn’t post on my account and I call customer service and they couldn’t find that payment I made. They refused to look into it they just kept asking for another payment

Okay card, high fees, app doesn’t work

In all honesty, the card isn’t THAT bad, it’s the fees and waiting period after paying with a debit card which really grinds my gears along with the app being non functional, developers pls fix. I hate going online to pay or having to call…

There is NO customer service

I received my card and activated it. Then I can’t use it because the phone system says that the card is not activated! BS! When I called the customer service number, they say that they can’t activate it without sending me a passcode. BS! I tell them no they can’t send me anything. I state I want to speak to a MANAGER and am told they don’t have one. Call centers are supposed to have MANAGEMENT available from the time it opens until the time it closes! I will just pay the card and put it away and not use it. WORSE CARD EVER!!!!!
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Response from developer

There is a process set up to send a code for all codes to ensure the safety of our Customer and their accounts. This is required before the call could be handled. The Managers may have been handling other situations at that time or in meetings and not available at that time.

Developer apps

User experience

🐞

Reported Bugs

4 issues

Face ID/biometrics not working consistently

Bug

Login issues

Bug

App crashes/freezes

Bug

Payment processing problems

Bug
✨

Requested Features

2 requests

Keep biometric login

Feature

Allow access to multiple accounts

Feature

FAQ

How do I manage my Total Card account?

You can manage your Total Card account by downloading the official Total Card app. The app allows you to make payments, view your transactions and statements, and check your available credit directly from your mobile device.

Does Total Card offer credit monitoring?

Yes, Total Card offers free credit monitoring powered by TransUnion through its mobile app. This feature allows you to keep track of your credit score.

What devices is Total Card compatible with?

The Total Card app is designed for iPhone and iPad devices. Users with iPods can also access the app's functionalities.

Is Total Card free to use?

Yes, the Total Card app is available for free download. There are no upfront costs to use the app's core features for managing your credit card account.

How often is the Total Card app updated?

The Total Card app was last updated on October 29, 2026, with version 2.2.6. While this indicates a recent update, users have reported issues with the app's functionality and responsiveness.

What are the main complaints about the Total Card app?

User reviews indicate significant dissatisfaction, with common complaints including the app not working, inability to lock cards, payment delays, and general unreliability. The overall sentiment from user reviews is negative.

Can I add a second account with a separate account number to Total Card?

Based on user feedback, there are difficulties with adding a second account with a separate account number to the Total Card app. This is a recurring issue mentioned by users.

What is the age rating for the Total Card app?

The Total Card app has an age rating of 4+. This means it is considered suitable for users of all ages, though its functionality is primarily for adult credit card holders.