ING Netherlands vs Tikkie

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

Requesting back your money and paying back other people doesn’t have to be difficult. Tikkie lets your friends pay you back quickly and easily over WhatsApp, Telegram, Messenger or by text message. And it’s really easy to transfer money with Tikkie, no matter where you bank. Anyone can use Tikkie! When to use Tikkie Tikkie comes in handy when you have paid for someone else and you want your money back, or when someone else has paid for you and you need to pay them back. Whether it’s a one-off purchase or various different group expenses, Tikkie can be used in any situation. You might have paid for: • drinks with your club friends; • a present for a colleague; • festival tickets; • weekend away with friends; • household expenses in your student house. Really easy payment requests Simply use Tikkie to send a payment request over WhatsApp, Telegram or Messenger, by text message, or however else you want. The request will contain a link that your friends can use to pay you back. So you no longer need to exchange account numbers! Your friends don’t need to have Tikkie, but they do need a Dutch current account, and a Dutch, Belgian or German phone number. Tip: you can now also let your friends fill in the amount themselves. That’s handy when different people owe you different amounts. Track your group expenses and settle up Tikkie makes it easy for you to keep track of group expenses too. Create a Groepie, invite your friends, and you’re good to go. All of the group members can add and settle up expenses, with a Tikkie of course! Good to know: your friends need the Tikkie app to join a Groepie. Unique deals with Tikkie Terug Get money back from well-known brands thanks to cashback promotions! If you see a QR code in a shop or on an online promotion page, simply scan it with the Tikkie app and get all or part of the purchase price back right away. iDEAL | Wero payments Your friends pay you back using iDEAL | Wero and their own banking app, and the money is paid straight into your current account. Payments through Tikkie also use iDEAL | Wero and we don’t charge any transaction fees for this. For businesses too If you’re an ABN AMRO business client, make things easy on yourself and your customers by sending a payment request! Tikkie is also available to businesses, from self-employed individuals to multinationals. Your invoices are paid fast and your customers are happy. They don’t need cash, and you don’t need an expensive payment terminal. ABN AMRO initiative Tikkie is an ABN AMRO initiative, which means your details are secure. ABN AMRO only uses your details for the payments requests and payments, and not for any commercial activities.