Comparison

Verofy Pay vs guide.capital

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Verofy Pay

Accept card payments directly from your smartphone or tablet. Monitor transactions in real-time, view pending and completed payments, and get a transparent overview of your cash flow. All transactions are processed with PCI DSS Level 1 certification for secure payments.

Highlights
  • Accept card payments via smartphone/tablet
  • Real-time transaction monitoring
  • Detailed payment status updates
  • Transparent cash flow overview
  • PCI DSS Level 1 certified processing
Features
Read full description

Verofy Pay enables you to start, run and grow your business by accepting card payments via your smartphone or tablet or using a conventional Card Terminal. The App enables you to monitor your card transactions in real-time. It gives detailed information on transactions that are pending and have been paid to your bank account so you are fully up to date as to when your payments will arrive. It monitors your card charges and supplies a fully transparent view of your card charges to ensure you are fully upto date on your cashflow. All payments are processed using PCI DSS Level 1 certification, so your money is in safe hands.

About

guide.capital

Design your personalized investment solution with expert knowledge and AI. Build modular portfolios, evaluate securities, and gain a complete overview of your assets. Offers unique investment components for loss minimization and stable performance.

Highlights
  • AI-driven portfolio construction
  • Personalized asset allocation
  • Modular investment solution design
  • Model portfolios from known providers
  • Independent portfolio check
  • Security evaluation via photo
  • Sustainability ratings and scoring
Features
Read full description

SAVE TIME AND USE THE KNOWLEDGE OF EXPERTS AND ARTIFICIAL INTELLIGENCE It can be very time-consuming to construct the portfolio, determine the asset allocation, and find the right investment product and dealing with the markets on a daily basis - even more so when it's personalised. With guide[dot]capital you design your investment solution - simple, transparent and tailored to your needs. SIMPLE, PROFESSIONAL AND ALWAYS UP-TO-DATE So far, investors have looked after their assets themselves, hired an advisory or delegated their financial affairs in the form of an asset management mandate. Thanks to our technology, we can asset management easy for you. The unique open platform with model portfolios from well-known providers lets you build your desired investment solution modularly, taking your preferences and investment focus into account. FIND UNIQUE INVESTMENT SOLUTIONS Select model portfolios with a focus on sustainability, digitization, ETFs or individual stocks, from actively managed to passive or rule-based building blocks. We also offer unique investment components that carry out rule-based reallocations with the aim of minimizing losses and achieving a stable performance. By weighting the building blocks, you define your risk profile and start following the model portfolios. Get the rebalancing list with one click. The availability of the building blocks depends on the user of the app. We will continuously expand the range of building blocks. INDEPENDENT PORTFOLIO-CHECK Quickly and easily evaluate your portfolio securities according to various criteria by well-known rating agencies and financial institutions as a basis for better investment decisions and a more sustainable investment strategy. Advantages of our app are: - Consolidate several portfolios - Evaluate your securities by simply photographing your securities account statement - Sustainability ratings, fundamentals, technical scoring of renowned institutes - Global coverage of equities, bonds, funds, commodities, structured products - Alarm functionality for changes in the evaluation - Complete overview of your portfolio by currency, asset class, sustainability, etc. - Second opinion from third parties Legal notice: Depending on your residence, you will be granted full, limited or no access to the contents of this app. Our terms of use can be found under:  Privacy Policy: http://www.guide.capital/legal/privacypolicy_en.htm Terms and Conditions: http://www.guide.capital/legal/termsandcondition_en.htm.htm

Screenshots

Verofy Pay4 screens
guide.capital4 screens

Verdict

The call

The clearest difference is in-app purchases: Verofy Pay at none against guide.capital's 6. Verofy Pay also leads on update cadence (every 3 weeks vs every 2 months) and iOS requirement (11.0 vs 15.6). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. guide.capital sells 6 in-app purchases, starting at $12.99 per month. Verofy Pay asks for nothing beyond the download.

UpkeepUpdate frequency

Verofy Pay ships an update every 3 weeks, guide.capital every 2 months. The most recent releases landed on October 10, 2026 and October 13, 2026 respectively.

Scorecard4 real differences · 6 level
Verofy Pay versus guide.capital: the parameters behind the verdict, then further details
ParameterVerofy Payguide.capital
PriceFreeFree
Rating—5.0 (1 ratings) — better
Positive reviews0.0% of reviews—
Number of ratings—1 — better
Update frequencyEvery 3 weeks — betterEvery 2 months
AdsNoNo
In-app purchasesNo — betterYes
MonetizationFree — betterFreemium
DevicesiPhone, iPodiPhone, iPod
Requires iOS11.0 — better15.6
Further details — not scored
Size100 MB72 MB
Age rating4+4+
DeveloperVEROFY LIMITEDefficient.capital AG

Customer experience

Verofy Pay

Written reviews1 reviews
Positive0.0%
Neutral0.0%
Negative100.0%

guide.capital

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

Verofy Pay

No in-app purchases

6 purchases

guide.capital

Subscriptions6
  • S&P ESG (monthly)7 Days trial$12.991 Month
  • SIX Consolidation (monthly)7 Days trial$13.991 Month
  • theScreener Rating (monthly)7 Days trial$16.991 Month
Show 3 more
  • S&P ESG (yearly)7 Days trial$77.991 Year
  • theScreener Rating (yearly)7 Days trial$106.991 Year
  • SIX Consolidation (yearly)7 Days trial$139.991 Year

Questions

Is Verofy Pay free?
Verofy Pay is free to download, with no in-app purchases.
Is guide.capital free?
guide.capital is free to download, with in-app purchases available.
Do Verofy Pay or guide.capital have ads?
Neither Verofy Pay nor guide.capital shows ads.
Which is updated more often, Verofy Pay or guide.capital?
Verofy Pay ships an update every 3 weeks, and guide.capital every 2 months. Most recently, Verofy Pay was updated on October 10, 2026 and guide.capital on October 13, 2026.

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