Comparison

Tikkie vs myNetPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Tikkie

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

Highlights
  • Send payment requests
  • Receive money easily
  • Group expense tracking
  • Cashback deals
  • No bank account exchange
  • Business payment requests
Read full description

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

About

myNetPay

Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.

Highlights
  • Mobile payments via QR code or NFC
  • Check and top up e-wallet balance
  • Review transaction history
  • Transfer balances between users
  • Card blocking
  • Balance alerts
  • Loyalty point management
Features
Read full description

It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each other’s accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipient’s user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. ◆ Card blocking ◆ Reclaiming a balance ◆ Setting a balance alert ◆ Loyalty point management

Screenshots

Tikkie4 screens
myNetPay4 screens

Verdict

The call

The clearest difference is review sentiment: myNetPay at 100% against Tikkie's 19%. myNetPay also leads on monetization model (free vs free with in-app purchases). Tikkie's advantage is update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Tikkie ships an update monthly, myNetPay every 3 months. The most recent releases landed on October 29, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
Tikkie versus myNetPay: the parameters behind the verdict, then further details
ParameterTikkiemyNetPay
PriceFreeFree
Rating4.8 (1.5K ratings) — better—
Positive reviews18.7% of reviews100.0% of reviews — better
Number of ratings1.5K — better—
Update frequencyMonthly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhoneiPhone, iPod — better
Requires iOS16.015.0 — better
Further details — not scored
Size239 MB43 MB
Age rating4+4+
DeveloperABN AMRO Bank N.V.Xafax Nederland B.V.

Customer experience

Tikkie

All ratings1,510 ratings
Positive96.1%
Neutral1.9%
Negative2.0%
Written reviews75 reviews
Positive18.7%
Neutral9.3%
Negative72.0%

myNetPay

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

Tikkie

Reported bugs

2 issues
  • Incompatible with new iPhone models
  • Doesn't work with non-Dutch IBANs

Requested features

5 requests
  • Support for Belgian bank accounts
  • Support for non-Dutch phone numbers
  • Support for more European countries
  • History of paid Tikkies
  • Bancontact integration for Belgium

myNetPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

Tikkie

No in-app purchases

None

myNetPay

No in-app purchases

Questions

Is Tikkie free?
Tikkie is free to download, with no in-app purchases.
Is myNetPay free?
myNetPay is free to download, with no in-app purchases.
Do Tikkie or myNetPay have ads?
Neither Tikkie nor myNetPay shows ads.
Which is updated more often, Tikkie or myNetPay?
Tikkie ships an update monthly, and myNetPay every 3 months. Most recently, Tikkie was updated on October 29, 2026 and myNetPay on September 26, 2026.

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