SimpledCard vs myNetPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
SimpledCard
Effortlessly manage business expenses by instantly adding receipts and descriptions for paid items or submitted claims. Track your balance, view transaction status, and manage your card details directly within the app. It streamlines expense reporting for employees and provides real-time oversight for finance teams.
- Instant receipt capture
- Automated data extraction from receipts
- Real-time transaction tracking
- Virtual card creation
- Digital wallet integration
- Secure online payments
- Transaction search and filtering
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Pay, snap, done. With the SimpledCard app you handle business expenses straight away, not after the fact. For employees: Paid with your SimpledCard? Add the receipt and a description, done. Covered an expense yourself? Submit your claim while you're still on the go. Supplier name, amount and date are read from the receipt automatically. You always see your balance and the status of what you've submitted. You manage your card yourself: view your PIN, block or unblock it. For finance teams: Every transaction appears in real time, with the receipt and description already attached. No separate claims flow for what your team has already paid, no missing admin and no more time wasted chasing receipts. Also in the app: - Use virtual cards for online purchases - Add your SimpledCard to a digital wallet - Pay online securely with 3D Secure - Search and filter transactions - Assign expenses to the right cost category More than 650 finance teams use SimpledCard to take control of business spending. Expense management that actually works. Simple. Reliable. Local.
myNetPay
Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.
- Mobile payments via QR code or NFC
- Check and top up e-wallet balance
- Review transaction history
- Transfer balances between users
- Card blocking
- Balance alerts
- Loyalty point management
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It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each other’s accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipient’s user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. ◆ Card blocking ◆ Reclaiming a balance ◆ Setting a balance alert ◆ Loyalty point management
Screenshots
Verdict
The clearest difference is update cadence: SimpledCard at every 10 days against myNetPay's every 3 months. SimpledCard also leads on iOS requirement (13.0 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
SimpledCard ships an update every 10 days, myNetPay every 3 months. The most recent releases landed on October 1, 2026 and September 26, 2026 respectively.
| Parameter | SimpledCard | myNetPay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) — better | — |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 — better | — |
| Update frequency | Every 10 days — better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 13.0 — better | 15.0 |
| Further details — not scored | ||
| Size | 65 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Simpled N.V. | Xafax Nederland B.V. |
Customer experience
SimpledCard
myNetPay
In-app purchases
SimpledCard
No in-app purchases
myNetPay
No in-app purchases









