Comparison

MoneyTrack vs 图图记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

图图记账

This app offers a clean and powerful way to track your income and expenses. It features automatic transaction import from screenshots, budgeting tools, and detailed financial reports to help you manage your money effectively and achieve savings goals.

Highlights
  • Automatic transaction import from screenshots
  • Budgeting and expense category management
  • Savings plan creation
  • Detailed financial charts and statistics
  • Multi-currency support
  • Bill import from WeChat and Alipay
  • Recurring transaction automation
Features
Read full description

** AppStore 「新鲜 App」栏目推荐应用** **「PriceTag」、「最美应用」、「少数派」、「极客公园」、「小众软件」推荐应用** 图图记账是一款简洁精美且功能强大的记账应用,拥有简单易用且不失美观的交互界面,极简的操作流程和自动记账、批量账单导入等快捷功能,让你可以轻松高效的记录自己的收支账单。同时,App 内强大的资产管理功能和统计图表,能帮助你对自己的财务状况和消费趋势一目了然,配合分类预算功能,就可以让你掌握自己的每一笔花销,科学的定制理性消费计划,搭配 App 内的存钱功能,助你更快完成自己的攒钱目标。 【产品主要功能】 - 简洁且强大:精美的 UI 界面和易用的交互体验,永久无广告、无理财、无社区、无需登录,简单操作即可快速完成记账; - 多端支持:桌面级体验的 iPad 客户端,简单易用的 Apple Watch 客户端,数据自动无缝同步; - 自动记账:消费完后截屏,app 自动读取截屏中的付款金额、付款方式等,一键记账! - 存钱功能:支持创建定额存钱计划或灵活存钱计划助你更快达成攒钱目标; - 多账本:支持设定应对不同场景的账本(如旅游账本、装修账本等),分别管理收支,并查看不同账本的收支统计情况; - 桌面小组件:多种精心设计的桌面小组件,好看好用,快速记账、日常数据查看更方便; - 图表统计:一目了然的美观图表,帮你快速了解消费情况,让你更加了解自己的消费习惯,从而减少不必要的支出; - 账单导入:支持导入微信账单、支付宝账单及其他平台的记账数据,简单的几步操作就可以一次性记一周、一月的账; - 到期还款提醒:信用卡、债务到期还款提醒,让你不再错过每一笔账单,避免逾期的烦恼; - 多币种:可添加多币种账户及多币种账单,目前已支持百余种货币,汇率自动更新; - 购物清单:用购物清单管理想要买的东西,买完后一键记账,方便快捷; - 预算功能:可以设置每个支出类别的分类预算,监控消费,合理规划自己消费; - 记账模板:常用收支可添加为记账模板,再次记录时只需一点,一步轻松记录; - 资产管理:可添加现金、储蓄卡、信用卡、网上支付账户、投资理财、债务借出等多种类型的资产账户,方便你有效管理自己的资产,做到对自身财务状况的实时掌握; - 快捷记账模式:开启后,通过桌面图标、应用通知或小组件进入应用,可直接到达记账页面,一步到位; - 自动重复记账:支持设置周期性的账单(如每月扣款的软件订阅等),到设定时间系统会自动记账; - 账单筛选:支持按照不同纬度筛选账单,查账、管理更方便; - 标签功能:支持在记账的时候为账单添加标签,并可在统计页面中查看针对标签账单的统计数据; - 账单退款功能:已添加的消费账单支持退款,满足多种类型的记账需求; - 自定义收支类别:图图记账提供了非常全面的收支类型,同时也支持用户自己去创建个性化的收支类型; - 账单日历视图:使用日历视图可以清晰的查看每天的收支账单,对自己的消费情况了如指掌; - 自定义记账提醒:图图记账支持用户自己设定提醒内容和时间,满足用户的个性化需求,再也不会担心会忘记记账了~ - 数据备份:图图记账使用了 iCloud 来备份数据,所有数据自动实时上传至云端,并可在不同设备间进行同步; - 隐私保护:可创建四位数字密码或使用 Face ID/Touch ID 来保护自己的隐私安全; - 账单导出:支出导出 csv 格式的记账数据; 【联系我】 您的建议和反馈对我来说至关重要,在使用图图记账的过程中,您遇到的任何问题或者建议,都可以通过 AppStore 评论区留言或者邮箱、微博来联系我。 微博:@大导演张子恒 邮箱:zhang@ziheng.me 【关于图图记账高级版订阅服务说明】 图图记账提供月度订阅计划、年度订阅计划和一次性买断计划,订阅价格分别为: ¥68/年(连续包年)、¥128/终身使用权(一次性付费,永久可用) - 您可以根据自己的实际使用情况,选择订阅月度计划、年度计划,或者一次性付费买断图图记账的永久使用权。 - 付款将在确认购买时向iTunes帐户收取。 - 除非至少在当前订阅期结束前 24 小时关闭自动续订,否则订阅将自动续订。 - 在当期结束前的24小时你的账户将被收取续订费用,并确定续费费用。 - 用户可以管理订阅,购买后在用户的“帐户设置”中也可以关闭自动续订。 - 如果提供的免费试用期的任何部分未使用,如果用户在试用的情况下购买该部分的订阅,那么未使用部分将失效。 - 如果您未购买自动续订订阅,您仍然可以正常使用我们的应用程序, 订阅到期后,任何未锁定的内容都可正常使用。 使用条款:[https://sites.google.com/view/totowallet-terms-of-use/home](https://sites.google.com/view/totowallet-terms-of-use/home) 隐私政策:[https://sites.google.com/view/totowallet-privacy-policy/首页](https://sites.google.com/view/totowallet-privacy-policy/%E9%A6%96%E9%A1%B5)

