MoneyTrack vs Pure账本
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
MoneyTrack
This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.
- Ad-free experience
- AI auto-tracking and categorization
- Cross-platform sync (iOS, Android, Desktop)
- Budget control and monitoring
- Asset and debt management
- Shared ledgers for household finances
- Multi-currency support
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MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.
Pure账本
This app offers a streamlined way for multiple users to track expenses and manage savings. It features automatic cloud synchronization, detailed charts, and robust budgeting tools, all without ads or community features.
- Multi-user accounting
- iCloud automatic cloud sync
- Simplified expense tracking
- Savings plans
- Budget management
- Data backup and migration
- Password protection
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Pure账本是一款简洁、轻量好用的多人记账app和存钱工具,无广告、无社区、无理财。 我们承诺不保存和使用您的数据,如果开启了 iCloud 云同步,请妥善保管好您的 iCloud 账号。 【功能介绍】 - 多人记账; - iCloud 自动云同步,保证数据安全; - 极简记账,快速完成每一笔记账操作; - 存钱计划,支持灵活存钱、定额存钱、365天存钱、52周存钱和12存单等; - 支出/收入 丰富的分类,一目了然; - 图表分析,各类趋势一目了然。 - 支持数据备份,便于迁移; - 支持无限制添加分类,排序和数据迁移; - 支持预算管理,为每个月的支出做个预算; - 支持密码保护; - 支持支出账单退款; - 支持报销账单; - 支持多账本; - 支持账单添加图片; - 支持周期自动入账; - 支持标签功能; 【会员】 1、如果您开通连续包月、连续包季或连续包年服务,则视为您授权Pure账本在您开通的会员服务订购服务即将到期时,从您的iTunes账户(简称“账户”)代扣下一个计费周期的会员服务费用。扣费时间为计费周期前24小时内。因上述账户余额不足导致扣费失败的,Pure账本有权在不作另行通知的前提下,暂停或终止您的会员服务。 2、关于取消已开通的自动续期服务,在iOS设备“设置” → “iTunes Store 与 App Store” → 选择“Apple ID” → 点击“查看 Apple ID” → 在账户设置页面点击“订阅” → 取消订阅。 - 恢复购买 如果您确定之前完成了购买,可以点击右上角 “恢复购买” 进行购买恢复。 隐私政策:https://gitee.com/coder_to/sun/raw/master/.App/Privacy.md 会员服务协议:https://gitee.com/coder_to/sun/raw/master/.App/ServiceForMembers.md
Screenshots
Verdict
The clearest difference is review sentiment: MoneyTrack at 96% against Pure账本's 67%. MoneyTrack also leads on update cadence (fortnightly vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. MoneyTrack sells 4 one-off in-app purchases and Pure账本 sells 3 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.
MoneyTrack ships an update fortnightly, Pure账本 every 2 months. The most recent releases landed on October 29, 2026 and October 16, 2026 respectively.
| Parameter | MoneyTrack | Pure账本 |
|---|---|---|
| Price | Free | Free |
| Rating | 4.9 (423 ratings) — better | — |
| Positive reviews | 96.0% of reviews — better | 66.7% of reviews |
| Number of ratings | 423 — better | — |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad, iPod, Mac — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 75 MB | 23 MB |
| Age rating | 4+ | 4+ |
| Developer | 昱春 唐 | 添欢 谢 |
Customer experience
MoneyTrack
Pure账本
Bugs and requests
MoneyTrack
Reported bugs
2 issues- Unable to input numbers in notes
- App crashes on high refresh rate devices
Requested features
4 requests- Add multi-currency support
- Improve data export options
- Integrate with banking apps
- Introduce budgeting features
Pure账本
Not enough reviews yet to summarise bugs or requests.
In-app purchases
MoneyTrack
- Monthly$0.99
- Annual$6.00
- Lifetime$19.95
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- Lifetime$19.99
Pure账本
- 连续包年3 Days trial$4.991 Year
- 终身会员$9.99
- 终身会员(家庭版)$14.99









