BFC Pay vs Sahel by BCFC
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BFC Pay
Manage your finances seamlessly with this app, offering effortless mobile payments, global money transfers, and a multi-currency travel card. Securely pay bills, access instant Sharia-compliant financing, and simplify your financial life.
- Effortless mobile payments
- Global money transfers
- Multi-currency travel card
- Online bill payments
- Sharia-compliant financing
- Bulletproof security
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BFC Pay is the answer to all your payment and banking needs, whether you're an individual or a business in Bahrain. Our mobile payments app is designed to make your financial life easier and more secure. With seamless digital payments, a multi-currency travel card, and a wide range of financial services, BFC Pay is the only app you'll ever need. Key Features Mobile Payments Made Effortless: Simplify your daily transactions, from saving bills to sending money to friends and family, with the tap of your finger. Global Money Transfers: Break free from borders and send money to your loved ones or make business transactions, all while enjoying competitive rates and unparalleled convenience. Travel Buddy Card: Simplify foreign exchange during travel and shopping with our multi-currency card. Easily load your card via our mobile app for seamless travel and shopping. Bulletproof Security: BFC Pay's ironclad security provides fortified protection for your valuable funds within our digital wallet. Online Bill Payments: BFC Pay lets you settle your bills through secure mobile transactions and multiple payment modes. Skip the lines and paper bills – just tap, pay and simplify your expenses. BFC is offering Advance Salary Sharia Compliant, offering access to INSTANT finance whenever and whatever you need it for 24/7 Get fast approval and instant financing disbursed to your BFC wallet/ Shari'a Compliant Profit Specifications for Personal Financing: •Fixed Murabaha Profit 8 BHD •Maximum Finance: 300 BHD •Minimum Finance: 50 BHD •Max Financing Duration: 45 Days •Minimum Financing Duration: 30 Days Islamic Financing Eligibility: • Employed (WPS customer) • Age 26 to 59 • Allowed Nationalities (India, Pakistan, Bangladesh, Nepal, China, Bahrain, Philippines, SriLanka) Finance Features: • Licensed by the CBB as a Sharia Compliant Financing Company • Fast Approvals • Easy Application Process • Instant Money Disbursed • Paperless Application • No Hidden Charges Liability Letter Fee - 0 Financial Statement - 0 Early Settlement - 1% of the outstanding credit facility amount or BD 100, whichever is lower. Late Payment Fee - 0 Release Letter Fee- 0 (No Obligation Letter) Join the digital payments revolution! Download BFC Pay now!
Sahel by BCFC
This platform offers a streamlined way to manage your finances, allowing you to apply for loans and credit cards digitally. Access your virtual card, view transaction history, make payments, and earn loyalty points. It simplifies financial management with secure login and convenient payment options.
- Apply for loans and credit cards
- Digital document submission
- Virtual credit card access
- Manage card details and transactions
- View transaction history and statements
- Make loan and credit card payments
- Earn and redeem loyalty points
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Sahel is more than just an app - it’s a platform that connects you to a range of products and services that suit your lifestyle and financial goals. With Sahel, you can enjoy the following benefits: • Apply for a loan or a credit card in minutes with minimal steps and digital documents and signatures. No need to visit the branch or wait for approval. • A comprehensive view of your credit card, personal loan, and vehicle loan details • Get instant access to your virtual credit card and use it online or in-store. • You can also view and manage your card details, PIN, and transactions on the app. • A full access to your transactions and statements, as well as quick payments for your loans and credit cards. • Make payments for your loans and credit cards using BenefitPay or other convenient options. • A pre-login service that allows you to make payments and locate branches without signing in. • Earn and redeem loyalty points in the app for every IMTIAZ transaction you make. • Explore a range of after-loan services such as insurance. • A new secured login and registration process with 2 factor authentication. • Easy to connect your Government E-salary details through Benefit with collaboration of Civil Service Bureau (CSB) for salary bank account statements through Open Banking for a faster approval process of the credit application. Download Sahel today and discover a new way of digital financing. Sahel is powered by BCFC, the leading financing company in Bahrain.
Screenshots
Verdict
The clearest difference is ads: Sahel by BCFC at none against BFC Pay's shown. Sahel by BCFC also leads on update cadence (every 5 days vs monthly) and monetization model (free vs free with in-app purchases). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
On the App Store both sit at effectively the same score — 4.7 for BFC Pay against 4.6 for Sahel by BCFC. Both are backed by a comparable volume of ratings — 340 and 262 respectively. Written reviews split almost evenly too, at 50% and 50% positive.
BFC Pay ships an update monthly, Sahel by BCFC every 5 days. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.
| Parameter | BFC Pay | Sahel by BCFC |
|---|---|---|
| Price | Free | Free |
| Rating | 4.7 (340 ratings) — better | 4.6 (262 ratings) |
| Positive reviews | 50.0% of reviews | 50.0% of reviews |
| Number of ratings | 340 — better | 262 |
| Update frequency | Monthly | Every 5 days — better |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 150 MB | 226 MB |
| Age rating | 4+ | 4+ |
| Developer | BFC GROUP HOLDINGS WLL | Bahrain Commercial Facilities Company |
Customer experience
BFC Pay
Sahel by BCFC
In-app purchases
BFC Pay
No in-app purchases
Sahel by BCFC
No in-app purchases