Screenshots

MoneyTrack4 screens
图图记账4 screens

Verdict

The call

The clearest difference is rating: MoneyTrack at 4.9 against 图图记账's 4.5. MoneyTrack also leads on review sentiment (96% vs 81%) and ratings volume (405 vs 92). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and 图图记账 sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

MoneyTrack holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 405 and 92 respectively. Written reviews point the same way: 96% of MoneyTrack's written reviews are positive against 81% of 图图记账's.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, 图图记账 every 3 weeks. The most recent releases landed on September 22, 2026 and September 25, 2026 respectively.

Scorecard3 real differences · 7 level
MoneyTrack versus 图图记账: the parameters behind the verdict, then further details
ParameterMoneyTrack图图记账
PriceFreeFree
Rating4.9 (405 ratings) — better4.5 (92 ratings)
Positive reviews95.8% of reviews — better80.6% of reviews
Number of ratings405 — better92
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFree with in-app purchases
DevicesiPhone, iPad, iPod, MaciPhone, iPad, iPod, Apple Watch
Requires iOS13.0 — better13.6
Further details — not scored
Size70 MB244 MB
Age rating4+4+
Developer昱春 唐子恒 张

Customer experience

MoneyTrack

All ratings405 ratings
Positive98.5%
Neutral0.2%
Negative1.2%
Written reviews264 reviews
Positive95.8%
Neutral0.8%
Negative3.4%

图图记账

All ratings92 ratings
Positive87.0%
Neutral1.1%
Negative12.0%
Written reviews62 reviews
Positive80.6%
Neutral4.8%
Negative14.5%

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

图图记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
3 purchases

图图记账

Subscriptions2
  • 图图记账月付会员$1.991 Month
  • 图图记账年付会员3 Days trial$9.991 Year
One-time1
  • 图图记账高级版永久授权2 variants$19.99

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is 图图记账 free?
图图记账 is free to download, with in-app purchases available.
Which has better reviews, MoneyTrack or 图图记账?
MoneyTrack is rated higher. MoneyTrack averages 4.9 out of 5 from 405 ratings, while 图图记账 averages 4.5 from 92 ratings.
Do MoneyTrack or 图图记账 have ads?
Neither MoneyTrack nor 图图记账 shows ads.
Which is updated more often, MoneyTrack or 图图记账?
MoneyTrack ships an update fortnightly, and 图图记账 every 3 weeks. Most recently, MoneyTrack was updated on September 22, 2026 and 图图记账 on September 25, 2026.

Other comparisons