Comparison

CardPointers for Credit Cards vs Tip Tip Hooray!

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CardPointers for Credit Cards

Maximize your credit card rewards by automatically tracking category bonuses and offers. Get real-time recommendations for the best card to use at stores and online, and easily manage your offers. Save money and earn more points, cashback, and miles daily.

Highlights
  • Automatic category bonus tracking
  • Real-time card recommendations
  • Offer management and activation
  • Siri and chatbot integration
  • Location-based store suggestions
  • Safari web extension for online shopping
  • Apple Watch app
Features
Currently charting
Read full description

CardPointers will save you money and earn you more cash back, points, and miles every day by maximizing your card's category bonuses, offers, and welcome bonuses. More than 1 million users use CardPointers to help them automatically save over $750 every year! The app automatically tracks every category bonus and recurring bank credits from over 5,000 credit cards and helps you auto-add and use your Amex, Chase, Bank of America, Citibank, Wells Fargo, and US Bank offers to save even more money every day. Make sure you're using your best card every time to maximize your points: ask Siri, "CardPointers here", and you'll immediately know which of your cards to use at the store that you're in to maximize your points or cashback, all without even opening the app -- because no one wants to be the person holding up the line. Wish you had a chatbot which knows everything about your cards and offers? Now you do! Say "Siri, ask CardPointers", and it will answer any question you have about your wallet. Turn on AutoPilot from the app or a shortcut and it will automatically use your location to tell you your best card (or offer) as you go from store to store. Safely and securely, as no location information ever leaves your device. If you use have cards with Amex, Chase, BoA, Citi, Wells Fargo, or US Bank, you'll have access to 100s of offers with in-app auto-syncing, which adds all of your offers for you across all of your cards while you sleep. Your credentials are always stored safely, on-device. Thanks to the Safari Web Extension, you'll even know which card to use while shopping on the web thanks to integrated Shopping Pointers, with support for thousands of merchant sites. There's even a great Apple Watch app which shows you your best card at nearby stores. Whether you're new to credit cards and "travel hacking" or you already have 20+ credit cards to your name, this is the app to help you earn tens of thousands more points, miles, and cash back every year, and ensure that you always have the best cards available in your wallet. All without having to sacrifice your privacy thanks to the largest database of credit cards available. CardPointers integrates all of the latest Apple features, including: - Designed for Liquid Glass with full resizability - Fully integrated with Siri AI and Visual Intelligence - AutoPilot uses Live Activities to show you the best card to use for each store as you travel, and will automatically appear on your Apple Watch + CarPlay - Widgets of every size, including XL - New integrations into Spotlight for all of your cards and offers, plus new App Intents and Shortcuts - New controls and configurable widgets for Apple Watch - Interactive widgets and snippets let you redeem offers, navigate your pointers, and more, from your home screen & lock screen - Passkeys by default to further protect your account - Location Reminders using native region-based notifications stored solely on-device - Safari Web Extension (Shopping Pointers and automatic Offers Activation) - Full accessibility for VoiceOver and voice control support - Extensive keyboard support - Fully independent Watch app with rich complication family support + widgets You don't even need to launch the app to be able to quickly get the information that you need, thanks to the integrated lock screen widgets, app shortcuts, donated intents which show up in the system search for any matching category, Spotlight search, and quick action menus from the home screen. Over 5,000 cards from 900 different banks are fully supported across the world, and if any are missing you can add them yourself, in any country. Here are just some of the banks which are supported: Chase American Express (AmEx) Citibank Discover Capital One Goldman Sachs Bank of America (BofA) Barclaycard Synchrony Bank Wells Fargo US Bank Target Bank USAA -- Privacy Policy: https://cardpointers.com/privacy/ Terms of Use: https://cardpointers.com/terms/

About

Tip Tip Hooray!

Effortlessly calculate tips and split bills with this fast, ad-free utility. It offers quick tip options, simple bill splitting, and one-tap copying of amounts for easy sharing.

