M36 vs Fortress MFB
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
M36
Manage your wealth and investments with personalized online products and services. Access loans, travel allowances, and estate planning. Offers a 24/7 digital concierge and investment advisors.
- Personalized investment products
- Digital concierge service 24/7
- Investment advisors
- Loans and asset-backed financing
- Estate planning services
- Wealth management by invitation
Read full descriptionHide full description
As our world becomes more digitally-connected, there's an increasing need for an innovative, dynamic, and on-demand solution to wealth management needs. M36 by Union Bank is poised to meet this need by delivering personalised online investment products and services. Our suite of tailored investment and lifestyle products and services has been carefully curated to help bring our users closer to their financial goals, M36 . Investments: Whether you're a first time investor, a seasoned professional, or you just want to track your investments more easily, we've got you covered with our simplified, user-friendly app. With our different returns percentages, from Eurobonds to Treasury Bills, we have created a very competitive and responsive platform that allows you to easily choose how you would like to invest, based on each your personalized risk profile. Introducing the Digital Concierge Our digital concierge service is available 24/7 to answer any questions you may have and help with all your investment needs, from building and growing your investment portfolio, to funding your wallet, and so much more. Investment Advisors: Our investment advisors are available to make the most of your investments and actively manage your portfolio if required. Life Essentials: From cash and asset backed loans to personal travel allowance to setting up a will, we’ve created a bouquet of solutions to help you live your best life without compromising your wealth goals. Wealth Management: Enjoy exclusive products and services with our wealth management service. We offer a bespoke service with investment advisors available to manage your investments. Our wealth management proposition is strictly by invitation. Contact our Concierge for more information. NO deposit fees. NO monthly fees. Bank-level security. Welcome to M36 – the Freedom to Choose!
Fortress MFB
Access personal and business loans quickly. Explore savings and investment plans designed to transform your financial life.
- Personal loans
- Business loans
- Savings plans
- Investment plans
Read full descriptionHide full description
Get quick personal and business loans and access life-transforming savings and investment plans.
Screenshots
Verdict
The clearest difference is rating: M36 at 4.0 against Fortress MFB's 1.0. M36 also leads on ratings volume (7 vs 1). Fortress MFB's advantage is monetization model (free vs ad-supported) and iOS requirement (12.4 vs 16.3). On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
M36 holds the better App Store score, 4.0 against 1.0. That said, the two scores are not equally well evidenced: M36 has 7 ratings behind it against 1, so its average is the more settled of the two.
M36 ships an update every 5 weeks, Fortress MFB every 2 months. The most recent releases landed on October 12, 2026 and October 20, 2026 respectively.
| Parameter | M36 | Fortress MFB |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (7 ratings) — better | 1.0 (1 ratings) |
| Positive reviews | 60.0% of reviews | — |
| Number of ratings | 7 — better | 1 |
| Update frequency | Every 5 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone | iPhone, iPod — better |
| Requires iOS | 16.3 | 12.4 — better |
| Further details — not scored | ||
| Size | 210 MB | 21 MB |
| Age rating | 17+ | 4+ |
| Developer | Union Bank of Nigeria Plc | Fortress Microfinance Bank Limited |
Customer experience
M36
Fortress MFB
In-app purchases
M36
No in-app purchases
Fortress MFB
No in-app purchases
