Comparison

MoneyTrack vs 喵喵记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

喵喵记账

This app combines fun pet collection with practical financial tracking. Record your expenses to attract cute cats, manage your budget, and unlock new scenarios and decorations. It offers a unique way to develop good financial habits.

Highlights
  • Automatic expense recording
  • Collect and interact with cute cats
  • Budget statistics (weekly, monthly, yearly)
  • Unique pet illustration system
  • Achievement system for good habits
  • Cloud synchronization for unlimited bills
Features
Read full description

嗷呜被你发现了!这是一本有着神秘魔法力量的记账本!你每在这个本子上记下一笔账,都有可能吸引来一只猫咪~ 请好好招待这些来做客的猫咪吧! 【app介绍】 《喵喵记账》是一款以收集猫咪为主题的趣味性萌宠记账软件。你将扮演在名为“喵城”的城市里经营着小小事业的打工达人,每日招待前来做客的猫咪朋友。好好打造你的账本空间,得到关照的猫咪客人也会很乐意跟你多聊几句,建立起友谊的小船:) 【app特点】 ·超快速记账,两步就能完成 ·充满趣味性的收集类记账app ·兼顾可爱轻松游戏风格与实用的账目统计功能(周、月、年视图自由切换) ·独特的图鉴系统,更快了解每只猫咪的故事与喜好 ·神秘的勋章成就,良好记账习惯,从这里开始养成吧 ·和来做客的猫咪互动,它们会告诉你更多关于“喵城”的故事 ·划重点,无容量限制的账单云同步功能,想记多少,就记多少,永不丢失,完全免费 【app使用】 ·每天前3笔不重复分类的支出记录会对应出现1只猫咪。 ·在首页界面,进行下拉操作即可查看今日收支明细。 ·每日签到、和猫咪互动以及使用猫粮投喂猫咪,均可获得喵饼奖励。 ·喵饼可用来解锁更多风格各异的招待场景,购买更多招待场景的装饰道具。 ·每月自动刷新一次账本空间,上一月的招待场景可在【回忆】内查看、编辑、和分享。 【app免广告自动续费服务说明】 ·订阅周期:1个月(VIP会员),1年(VIP会员)。 ·订阅价格:连续包月VIP会员服务为每18元;连续包VIP会员服务每年98元。 ·付款:通过用户的iTunes账户扣款,用户确认购买后即付款。 ·取消续订:如需取消续订,请在当前订阅周期到期前24小时以前,手动在iTunes/Apple ID设置管理中关闭自动续订功能。 ·续订:苹果iTunes账户会在到期前24小时内扣费,扣费成功后订阅周期顺延一个订阅周期。 ·喵喵记账VIP服务协议:https://c.aiyouaiyou.cn/WebResource/page/miao_agreement/vip_agreement.html ·喵喵记账自动续费服务协议:https://c.aiyouaiyou.cn/WebResource/page/miao_agreement/auto_renew_agreement.html 在使用中有任何问题或意见,请进入官方QQ群:590759791,微博@喵喵记账,喵~ 如果您喜欢喵喵记账,请在App Store留下您的五星好评,您的一次好评,将成为我们不断进步的动力!喵喵喵~~~

Screenshots

MoneyTrack4 screens
喵喵记账4 screens

Verdict

The call

The clearest difference is ads: MoneyTrack at none against 喵喵记账's shown. MoneyTrack also leads on review sentiment (96% vs 63%). 喵喵记账's advantage is ratings volume (1.7K vs 411). On price, rating, update cadence and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and 喵喵记账 sells 20 in-app purchases, starting at $2.49 per year. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MoneyTrack against 4.8 for 喵喵记账. Both are backed by a comparable volume of ratings — 411 and 1.7K respectively. Written reviews are what separate them: 96% of MoneyTrack's written reviews are positive against 63% of 喵喵记账's.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, 喵喵记账 every 10 days. The most recent releases landed on October 20, 2026 and October 19, 2026 respectively.

