DO NOT OPEN THIS CARD
If I could give this card a 0 I would. I paid for expedited shipping , paid in full and “expedited to them is 14 business days “ . As an application developer, you cannot log into this app , even after doing a password reset, contacting customer service 10 times over, you have to be on their payment processor website. Aside, the fees charged and annual and monthly fee is NOT worth it at all. -1/5 stars. Don’t release an application if it’s not ready. You have a lawsuit coming.
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Waste of time
I lost the ability to make purchases for paying my bill on time. Trust what all of the negative reviews have to say. Totally unbelievable.
RISKY
This feels like a clear sign I shouldn’t move forward with this card. Months ago, I received a letter inviting me to apply, promising up to $2,000 in credit with a code. I went to the website, used the code, applied, and was denied. I accepted that, ripped up the letter, and moved on. Then a month or two later, I received another letter from the same company, but this time it included a physical card offering up to $500. That already felt off, so I set it aside. Over the next couple of weeks, I kept getting emails telling me to activate the card and that they were happy to have me use credit through them, so I finally decided to try.
When I attempted to activate it, I entered my information and tried to pay the $95 program fee using money from my savings, but the payment kept declining without any notification from my bank. I thought maybe I entered the wrong billing details, so I tried again, but it still didn’t work. I then called the number provided, and the automated system asked for my card number, then told me to press one if I wanted to apply, which made no sense since I had already applied and even received a card. I tried to reach a representative, but they were closed, and I couldn’t get any real help.
Shortly after, I received an email stating I was denied due to excessive declined payment attempts. The entire situation has been confusing and inconsistent from the beginning: being invited to apply and denied, then later being sent a card anyway, issues activating it, being asked to pay a $95 fee just to use it, payments not going through without explanation, and no access to support when needed. After also seeing negative reviews about the company, the experience feels unprofessional and unreliable. At this point, I don’t feel comfortable moving forward with them at all.
When I attempted to activate it, I entered my information and tried to pay the $95 program fee using money from my savings, but the payment kept declining without any notification from my bank. I thought maybe I entered the wrong billing details, so I tried again, but it still didn’t work. I then called the number provided, and the automated system asked for my card number, then told me to press one if I wanted to apply, which made no sense since I had already applied and even received a card. I tried to reach a representative, but they were closed, and I couldn’t get any real help.
Shortly after, I received an email stating I was denied due to excessive declined payment attempts. The entire situation has been confusing and inconsistent from the beginning: being invited to apply and denied, then later being sent a card anyway, issues activating it, being asked to pay a $95 fee just to use it, payments not going through without explanation, and no access to support when needed. After also seeing negative reviews about the company, the experience feels unprofessional and unreliable. At this point, I don’t feel comfortable moving forward with them at all.
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Worked for one time
Worked to set up the account. Then had an update and now the app doesn’t open. I deleted it, redownload it, restarted my phone and it still doesn’t work.
4/29/26 Received a response from tech support saying to delete the app and reinstall…..glad they read what I wrote! Because I did just that and didn’t work! Still doesn’t work.
4/29/26 Received a response from tech support saying to delete the app and reinstall…..glad they read what I wrote! Because I did just that and didn’t work! Still doesn’t work.
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Not worth the time and hassle to open a account
Took my cash then denied the application after I paid the full amount
