Comparison

MoneyTrack vs 记账宝

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

记账宝

This app offers a simple and fast way to track expenses for various life events, from travel to daily budgeting. It provides clear charts to visualize spending and alerts users when they exceed their budget. Manage your finances effortlessly and understand where your money goes.

Highlights
  • 3-second expense logging
  • Clear spending charts
  • Overspending alerts
  • Supports various budgeting needs
  • Simple interface
Features
Read full description

记账宝-极速手机记账助手 便捷好用的记账软件,账本,账单,生活记账本,适用于旅游记账,旅行记账,生意记账,学生记账,学生账本,亲子账本,装修记账,人情记账,日常记账,家庭账本,随手记账等。再也不担心钱花哪儿了,简洁的记账流程,清晰的图表展示, 让您随时随地掌握资金流向,及时调整支出,一定是您满意的记账app! 【产品简介】 记账宝是一款专业的生活记账软件 极简的操作流程,让你轻松上手 三秒钟即可完成记账,极速体验 【产品功能】 3秒钟记账:极简的操作流程,让你3秒钟即可完成一笔记账操作 消费趋势:一目了然的图表,帮你快速分析消费情况 趋势预警:当超支时,系统将自动进行预警提示 联系邮箱: 799615711@qq.com

Screenshots

MoneyTrack4 screens
记账宝4 screens

Verdict

The call

The clearest difference is rating: MoneyTrack at 4.9 against 记账宝's 2.3. MoneyTrack also leads on ads (none vs shown) and ratings volume (427 vs 3). 记账宝's advantage is update cadence (every 3 days vs fortnightly) and iOS requirement (9.0 vs 13.0). On price, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and 记账宝 sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MoneyTrack holds the better App Store score, 4.9 against 2.3. That said, the two scores are not equally well evidenced: MoneyTrack has 427 ratings behind it against 3, so its average is the more settled of the two.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, 记账宝 every 3 days. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

Scorecard6 real differences · 4 level
MoneyTrack versus 记账宝: the parameters behind the verdict, then further details
ParameterMoneyTrack记账宝
PriceFreeFree
Rating4.9 (427 ratings) — better2.3 (3 ratings)
Positive reviews96.1% of reviews—
Number of ratings427 — better3
Update frequencyFortnightlyEvery 3 days — better
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS13.09.0 — better
Further details — not scored
Size75 MB74 MB
Age rating4+4+
Developer昱春 唐俊松 何

Customer experience

MoneyTrack

All ratings422 ratings
Positive98.6%
Neutral0.2%
Negative1.2%
Written reviews381 reviews
Positive96.1%
Neutral1.0%
Negative2.9%

记账宝

All ratings3 ratings
Positive33.3%
Neutral0.0%
Negative66.7%

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

记账宝

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
3 purchases

记账宝

One-time3
  • 1个月VIP$1.99
  • 6个月VIP$9.99
  • 12个月VIP$15.99

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is 记账宝 free?
记账宝 is free to download, with in-app purchases available.
Which has better reviews, MoneyTrack or 记账宝?
MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 427 ratings, while 记账宝 averages 2.3 from 3 ratings.
Do MoneyTrack or 记账宝 have ads?
记账宝 shows ads; MoneyTrack does not.
Which is updated more often, MoneyTrack or 记账宝?
MoneyTrack ships an update fortnightly, and 记账宝 every 3 days. Most recently, MoneyTrack was updated on November 6, 2026 and 记账宝 on November 3, 2026.

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