Comparison

Couples Budget Tracker vs Billmate

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Couples Budget Tracker

Easily manage shared finances and track joint expenses with your partner. Define budgets, categorize spending, and monitor financial habits together. Offers a streamlined experience for couples to stay on top of their household finances.

Highlights
  • Shared budget definition
  • Fast expense categorization
  • Spending habit monitoring
  • Recurring expense tracking
  • Partner invitation and collaboration
Features
Read full description

Best Worldwide Couple Budget Tracker App. Easily track your couple finances, expenses and bills with Balance in a few seconds thanks to its blazing fast technology and categorization system. Track your spending habits with your Partner and manage your joint finances. “Finally a couple budget app that my partner enjoys using!” - Jane & Kevin Do you need to plan your couple budget and track your expenses but hate doing it? With Balance you can define and monitor your budget in a snap: 1. Register and invite your partner 2. Define a monthly shared budget 3. Add your shared expenses with our blazing fast categorization system Track your couple’s finances in several different categories, add recurring expenses and monitor your spending habits together. Balance is the easiest app to track your couple budget and finances with new amazing features coming in the next weeks. Activate your 7 days free trial and then upgrade with a 30% off on yearly premium subscription.

About

Billmate

Effortlessly share expenses with friends and family, eliminating money disputes. Manage group bills for rent, vacations, and social events with features like currency conversion, receipt scanning, and detailed expense categorization. Track loans and IOUs with precision for stress-free financial sharing.

Highlights
  • Group and private expense sharing
  • Offline expense entry
  • Multi-currency support
  • Receipt scanning with OCR
  • Expense categorization and budgeting
  • Recurring bill creation
  • Data export to CSV
Features
Read full description

Billmate - The Ultimate Expense Sharing App Tired of endless money disputes with friends and family? Meet Billmate, the go-to app for sharing expenses effortlessly and keeping your relationships stress-free. Just like millions around the world rely on Splitwise, you can count on Billmate to streamline group bills, from household expenses to unforgettable vacations. Our goal is simple: We aim to eliminate the tension and awkwardness that money often brings to the forefront of your most cherished relationships. Billmate is your ideal solution for: Managing rent and apartment bills with roommates Dividing expenses on exciting global adventures Equitably sharing the cost of that dream vacation home Simplifying financial planning for weddings and celebrations Keeping the balance in your relationship expenses Coordinating lunch or dinner expenses with friends and colleagues Keeping track of loans and IOUs among friends And so much more Experience the ease of Billmate: Create groups or private friendships for every sharing scenario Add expenses, IOUs, or informal debts in any currency, with support for offline entry Securely store expenses online for everyone to access, check their balances, and contribute their share Stay on top of payments, record cash transactions, or utilize our seamless integrations for settlements Billmate boasts powerful features that can handle nearly any financial sharing scenario. Explore our cutting-edge capabilities: Multi-platform support across smartphones and web Simplify debt repayment with the easiest plan Categorize your expenses for better organization Calculate group totals effortlessly Export data to CSV for your convenience Comment directly on expenses for transparent communication Divide expenses equally or unequally based on percentages, shares, or exact amounts Track informal debts and IOUs with precision Create recurring bills, be it monthly, weekly, yearly, or fortnightly Add multiple payers to a single expense for flexibility See total balances with a person across multiple groups and private expenses Customize user avatars and cover photos for groups Stay updated with the activity feed and push notifications Review your edit history for expense modifications Effortlessly restore any deleted group or bill Benefit from world-class customer support Access over 100 currencies and counting Available in 7+ supported languages Don't just take our word for it; see what others are saying about Billmate: Store high-resolution receipts in the cloud (10GB cloud storage) OCR integration for scanning and itemizing receipts Backups to JSON, downloadable from our website Convert expenses to different currencies using our Open Exchange Rates integration Access "spending by category" budgeting tools and other charts Search your full expense history Purchasing "Billmate Pro" subscriptions in-app is convenient and flexible, with options for monthly or yearly renewals based on your preference and location. To manage your subscriptions effectively, you can turn off auto-renewal at any time via the App Store. For more details, please review our Terms of Service and Privacy Policy: https://billmateapp.checkyourcashbalance.com/

Screenshots

Couples Budget Tracker4 screens
Billmate4 screens

Verdict

The call

The clearest difference is review sentiment: Billmate at 100% against Couples Budget Tracker's 50%. Billmate also leads on iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Couples Budget Tracker sells 3 in-app purchases, starting at $3.99 per month and Billmate sells 8 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Couples Budget Tracker ships an update every 3 days, Billmate every 5 days. The most recent releases landed on November 7, 2026 and October 30, 2026 respectively.

Scorecard2 real differences · 8 level
Couples Budget Tracker versus Billmate: the parameters behind the verdict, then further details
ParameterCouples Budget TrackerBillmate
PriceFreeFree
Rating4.5 (29 ratings) — better—
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings29 — better—
Update frequencyEvery 3 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS15.012.0 — better
Further details — not scored
Size60 MB68 MB
Age rating+44+
DeveloperWELLCODE SRL SEMPLIFICATADuc Hoan Nguyen

Customer experience

Couples Budget Tracker

All ratings29 ratings
Positive86.2%
Neutral6.9%
Negative6.9%
Written reviews32 reviews
Positive50.0%
Neutral21.9%
Negative28.1%

Billmate

Written reviews3 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Couples Budget Tracker

Subscriptions2
  • Balance Premium$3.991 Month
  • Balance Premium7 Days trial$24.991 Year
One-time1
  • Balance Premium$74.99
8 purchases

Billmate

Subscriptions8
  • Billmate$2.991 Month
  • Billmate Premium$2.991 Month
  • Billmate$5.993 Months
Show 5 more
  • Billmate Premium$5.993 Months
  • Billmate7 Days trial$8.991 Year
  • Billmate Premium7 Days trial$8.991 Year
  • Billmate Premium7 Days trial2 variants$10.951 Year
  • Billmate Premium7 Days trial$12.991 Year

Questions

Is Couples Budget Tracker free?
Couples Budget Tracker is free to download, with in-app purchases available.
Is Billmate free?
Billmate is free to download, with in-app purchases available.
Do Couples Budget Tracker or Billmate have ads?
Neither Couples Budget Tracker nor Billmate shows ads.
Which is updated more often, Couples Budget Tracker or Billmate?
Couples Budget Tracker ships an update every 3 days, and Billmate every 5 days. Most recently, Couples Budget Tracker was updated on November 7, 2026 and Billmate on October 30, 2026.

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