Comparison

MoneyTrack vs 店铺记账

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

店铺记账

This app helps businesses manage inventory, track income and expenses, and monitor financial health. It offers features for managing goods, cash flow, personnel, fixed assets, and shareholder equity. Suitable for a wide range of retail and service industries.

Highlights
  • Product procurement price tracking
  • Inventory turnover analysis
  • Expense amortization calculation
  • Fixed asset depreciation calculation
  • Multi-warehouse inventory records
  • Income and expense tracking
  • Financial statement generation
Features
Read full description

数万店铺商家正在使用的“生意记账”App,简洁易用,获得大量用户一致好评! 【产品主要特点】 1、支持商品采购价格跟踪; 2、支持商品周转天数分析; 3、支持自动计算费用摊销; 4、支持自动计算固定资产折旧。 【产品功能介绍】
 产品支持6大核心功能:1、商品管理,2、收支管理,3、资金管理,4、人员管理,5、固定资产管理,6、股东股本管理。 1、商品管理 记录:支持采购,销售,退购,退售,调拨,存货,生产组装与分拆记录;支持多仓库记录。 统计:支持存货/采购/销售走势/占比统计图;采购/销售价格走势统计图。 报表:支持商品销售明细表,客户销售统计表,商品库存统计表。 2、收支管理 记录:支持收入/费用记录;支持收入/费用分类记录。 统计:支持收入/费用走势/占比统计图,明细项目走势统计图。 报表:支持收入明细表,费用明细表。 3、资金管理 记录:支持现金,银行存款,信用卡等账户记录;支持资金应收,应付记录。 统计:支持资金走势统计图;应收应付占比/走势统计图。 报表:支持资产负债表,损益表,应收应付统计表。 4、人员管理 会员管理: 记录:支持会员储值,生日等记录。 报表:支持会员储值统计表。 供应商管理: 记录:支持供应商联系电话,联系地址记录。 员工管理:(未来支持) 记录:支持员工工作时长,请假,工资记录。 统计:支持员工工资走势/占比统计图。 5、固定资产管理 记录:支持固定资产购进和出售,原值,折旧,现值记录。 统计:支持固定资产构成,变化统计图。 6、股东股本管理 记录:支持股东的股本增加,减少,分红记录。 【这些行业都在用】 咖啡馆、客栈、茶馆、淘宝店、微店、花店、五金店、中介、甜品店、美发屋、培训教育、洗衣店、网吧、书店、文具店、影楼、工作室、咨询顾问、电玩、网吧、诊所、汽车快修、健身房、酒吧、瑜伽馆、照片冲印、杂货店、图文复印、装修队、玩具店...... 【联系方式】 QQ群:817931167 【使用条款】 https//www.apple.com/legal/internet-services/itunes/dev/stdeula/ 【隐私政策】 https://bytearts.top/littlestore/privacy.html

Screenshots

MoneyTrack4 screens
店铺记账4 screens

Verdict

The call

The clearest difference is ratings volume: MoneyTrack at 419 against 店铺记账's 1. MoneyTrack also leads on device support (4 vs 2). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and 店铺记账 sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for MoneyTrack against 5.0 for 店铺记账. That said, the two scores are not equally well evidenced: MoneyTrack has 419 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 96% of MoneyTrack's written reviews are positive against 100% of 店铺记账's.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, 店铺记账 every 10 days. The most recent releases landed on October 25, 2026 and October 9, 2026 respectively.

Scorecard2 real differences · 8 level
MoneyTrack versus 店铺记账: the parameters behind the verdict, then further details
ParameterMoneyTrack店铺记账
PriceFreeFree
Rating4.9 (419 ratings)5.0 (1 ratings) — better
Positive reviews96.0% of reviews100.0% of reviews — better
Number of ratings419 — better1
Update frequencyFortnightlyEvery 10 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS13.0 — better14.0
Further details — not scored
Size70 MB8 MB
Age rating4+4+
Developer昱春 唐志刚 吴

Customer experience

MoneyTrack

All ratings411 ratings
Positive98.5%
Neutral0.2%
Negative1.2%
Written reviews378 reviews
Positive96.0%
Neutral1.1%
Negative2.9%

店铺记账

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews4 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

店铺记账

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
2 purchases

店铺记账

Subscriptions2
  • 月度会员(1月)$4.991 Month
  • 年度会员(1年)1 Year trial$24.991 Year

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is 店铺记账 free?
店铺记账 is free to download, with in-app purchases available.
Which has better reviews, MoneyTrack or 店铺记账?
店铺记账 is rated higher. MoneyTrack averages 4.9 out of 5 from 419 ratings, while 店铺记账 averages 5.0 from 1 ratings.
Do MoneyTrack or 店铺记账 have ads?
Neither MoneyTrack nor 店铺记账 shows ads.
Which is updated more often, MoneyTrack or 店铺记账?
MoneyTrack ships an update fortnightly, and 店铺记账 every 10 days. Most recently, MoneyTrack was updated on October 25, 2026 and 店铺记账 on October 9, 2026.

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