Comparison

Rabobank vs Tikkie

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Rabobank

Manage all your finances securely and conveniently from your mobile device. Check balances, send payments, set budgets, and even manage business accounts. Access banking products and get support directly within the app.

Highlights
  • Secure login with Face ID/Touch ID
  • Check balance and transfer money
  • Send payment requests
  • Set budgets and savings goals
  • Manage business accounts and invoices
  • Receive account notifications
  • In-app customer support
Features
Read full description

Smart and secure banking with the Rabo App Whether you want to check your balance quickly, send a payment request or block your card, you can arrange all your money matters wherever and whenever you want using the Rabo App. What can you do with the Rabo App? • New: pay without the Rabo Scanner. • Secure and easy login: use Face ID, Touch ID or an access code. • Check your balance and transfer money easily. • View your payments and look ahead: check your current situation and see what payments are coming your way. • Set budgets or make savings: gain insight into your expenses to keep them under control and save for your goals. • Paid for someone else? Send a payment request. • Need insurance or other banking product? Manage it all in the app! • Receive notifications: when your salary has been paid, for example. • Direct access to all your Rabobank products: such as your Interpolis insurance policy. • Any questions? Call or chat with us in the app for help! Banking on the go – for entrepreneurs Your company never stands still, so the Rabo App moves with you. Create invoices, manage your expenses, approve payments and authorize employees. Add a business profile and easily switch between your private and business accounts. How safe is the Rabo App? Banking with the Rabo App is just as secure as online banking through your browser. The app uses a secure connection. If you would like to find out more, visit https://www.rabobank.nl/veiligbankieren. How do you start? Download the Rabo App and register it once with your ID or with the Rabo Scanner. Not a Rabobank customer yet? You can open an account directly in the app. Would you like to find out more? Visit www.rabobank.nl for more information.

About

Tikkie

Easily request and send money to friends and family. Share payment links via messaging apps to get paid back quickly without exchanging bank details. Track group expenses and enjoy cashback deals.

Highlights
  • Send payment requests
  • Receive money easily
  • Group expense tracking
  • Cashback deals
  • No bank account exchange
  • Business payment requests
Read full description

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.

Screenshots

Rabobank4 screens
Tikkie4 screens

Verdict

The call

The clearest difference is monetization model: Rabobank at free against Tikkie's free with in-app purchases. Rabobank also leads on review sentiment (37% vs 19%) and device support (3 vs 1). On price, rating, ratings volume and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for Rabobank against 4.8 for Tikkie. Both are backed by a comparable volume of ratings — 2.6K and 1.5K respectively. Written reviews are what separate them: 37% of Rabobank's written reviews are positive against 19% of Tikkie's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 20, 2026 and September 24, 2026 respectively.

Scorecard3 real differences · 7 level
Rabobank versus Tikkie: the parameters behind the verdict, then further details
ParameterRabobankTikkie
PriceFreeFree
Rating4.7 (2.6K ratings)4.8 (1.5K ratings) — better
Positive reviews37.1% of reviews — better18.7% of reviews
Number of ratings2.6K — better1.5K
Update frequencyMonthlyMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree — betterFree with in-app purchases
DevicesiPhone, iPad, iPod — betteriPhone
Requires iOS15.0 — better16.0
Further details — not scored
Size130 MB238 MB
Age rating4+4+
DeveloperRabobank NederlandABN AMRO Bank N.V.

Customer experience

Rabobank

All ratings2,565 ratings
Positive93.2%
Neutral2.7%
Negative4.1%
Written reviews70 reviews
Positive37.1%
Neutral12.9%
Negative50.0%

Tikkie

All ratings1,461 ratings
Positive96.2%
Neutral1.8%
Negative2.0%
Written reviews75 reviews
Positive18.7%
Neutral9.3%
Negative72.0%

User reviews

Rabobank

From 2.6K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Fast transactions
  • 🔒 Secure banking
  • 💡 Convenient features

Room to improve

  • 🐛 Frequent crashes
  • 🔍 Lack of English support
  • 🤔 Confusing interface
  • 🤖 Excessive prompts for reviews

Tikkie

From 1.5K App Store ratings

What we love

  • 👍 Easy to use
  • 🚀 Great app

Room to improve

  • 🚫 Only works with Dutch IBAN
  • 🚫 Doesn't support non-Dutch phone numbers
  • 🚫 Doesn't work in Belgium
  • 🚫 Doesn't work with Revolut accounts
  • 🐛 Crashes often

Bugs and requests

Rabobank

Reported bugs

4 issues
  • Login screen freezes
  • Issues with overseas money transfers
  • Incompatibility with certain devices
  • Inconsistent behavior when switching languages

Requested features

4 requests
  • Implement English language support
  • Add biometric login options (e.g., Face ID, Touch ID)
  • Improve transaction notification system
  • Streamline account management and money transfer flows

Tikkie

Reported bugs

2 issues
  • Incompatible with new iPhone models
  • Doesn't work with non-Dutch IBANs

Requested features

5 requests
  • Support for Belgian bank accounts
  • Support for non-Dutch phone numbers
  • Support for more European countries
  • History of paid Tikkies
  • Bancontact integration for Belgium

In-app purchases

None

Rabobank

No in-app purchases

None

Tikkie

No in-app purchases

Questions

Is Rabobank free?
Rabobank is free to download, with no in-app purchases.
Is Tikkie free?
Tikkie is free to download, with no in-app purchases.
Which has better reviews, Rabobank or Tikkie?
Tikkie is rated higher. Rabobank averages 4.7 out of 5 from 2.6K ratings, while Tikkie averages 4.8 from 1.5K ratings.
Do Rabobank or Tikkie have ads?
Neither Rabobank nor Tikkie shows ads.
Which is updated more often, Rabobank or Tikkie?
Rabobank ships an update monthly, and Tikkie monthly. Most recently, Rabobank was updated on September 20, 2026 and Tikkie on September 24, 2026.

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