Comparison

CardPointers for Credit Cards vs 1split

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardPointers for Credit Cards

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Highlights
  • Automatic category bonus tracking
  • Real-time card recommendations
  • Offer management and activation
  • Siri and chatbot integration
  • Location-based store suggestions
  • Safari web extension for online shopping
  • Apple Watch app
Features
Currently charting
Read full description

CardPointers will save you money and earn you more cash back, points, and miles every day by maximizing your card's category bonuses, offers, and welcome bonuses. More than 1 million users use CardPointers to help them automatically save over $750 every year! The app automatically tracks every category bonus and recurring bank credits from over 5,000 credit cards and helps you auto-add and use your Amex, Chase, Bank of America, Citibank, Wells Fargo, and US Bank offers to save even more money every day. Make sure you're using your best card every time to maximize your points: ask Siri, "CardPointers here", and you'll immediately know which of your cards to use at the store that you're in to maximize your points or cashback, all without even opening the app -- because no one wants to be the person holding up the line. Wish you had a chatbot which knows everything about your cards and offers? Now you do! Say "Siri, ask CardPointers", and it will answer any question you have about your wallet. Turn on AutoPilot from the app or a shortcut and it will automatically use your location to tell you your best card (or offer) as you go from store to store. Safely and securely, as no location information ever leaves your device. If you use have cards with Amex, Chase, BoA, Citi, Wells Fargo, or US Bank, you'll have access to 100s of offers with in-app auto-syncing, which adds all of your offers for you across all of your cards while you sleep. Your credentials are always stored safely, on-device. Thanks to the Safari Web Extension, you'll even know which card to use while shopping on the web thanks to integrated Shopping Pointers, with support for thousands of merchant sites. There's even a great Apple Watch app which shows you your best card at nearby stores. Whether you're new to credit cards and "travel hacking" or you already have 20+ credit cards to your name, this is the app to help you earn tens of thousands more points, miles, and cash back every year, and ensure that you always have the best cards available in your wallet. All without having to sacrifice your privacy thanks to the largest database of credit cards available. CardPointers integrates all of the latest Apple features, including: - Designed for Liquid Glass with full resizability - Fully integrated with Siri AI and Visual Intelligence - AutoPilot uses Live Activities to show you the best card to use for each store as you travel, and will automatically appear on your Apple Watch + CarPlay - Widgets of every size, including XL - New integrations into Spotlight for all of your cards and offers, plus new App Intents and Shortcuts - New controls and configurable widgets for Apple Watch - Interactive widgets and snippets let you redeem offers, navigate your pointers, and more, from your home screen & lock screen - Passkeys by default to further protect your account - Location Reminders using native region-based notifications stored solely on-device - Safari Web Extension (Shopping Pointers and automatic Offers Activation) - Full accessibility for VoiceOver and voice control support - Extensive keyboard support - Fully independent Watch app with rich complication family support + widgets You don't even need to launch the app to be able to quickly get the information that you need, thanks to the integrated lock screen widgets, app shortcuts, donated intents which show up in the system search for any matching category, Spotlight search, and quick action menus from the home screen. Over 5,000 cards from 900 different banks are fully supported across the world, and if any are missing you can add them yourself, in any country. Here are just some of the banks which are supported: Chase American Express (AmEx) Citibank Discover Capital One Goldman Sachs Bank of America (BofA) Barclaycard Synchrony Bank Wells Fargo US Bank Target Bank USAA -- Privacy Policy: https://cardpointers.com/privacy/ Terms of Use: https://cardpointers.com/terms/

About

1split

Effortlessly split restaurant bills with friends. This app uses AI to scan receipts, accurately assign taxes and tips based on ordered items, and allows real-time group editing. Supports international currencies and integrates with payment platforms.

