FFCalc vs Retire How $
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FFCalc
This app helps you determine how long you need to save until financial independence. Input your income, expenses, and current savings to receive personalized retirement timelines. Visual charts and tables illustrate your projected savings growth year by year.
- Financial freedom timeline calculation
- Income and spending input
- Current savings tracking
- Projected savings charts
- Yearly savings tables
- Interest, tax, and inflation considerations
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With the Financial Freedom Calculator - FFCalc you can find out how long you have to save until you are financially free. Just enter some data about income, spendings and your current savings and this app will calculate how long you need to keep this income until you can retire or do whatever you want. You also get nice charts and tables with your available savings for each year. Terms of service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Retire How $
This app helps you calculate your monthly retirement income based on your savings and life expectancy. It offers inflation adjustments and educational videos to improve financial literacy. Plan your retirement with confidence.
- Monthly retirement income calculation
- Inflation adjustment
- Partner income integration
- Financial literacy videos
- Simple 3-5 input fields
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‘Retire How $’ calculates how much you can take out of savings each month from this month until your life expectancy age when your savings gets to zero. Add a partner, it’s inflation adjusted year over year. No generic 4% rule. 3 input fields, 5 if a partner. Short videos on every field to build your financial literacy along the way. Your finances. Your move. No In App Purchases, no Subscriptions. Built by ThreeOneOGirl LLC.
Screenshots
Verdict
The clearest difference is rating: Retire How $ at 5.0 against FFCalc's 4.5. Retire How $ also leads on in-app purchases (none vs 4) and update cadence (every 3 days vs monthly). FFCalc's advantage is ratings volume (406 vs 2). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FFCalc sells 4 in-app purchases, starting at $2.99 per 7 days. Retire How $ asks for nothing beyond the download.
Retire How $ holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: FFCalc has 406 ratings behind it against 2, so its average is the more settled of the two.
FFCalc ships an update monthly, Retire How $ every 3 days. The most recent releases landed on October 13, 2026 and October 10, 2026 respectively.
| Parameter | FFCalc | Retire How $ |
|---|---|---|
| Price | Free | Free |
| Rating | 4.5 (406 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 47.8% of reviews | — |
| Number of ratings | 406 — better | 2 |
| Update frequency | Monthly | Every 3 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 26.0 — better | 26.4 |
| Further details — not scored | ||
| Size | 5 MB | 94 MB |
| Age rating | 4+ | 4+ |
| Developer | Voglhuber | Christine Mayfield |
Customer experience
FFCalc
Retire How $
Bugs and requests
FFCalc
Reported bugs
7 issues- Inaccurate monthly savings calculation
- Compound interest seems off
- Unclear inflation calculation frequency
- Unclear contribution timing
- Retirement expense calculation incorrect
Show 2 moreShow fewer
- App crashes
- Incorrect results with large numbers/long periods
Requested features
9 requests- Add monthly income support
- Add interest rate inputs
- More clarity on compounding
- Option to add income during retirement
- Add tax cost calculation
Show 4 moreShow fewer
- Add dark mode support
- Option to input monthly savings directly
- Ability to change earn rate during retirement
- Ability to change earn rate before retirement
Retire How $
Not enough reviews yet to summarise bugs or requests.
In-app purchases
FFCalc
- Weekly Plan3 Days trial$2.997 Days
- Monthly$3.991 Month
- Yearly$8.991 Year
- Lifetime$29.99
Retire How $
No in-app purchases
Questions
Is FFCalc free?
Is Retire How $ free?
Which has better reviews, FFCalc or Retire How $?
Do FFCalc or Retire How $ have ads?
Which is updated more often, FFCalc or Retire How $?
Other comparisons
