M36 vs Veend

As our world becomes more digitally-connected, there's an increasing need for an innovative, dynamic, and on-demand solution to wealth management needs. M36 by Union Bank is poised to meet this need by delivering personalised online investment products and services. Our suite of tailored investment and lifestyle products and services has been carefully curated to help bring our users closer to their financial goals, M36 . Investments: Whether you're a first time investor, a seasoned professional, or you just want to track your investments more easily, we've got you covered with our simplified, user-friendly app. With our different returns percentages, from Eurobonds to Treasury Bills, we have created a very competitive and responsive platform that allows you to easily choose how you would like to invest, based on each your personalized risk profile. Introducing the Digital Concierge Our digital concierge service is available 24/7 to answer any questions you may have and help with all your investment needs, from building and growing your investment portfolio, to funding your wallet, and so much more. Investment Advisors: Our investment advisors are available to make the most of your investments and actively manage your portfolio if required. Life Essentials: From cash and asset backed loans to personal travel allowance to setting up a will, we’ve created a bouquet of solutions to help you live your best life without compromising your wealth goals. Wealth Management: Enjoy exclusive products and services with our wealth management service. We offer a bespoke service with investment advisors available to manage your investments. Our wealth management proposition is strictly by invitation. Contact our Concierge for more information.  NO deposit fees. NO monthly fees. Bank-level security. Welcome to M36 – the Freedom to Choose!

Veend app provides a user-focused experience to customers across Africa, offering them access to a new and refined credit experience. Our mobile app was introduced to customers with an idea of providing them a fluider interface, from their mobile phone, to reach our premium services. With convenience being part of our foremost drive, the mobile app features easy-to-navigate user experience/interface, and very responsive operations. With The Veend App, users can operate an all-in-one mobile app experience, which includes: Money transfer: The mobile app enables users, to within seconds, send money across borders to their loved ones, friends and families without experiencing service delays. Bill payment: Users can conveniently make payment for services they're subscribed to, without relying on the service outlets of these service providers. It's all automated to make payment of utilities seamless. Credit/Debit Card servicing: As a Veend mobile app user and an existing customer looking at accessing various card-enabled services, the mobile app is a gateway to this. The app provides an environment where these card services can be requested for, used for other services we offer, and most importantly, access credit and other finance-oriented opportunities we offer, all done in an easy and seamless manner. To ensure all the services the Veend mobile app executes run smoothly, the app features a feedback channel where all concerns, feedback, and requests can reach us and be attended to. -Install and Sign up at Zero cost. -User-friendly -Fast and responsive -Open to feedback 24/7