Scorecard3 real differences · 7 level
MoneyTrack versus 喵喵记账: the parameters behind the verdict, then further details
ParameterMoneyTrack喵喵记账
PriceFreeFree
Rating4.9 (411 ratings) — better4.8 (1.7K ratings)
Positive reviews96.0% of reviews — better62.5% of reviews
Number of ratings4111.7K — better
Update frequencyFortnightlyEvery 10 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad, iPod
Requires iOS13.013.0
Further details — not scored
Size70 MB400 MB
Age rating4+4+
Developer昱春 唐重庆书漫文化传播有限公司

Customer experience

MoneyTrack

All ratings411 ratings
Positive98.5%
Neutral0.2%
Negative1.2%
Written reviews375 reviews
Positive96.0%
Neutral1.1%
Negative2.9%

喵喵记账

All ratings1,739 ratings
Positive94.3%
Neutral2.0%
Negative3.7%
Written reviews184 reviews
Positive62.5%
Neutral8.2%
Negative29.3%

User reviews

MoneyTrack

From 411 App Store ratings

What we love

  • 👍 Simple and easy to use
  • 🚀 Fast and responsive
  • 💎 No ads, clean interface
  • 💯 Comprehensive features
  • 🤑 Good value for money

Room to improve

  • 🐛 Occasional sync issues
  • ⚠️ Limited multi-currency support
  • 🕰️ Lack of advanced reporting

喵喵记账

From 1.7K App Store ratings

What we love

  • 🐱 Cute and appealing design
  • 📊 Comprehensive tracking features
  • 💰 Supports multiple currencies
  • 🔁 Recurring expense/income tracking

Room to improve

  • 📢 Excessive advertisements
  • 🔒 Inability to customize default account settings
  • 🔀 Automatic currency conversion issues
  • 🐛 Bugs and crashes

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

喵喵记账

Reported bugs

4 issues
  • Overlapping UI elements
  • Incorrect currency calculations
  • Delayed widget updates
  • Inability to edit default account books

Requested features

4 requests
  • Independent account books
  • Customizable budget categories
  • Improved multi-currency support
  • Automatic date pre-filling for new entries

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
20 purchases

喵喵记账

Subscriptions3
  • 喵喵记账VIP服务连续包年$2.491 Year
  • 喵喵记账VIP服务连续包月$2.491 Month
  • 喵喵记账VIP服务连续包年$14.491 Year
One-time17
  • 365打卡活动门票$0.99
  • 600喵饼$0.99
  • 1200喵饼$1.99
Show 14 more
  • 365打卡活动挑战门票+1张补签卡$1.99
  • 喵喵记账VIP月卡$2.99
  • 喵喵SVIP月卡$3.99
  • 喵喵记账永久VIP1折促销$3.99
  • 喵喵记账永久VIP特惠促销$3.99
  • 1张补签卡$3.99
  • 升级喵喵记账永久SVIP$7.99
  • 喵喵记账永久VIP2折促销$8.99
  • 3张补签卡$12.99
  • 喵喵记账永久SVIP$12.99
  • 9800喵饼$14.99
  • 6张补签卡$24.99
  • 喵喵记账永久VIP$29.99
  • 12张补签卡$49.99

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is 喵喵记账 free?
喵喵记账 is free to download, with in-app purchases available.
Which has better reviews, MoneyTrack or 喵喵记账?
MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 411 ratings, while 喵喵记账 averages 4.8 from 1.7K ratings.
Do MoneyTrack or 喵喵记账 have ads?
喵喵记账 shows ads; MoneyTrack does not.
Which is updated more often, MoneyTrack or 喵喵记账?
MoneyTrack ships an update fortnightly, and 喵喵记账 every 10 days. Most recently, MoneyTrack was updated on October 20, 2026 and 喵喵记账 on October 19, 2026.

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