Comparison

MoneyTrack vs Pure账本

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

Pure账本

This app offers a streamlined way for multiple users to track expenses and manage savings. It features automatic cloud synchronization, detailed charts, and robust budgeting tools, all without ads or community features.

Highlights
  • Multi-user accounting
  • iCloud automatic cloud sync
  • Simplified expense tracking
  • Savings plans
  • Budget management
  • Data backup and migration
  • Password protection
Features
Read full description

Pure账本是一款简洁、轻量好用的多人记账app和存钱工具,无广告、无社区、无理财。 我们承诺不保存和使用您的数据,如果开启了 iCloud 云同步,请妥善保管好您的 iCloud 账号。 【功能介绍】 - 多人记账; - iCloud 自动云同步,保证数据安全; - 极简记账,快速完成每一笔记账操作; - 存钱计划,支持灵活存钱、定额存钱、365天存钱、52周存钱和12存单等; - 支出/收入 丰富的分类,一目了然; - 图表分析,各类趋势一目了然。 - 支持数据备份,便于迁移; - 支持无限制添加分类,排序和数据迁移; - 支持预算管理,为每个月的支出做个预算; - 支持密码保护; - 支持支出账单退款; - 支持报销账单; - 支持多账本; - 支持账单添加图片; - 支持周期自动入账; - 支持标签功能; 【会员】 1、如果您开通连续包月、连续包季或连续包年服务,则视为您授权Pure账本在您开通的会员服务订购服务即将到期时,从您的iTunes账户(简称“账户”)代扣下一个计费周期的会员服务费用。扣费时间为计费周期前24小时内。因上述账户余额不足导致扣费失败的,Pure账本有权在不作另行通知的前提下,暂停或终止您的会员服务。 2、关于取消已开通的自动续期服务,在iOS设备“设置” → “iTunes Store 与 App Store” → 选择“Apple ID” → 点击“查看 Apple ID” → 在账户设置页面点击“订阅” → 取消订阅。 - 恢复购买 如果您确定之前完成了购买,可以点击右上角 “恢复购买” 进行购买恢复。 隐私政策:https://gitee.com/coder_to/sun/raw/master/.App/Privacy.md 会员服务协议:https://gitee.com/coder_to/sun/raw/master/.App/ServiceForMembers.md

Screenshots

MoneyTrack4 screens
Pure账本4 screens

Verdict

The call

The clearest difference is review sentiment: MoneyTrack at 96% against Pure账本's 67%. MoneyTrack also leads on update cadence (fortnightly vs every 2 months) and device support (4 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and Pure账本 sells 3 in-app purchases, starting at $4.99 per year. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, Pure账本 every 2 months. The most recent releases landed on October 29, 2026 and October 16, 2026 respectively.

Scorecard4 real differences · 6 level
MoneyTrack versus Pure账本: the parameters behind the verdict, then further details
ParameterMoneyTrackPure账本
PriceFreeFree
Rating4.9 (423 ratings) — better—
Positive reviews96.0% of reviews — better66.7% of reviews
Number of ratings423 — better—
Update frequencyFortnightly — betterEvery 2 months
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPod
Requires iOS13.0 — better15.0
Further details — not scored
Size75 MB23 MB
Age rating4+4+
Developer昱春 唐添欢 谢

Customer experience

MoneyTrack

All ratings422 ratings
Positive98.6%
Neutral0.2%
Negative1.2%
Written reviews378 reviews
Positive96.0%
Neutral1.1%
Negative2.9%

Pure账本

Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

Pure账本

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
3 purchases

Pure账本

Subscriptions1
  • 连续包年3 Days trial$4.991 Year
One-time2
  • 终身会员$9.99
  • 终身会员(家庭版)$14.99

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is Pure账本 free?
Pure账本 is free to download, with in-app purchases available.
Do MoneyTrack or Pure账本 have ads?
Neither MoneyTrack nor Pure账本 shows ads.
Which is updated more often, MoneyTrack or Pure账本?
MoneyTrack ships an update fortnightly, and Pure账本 every 2 months. Most recently, MoneyTrack was updated on October 29, 2026 and Pure账本 on October 16, 2026.

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