Comparison

MoneyTrack vs TaoBook

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTrack

This app offers a pure, ad-free expense tracking experience with AI-powered auto-categorization. Manage finances across multiple platforms, set budgets, and gain insights into spending habits with clear data visualization. It's designed for seamless financial management.

Highlights
  • Ad-free experience
  • AI auto-tracking and categorization
  • Cross-platform sync (iOS, Android, Desktop)
  • Budget control and monitoring
  • Asset and debt management
  • Shared ledgers for household finances
  • Multi-currency support
Features
Read full description

MoneyTrack is a simple, focused expense tracker built around three principles: no ads, no launch ads, and no financial product recommendations. It keeps bookkeeping minimal and stays focused on recording transactions. More than 6 million users use MoneyTrack to record transactions and understand their spending. AI-powered automatic entry records transactions accurately and efficiently, while simple charts make spending easy to understand at a glance. 【Features】 No launch ads, no ads, no financial products 【Functions】 - Quick entry: A simple workflow for recording transactions quickly; - AI-powered automatic entry: AI accurately recognizes transactions and matches categories, assets, notes, and other details for immediate recording; - Category management: Supports main categories and subcategories, with custom categories added as needed; - Asset management: Supports cash, bank accounts, credit cards, stored-value cards, investment accounts, and other asset accounts; - Statistical reports: Summarizes income and expenses from multiple perspectives to make spending easier to understand; - Multiple ledgers: Create separate ledgers for daily life, business, renovation, travel, baby expenses, shops, and other scenarios; - Shared ledgers: Invite family members or a partner to record together in the same ledger; - Recurring transactions: Automatically generate repeating income and expenses such as rent, car payments, subscriptions, insurance, and salary; - Budget management: Set monthly or yearly budgets, plan spending in advance, and avoid overspending; - Free backup: Data syncs automatically with your account, continues after switching phones, and can be used on multiple phones; - Free export: Export transactions at any time, including transaction images to Excel; - Free import: Import transactions from Alipay, WeChat, and many other platforms; - Reimbursement management: Record transactions awaiting reimbursement and manage the complete reimbursement process; - Refunds: Apply refunds to expense transactions, link the complete transaction flow, and support multiple refunds. - Bulk editing: Process notes, accounts, categories, tags, and other information across multiple transactions - Tags: Add multiple tags to transactions, such as merchant, project, or city, for multidimensional management. - Search: Find transactions by amount, time, ledger, tag, category, and other criteria; - Multiple currencies: Includes 100+ currencies with automatic exchange-rate conversion; - Widgets: A variety of home screen widgets makes recording more convenient; - Quick launch mode: Open the app and enter the transaction flow automatically; - Calendar view: View each day’s data summary clearly on a calendar; - Privacy first: Protect data with facial authentication or a passcode to prevent access by others; 【Help and Feedback】 User guide: https://docs.qianjiapp.com Feedback: Submit it through the “Feedback” page in the app.

About

TaoBook

Features
Read full description

TaoBook is a calm, practical way to track everyday money. Type “lunch $12.50” and TaoBook turns it into an editable transaction draft with amount, category, merchant, and payment method. You can also speak a short note or choose a receipt from Photos for on-device text recognition. HIGHLIGHTS • Smart text entry from natural language • Voice entry via system speech recognition • On-device receipt text recognition • Multiple books for personal, family, or project finances • Monthly or yearly category budgets • Insights for income, spending, categories, and trends • Sign in with Apple to sync across devices TAOBOOK PRO Monthly and yearly auto-renewable subscriptions unlock the complete recording and insights experience. Subscriptions are handled by the App Store and can be canceled anytime; see in-app prices for your storefront. PRIVACY AND CONTROL TaoBook does not sell personal data. Receipt images are recognized on-device. Voice is used only for system speech recognition and is not stored by TaoBook. Delete your account and associated cloud data from Settings anytime. Download TaoBook and log your first expense in seconds. Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ TaoBook Terms: https://taoapex.com/en/products/taobook/terms/ Privacy Policy: https://taoapex.com/en/products/taobook/privacy/ Support: https://taoapex.com/en/contact/

Screenshots

MoneyTrack4 screens
TaoBook4 screens

Verdict

The call

The clearest difference is update cadence: TaoBook at every 2 days against MoneyTrack's fortnightly. MoneyTrack's advantage is device support (4 vs 2) and iOS requirement (13.0 vs 17.0). On price, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. MoneyTrack sells 4 one-off in-app purchases and TaoBook sells 2 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

MoneyTrack ships an update fortnightly, TaoBook every 2 days. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
MoneyTrack versus TaoBook: the parameters behind the verdict, then further details
ParameterMoneyTrackTaoBook
PriceFreeFree
Rating4.9 (423 ratings) — better—
Positive reviews96.0% of reviews—
Number of ratings423 — better—
Update frequencyFortnightlyEvery 2 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, iPod, Mac — betteriPhone, iPad
Requires iOS13.0 — better17.0
Further details — not scored
Size75 MB3 MB
Age rating4+4+
Developer昱春 唐TAOAPEX LTD

Bugs and requests

MoneyTrack

Reported bugs

2 issues
  • Unable to input numbers in notes
  • App crashes on high refresh rate devices

Requested features

4 requests
  • Add multi-currency support
  • Improve data export options
  • Integrate with banking apps
  • Introduce budgeting features

TaoBook

Not enough reviews yet to summarise bugs or requests.

In-app purchases

4 purchases

MoneyTrack

One-time4
  • Monthly$0.99
  • Annual$6.00
  • Lifetime$19.95
Show 1 more
  • Lifetime$19.99
2 purchases

TaoBook

Subscriptions2
  • TaoBook Pro Monthly$4.991 Month
  • TaoBook Pro Annual$39.991 Year

Questions

Is MoneyTrack free?
MoneyTrack is free to download, with in-app purchases available.
Is TaoBook free?
TaoBook is free to download, with in-app purchases available.
Do MoneyTrack or TaoBook have ads?
Neither MoneyTrack nor TaoBook shows ads.
Which is updated more often, MoneyTrack or TaoBook?
MoneyTrack ships an update fortnightly, and TaoBook every 2 days. Most recently, MoneyTrack was updated on October 29, 2026 and TaoBook on October 29, 2026.

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