Highlights
  • Quick tip calculation
  • Simple bill splitting
  • Customizable tip percentages
  • One-tap amount copying
  • Light and dark mode
  • Ad-free experience
Features
Read full description

A Fast & Easy Tip Calculator – Ad-Free & Hassle-Free Need to calculate a tip and split the bill in seconds? This ultra-fast, lightweight, and ad-free tip calculator does it all with zero extra steps—just simple, instant results. Key Features: Quick Tip Calculation – Enter the bill amount and choose from 15%, 18%, or 20% tip options, or set a custom tip. Bill Splitting Made Simple – Easily divide the bill among multiple people with automatic per-person calculations. Rounding Options – Round the bill up or down with a tap for an even total. One-Tap Copy – Tap any amount (tip, total, per-person split) to instantly copy it to your clipboard to text or for easier requests in apps like Venmo, Zelle, Apple Cash. Light & Dark Mode – Choose the look that fits your style. Ad-Free & Clutter-Free – No pop-ups, no distractions—just a clean, native iOS experience that works instantly. Download now and make tipping effortless.

Screenshots

CardPointers for Credit Cards4 screens
Tip Tip Hooray!2 screens

Verdict

The call

The clearest difference is in-app purchases: Tip Tip Hooray! at none against CardPointers for Credit Cards's 10. Tip Tip Hooray! also leads on review sentiment (100% vs 78%) and rating (5.0 vs 4.7). CardPointers for Credit Cards's advantage is ratings volume (11K vs 2) and chart position (#33 vs unranked). On price and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. CardPointers for Credit Cards sells 10 in-app purchases, starting at $6.99 per month. Tip Tip Hooray! asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

Tip Tip Hooray! holds the better App Store score, 5.0 against 4.7. That said, the two scores are not equally well evidenced: CardPointers for Credit Cards has 11K ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 78% of CardPointers for Credit Cards's written reviews are positive against 100% of Tip Tip Hooray!'s.

Scorecard8 real differences · 3 level
CardPointers for Credit Cards versus Tip Tip Hooray!: the parameters behind the verdict, then further details
ParameterCardPointers for Credit CardsTip Tip Hooray!
PriceFreeFree
Rating4.7 (11K ratings)5.0 (2 ratings) — better
Positive reviews78.1% of reviews100.0% of reviews — better
Number of ratings11K — better2
Update frequencyEvery 4 days—
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
Best chart rank#33 — better—
DevicesiPhone, iPad, iPod, Mac, Apple Watch, Vision Pro — betteriPhone, iPad
Requires iOS15.0 — better18.2
Further details — not scored
Size117 MB2 MB
Age rating4+4+
DeveloperCardPointers LLCEric Michael Oberndorfer

Customer experience

CardPointers for Credit Cards

All ratings10,472 ratings
Positive92.8%
Neutral2.7%
Negative4.5%
Written reviews565 reviews
Positive78.1%
Neutral5.5%
Negative16.5%

Tip Tip Hooray!

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

CardPointers for Credit Cards

Reported bugs

2 issues
  • Inconsistent data across devices
  • Inability to edit card details

Requested features

3 requests
  • Location-based card recommendations
  • Ability to adjust bonus categories
  • Option to track multiple cards of the same type

Tip Tip Hooray!

Not enough reviews yet to summarise bugs or requests.

In-app purchases

10 purchases

CardPointers for Credit Cards

Subscriptions8
  • CardPointers+3 Days trial$6.991 Month
  • CardPointers+3 Days trial$7.991 Month
  • CardPointers+3 Days trial$9.991 Month
Show 5 more
  • CardPointers+1 Month trial$11.991 Month
  • CardPointers+3 Days trial$59.991 Year
  • CardPointers+7 Days trial$71.991 Year
  • CardPointers+7 Days trial$89.991 Year
  • CardPointers+1 Year trial$99.991 Year
One-time2
  • CardPointers+ (Lifetime)$139.99
  • CardPointers+ (Lifetime)$239.99
None

Tip Tip Hooray!

No in-app purchases

Questions

Is CardPointers for Credit Cards free?
CardPointers for Credit Cards is free to download, with in-app purchases available.
Is Tip Tip Hooray! free?
Tip Tip Hooray! is free to download, with no in-app purchases.
Which has better reviews, CardPointers for Credit Cards or Tip Tip Hooray!?
Tip Tip Hooray! is rated higher. CardPointers for Credit Cards averages 4.7 out of 5 from 11K ratings, while Tip Tip Hooray! averages 5.0 from 2 ratings.
Do CardPointers for Credit Cards or Tip Tip Hooray! have ads?
Neither CardPointers for Credit Cards nor Tip Tip Hooray! shows ads.

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