Highlights
  • AI receipt scanning
  • Weighted tax and tip calculation
  • Live group bill editing
  • Import receipts from camera roll
  • International currency support
  • Payment integration
Read full description

Tax and tip are fairly assigned based on the weighted split of items each person ordered. Your friend ordered the surf and turf and you got chicken? They pay more in tax and tip at the end. Using the latest in AI and computer vision, the app provides a live detection of the receipt as you move your camera. Unlike other apps that make you wait and hope the receipt is a good scan, 1split lets you preview the scan as you move the camera, making it easy to adjust on the fly. 1split features include: - Access to all your past receipts - Live group editing: your friends can join the bill on their phone to help split - Importing receipts from your camera roll: 1split will apply a high-resolution scan to images on your phone to detect receipt line items, tax and tip - International currency support: scan the bill in any currency and then send out requests in US dollars (currency conversion happens for you automatically) Privacy Policy https://sites.google.com/1split.com/privacy-policy Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

CardPointers for Credit Cards4 screens
1split4 screens

Verdict

The call

The clearest difference is ratings volume: CardPointers for Credit Cards at 10K against 1split's 10. CardPointers for Credit Cards also leads on chart position (#27 vs unranked) and device support (6 vs 1). 1split's advantage is review sentiment (100% vs 78%). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CardPointers for Credit Cards sells 14 in-app purchases, starting at $6.99 per month and 1split sells 1 in-app purchase, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for CardPointers for Credit Cards against 4.6 for 1split. That said, the two scores are not equally well evidenced: CardPointers for Credit Cards has 10K ratings behind it against 10, so its average is the more settled of the two. Written reviews are what separate them: 78% of CardPointers for Credit Cards's written reviews are positive against 100% of 1split's.

UpkeepUpdate frequency

CardPointers for Credit Cards ships an update weekly, 1split every 2 weeks. Both last shipped on September 30, 2026.

Scorecard4 real differences · 7 level
CardPointers for Credit Cards versus 1split: the parameters behind the verdict, then further details
ParameterCardPointers for Credit Cards1split
PriceFreeFree
Rating4.7 (10K ratings) — better4.6 (10 ratings)
Positive reviews78.2% of reviews100.0% of reviews — better
Number of ratings10K — better10
Update frequencyWeekly — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
Best chart rank#27 — better—
DevicesiPhone, iPad, iPod, Mac, Apple Watch, Vision Pro — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size113 MB24 MB
Age rating4+4+
DeveloperCardPointers LLCManu Labs, LLC

Customer experience

CardPointers for Credit Cards

All ratings10,257 ratings
Positive92.8%
Neutral2.7%
Negative4.4%
Written reviews528 reviews
Positive78.2%
Neutral5.1%
Negative16.7%

1split

All ratings10 ratings
Positive90.0%
Neutral0.0%
Negative10.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CardPointers for Credit Cards

Reported bugs

2 issues
  • Inconsistent data across devices
  • Inability to edit card details

Requested features

3 requests
  • Location-based card recommendations
  • Ability to adjust bonus categories
  • Option to track multiple cards of the same type

1split

Not enough reviews yet to summarise bugs or requests.

In-app purchases

14 purchases

CardPointers for Credit Cards

Subscriptions7
  • CardPointers+3 Days trial$6.991 Month
  • CardPointers+3 Days trial$7.991 Month
  • CardPointers+1 Month trial$9.991 Month
Show 4 more
  • CardPointers+3 Days trial$59.991 Year
  • CardPointers+7 Days trial$59.991 Year
  • CardPointers+7 Days trial$71.991 Year
  • CardPointers+1 Year trial$89.991 Year
One-time7
  • Tiny Tip$0.99
  • Small Tip$1.99
  • Medium Tip$4.99
Show 4 more
  • Large Tip$9.99
  • CardPointers+ (Lifetime)$139.99
  • CardPointers+ (Lifetime)$199.99
  • CardPointers+ (Lifetime)$239.99
1 purchases

1split

Subscriptions1
  • 1split Pro7 Days trial$4.991 Year

Questions

Is CardPointers for Credit Cards free?
CardPointers for Credit Cards is free to download, with in-app purchases available.
Is 1split free?
1split is free to download, with in-app purchases available.
Which has better reviews, CardPointers for Credit Cards or 1split?
CardPointers for Credit Cards is rated higher. CardPointers for Credit Cards averages 4.7 out of 5 from 10K ratings, while 1split averages 4.6 from 10 ratings.
Do CardPointers for Credit Cards or 1split have ads?
Neither CardPointers for Credit Cards nor 1split shows ads.
Which is updated more often, CardPointers for Credit Cards or 1split?
CardPointers for Credit Cards ships an update weekly, and 1split every 2 weeks. Most recently, CardPointers for Credit Cards was updated on September 30, 2026 and 1split on September 30, 2026.

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