Comparison

Plan vs Billmate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Plan

Manage your money, track expenses, and achieve your savings goals with this intuitive finance tracker. It offers detailed analytics, multi-currency support, and debt planning to help you gain financial control.

Highlights
  • Goal tracking
  • Smart expense manager
  • Multi-currency support
  • Debt and mortgage planner
  • Deep analytics
  • Apple Watch integration
  • Seamless sync
Features
Read full description

Plan! — The Ultimate Budget & Finance Tracker Take control of your money, get out of debt, and achieve your financial dreams. Plan! is a simple, intuitive, and powerful financial tracker that brings your income, expenses, and savings goals into one clear picture. Whether you're saving for a vacation, paying off a mortgage, or tracking multiple bank accounts, Plan! does the heavy lifting for you. WHY CHOOSE PLAN! Goal Tracking: Have savings in different banks? Track all your financial goals in one place. Monitor your progress in days or percentages and watch your wealth grow. Smart Expense Manager: Automatically group your spending into customizable categories. Our intuitive Timeline view lets you see, edit, or delete daily transactions in seconds. Multi-Currency Support: USD, EUR, RUB, and dozens of other currencies are fully supported. Perfect for travelers, freelancers, and expats. Debt & Mortgage Planner: Keep your finger on the pulse. Track loans and mortgages with custom deadlines and smart reminders so you never miss a payment. Deep Analytics: Beautiful statistics for your overall budget and detailed breakdowns for every single goal. Apple Watch Integration: Log expenses and check your balance directly from your wrist. Your budget is always with you. Seamless Sync: Securely sync your financial data across all your devices. Bank-Level Security: Keep your financial plans safe from prying eyes with PIN, Touch ID, or Face ID protection. Plan! is more than just a piggy bank — it’s your personal tool for long-term financial success. Calculate your expenses the moment you make a transfer and take the stress out of budgeting. Download Plan! today and make every cent count! Important info about purchases. Payment will be charged to your Apple ID account at the confirmation of purchase. Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Billmate

Effortlessly share expenses with friends and family, eliminating money disputes. Manage group bills for rent, vacations, and social events with features like currency conversion, receipt scanning, and detailed expense categorization. Track loans and IOUs with precision for stress-free financial sharing.

Highlights
  • Group and private expense sharing
  • Offline expense entry
  • Multi-currency support
  • Receipt scanning with OCR
  • Expense categorization and budgeting
  • Recurring bill creation
  • Data export to CSV
Features
Read full description

Billmate - The Ultimate Expense Sharing App Tired of endless money disputes with friends and family? Meet Billmate, the go-to app for sharing expenses effortlessly and keeping your relationships stress-free. Just like millions around the world rely on Splitwise, you can count on Billmate to streamline group bills, from household expenses to unforgettable vacations. Our goal is simple: We aim to eliminate the tension and awkwardness that money often brings to the forefront of your most cherished relationships. Billmate is your ideal solution for: Managing rent and apartment bills with roommates Dividing expenses on exciting global adventures Equitably sharing the cost of that dream vacation home Simplifying financial planning for weddings and celebrations Keeping the balance in your relationship expenses Coordinating lunch or dinner expenses with friends and colleagues Keeping track of loans and IOUs among friends And so much more Experience the ease of Billmate: Create groups or private friendships for every sharing scenario Add expenses, IOUs, or informal debts in any currency, with support for offline entry Securely store expenses online for everyone to access, check their balances, and contribute their share Stay on top of payments, record cash transactions, or utilize our seamless integrations for settlements Billmate boasts powerful features that can handle nearly any financial sharing scenario. Explore our cutting-edge capabilities: Multi-platform support across smartphones and web Simplify debt repayment with the easiest plan Categorize your expenses for better organization Calculate group totals effortlessly Export data to CSV for your convenience Comment directly on expenses for transparent communication Divide expenses equally or unequally based on percentages, shares, or exact amounts Track informal debts and IOUs with precision Create recurring bills, be it monthly, weekly, yearly, or fortnightly Add multiple payers to a single expense for flexibility See total balances with a person across multiple groups and private expenses Customize user avatars and cover photos for groups Stay updated with the activity feed and push notifications Review your edit history for expense modifications Effortlessly restore any deleted group or bill Benefit from world-class customer support Access over 100 currencies and counting Available in 7+ supported languages Don't just take our word for it; see what others are saying about Billmate: Store high-resolution receipts in the cloud (10GB cloud storage) OCR integration for scanning and itemizing receipts Backups to JSON, downloadable from our website Convert expenses to different currencies using our Open Exchange Rates integration Access "spending by category" budgeting tools and other charts Search your full expense history Purchasing "Billmate Pro" subscriptions in-app is convenient and flexible, with options for monthly or yearly renewals based on your preference and location. To manage your subscriptions effectively, you can turn off auto-renewal at any time via the App Store. For more details, please review our Terms of Service and Privacy Policy: https://billmateapp.checkyourcashbalance.com/

Screenshots

Plan4 screens
Billmate4 screens

Verdict

The call

The clearest difference is review sentiment: Billmate at 100% against Plan's 57%. Billmate also leads on iOS requirement (12.0 vs 17.1). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Plan sells 2 in-app purchases, starting at $12.99 per year and Billmate sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Plan ships an update weekly, Billmate every 5 days. The most recent releases landed on November 6, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Plan versus Billmate: the parameters behind the verdict, then further details
ParameterPlanBillmate
PriceFreeFree
Rating4.1 (18 ratings) — better—
Positive reviews57.1% of reviews100.0% of reviews — better
Number of ratings18 — better—
Update frequencyWeeklyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, Mac, Apple Watch — betteriPhone, iPad, iPod
Requires iOS17.112.0 — better
Further details — not scored
Size49 MB68 MB
Age rating4+4+
DeveloperViktor GrushevskiyDuc Hoan Nguyen

Customer experience

Plan

All ratings18 ratings
Positive77.8%
Neutral0.0%
Negative22.2%
Written reviews35 reviews
Positive57.1%
Neutral11.4%
Negative31.4%

Billmate

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

Plan

Subscriptions1
  • Plan for the Year$12.991 Year
One-time1
  • Premium forever$29.99
8 purchases

Billmate

Subscriptions8
  • Billmate$2.991 Month
  • Billmate Premium$2.991 Month
  • Billmate$5.993 Months
Show 5 more
  • Billmate Premium$5.993 Months
  • Billmate7 Days trial$8.991 Year
  • Billmate Premium7 Days trial$8.991 Year
  • Billmate Premium7 Days trial2 variants$10.951 Year
  • Billmate Premium7 Days trial$12.991 Year

Questions

Is Plan free?
Plan is free to download, with in-app purchases available.
Is Billmate free?
Billmate is free to download, with in-app purchases available.
Do Plan or Billmate have ads?
Neither Plan nor Billmate shows ads.
Which is updated more often, Plan or Billmate?
Plan ships an update weekly, and Billmate every 5 days. Most recently, Plan was updated on November 6, 2026 and Billmate on October 30, 2026.

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