Comparison

ING Netherlands vs bunq

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

bunq

A mobile banking app designed for various life stages, offering easy account opening, wealth management, and budgeting tools. It provides features for everyday banking, business needs, and international lifestyles, with options for investing and cryptocurrency trading.

Highlights
  • Multiple bank accounts
  • Card management
  • Savings accounts and term deposits
  • Stock and ETF investing
  • Cryptocurrency trading
  • Contactless payment acceptance
  • Worldwide travel insurance
Features
Read full description

Say hello to bunq – the mobile bank that's there for you at every chapter of your life! Whether exploring new countries, building your dream business, or managing family life, bunq helps you grow your wealth, spend, and budget effortlessly. Open your account in just 5 minutes and start your 30-day free trial today. Our Plans bunq Free - €0/month Get started with essential banking. • 3 Bank Accounts to get you started • 1 Digital Card with Apple Pay support • Scheduled Payments and AutoAccept for requests • Earn 3.51% interest on USD/GBP savings • Invest in stocks with ease • Buy and sell cryptocurrencies in the EEA • Save up to 90% on roaming costs with an eSIM from bunq Business features: • Accept contactless payments with Tap to Pay • Integration with 50+ bookkeeping tools bunq Core - €3.99/month A bank account for everyday use. All bunq Free benefits, plus: • 5 Bank Accounts for your everyday needs • 1 Physical Card included • Personalize your Physical Card to make it uniquely yours • Shared account access • Add loyalty cards for quick access • Unlimited ZeroFX • 24/7 SOS Hotline for emergencies Business features: • Co-founder access • Shared account access • Bookkeeping integrations bunq Pro - €9.99/month The bank account that makes budgeting easy. All bunq Core benefits, plus: • 25 Bank Accounts for effortless budgeting • 3 Physical Cards and 25 Digital Cards included • Personalized budgeting insights and income organiser • 5 fee-free foreign currency payments per month • Secondary PIN for multiple accounts on one card • 20% discount on stock trading fees • Student offer: pay €0 per month Business features: • Add up to 3 employees • Company Cards (debit or credit) and Tap to Pay access • AutoVAT bunq Elite - €18.99/month The account for your international lifestyle. All bunq Pro benefits, plus: • Worldwide Travel Insurance • 10 fee-free foreign currency payments per month • 8GB worldwide data • 50% discount on stock trading fees Business features: • Add up to 10 employees • 500 fee-free transactions per year Your security = Our priority Boost your bank security with two-factor authentication and 100% control of cards. Your deposits = Fully protected Your money is insured up to €100,000 by the Deposit Guarantee Scheme (DGS). Invest in the bunq app through our partners. Investing involves risks, including potential loss. bunq does not provide trading advice. Manage your investments at your own risk. bunq is authorized by the Dutch Central Bank (DNB). Our US office resides at 401 Park Ave S. New York, NY 10016, USA.

Screenshots

ING Netherlands4 screens
bunq4 screens

Verdict

The call

The clearest difference is rating: ING Netherlands at 4.8 against bunq's 4.4. ING Netherlands also leads on review sentiment (60% vs 42%) and ratings volume (5.1K vs 1.4K). On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

ING Netherlands holds the better App Store score, 4.8 against 4.4. Both are backed by a comparable volume of ratings — 5.1K and 1.4K respectively. Written reviews point the same way: 60% of ING Netherlands's written reviews are positive against 42% of bunq's.

UpkeepUpdate frequency

ING Netherlands ships an update fortnightly, bunq weekly. Both last shipped on October 29, 2026.

Scorecard3 real differences · 7 level
ING Netherlands versus bunq: the parameters behind the verdict, then further details
ParameterING Netherlandsbunq
PriceFreeFree
Rating4.8 (5.1K ratings) — better4.4 (1.4K ratings)
Positive reviews59.6% of reviews — better42.4% of reviews
Number of ratings5.1K — better1.4K
Update frequencyFortnightlyWeekly — better
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size266 MB468 MB
Age rating4+4+
DeveloperINGbunq

Customer experience

ING Netherlands

All ratings5,121 ratings
Positive94.8%
Neutral2.4%
Negative2.8%
Written reviews141 reviews
Positive59.6%
Neutral2.8%
Negative37.6%

bunq

All ratings1,429 ratings
Positive85.7%
Neutral2.7%
Negative11.6%
Written reviews264 reviews
Positive42.4%
Neutral4.9%
Negative52.7%

User reviews

ING Netherlands

From 5.1K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure banking
  • 👍 Convenient features
  • 🚀 Fast and efficient
  • 👍 Excellent app

Room to improve

  • 🐛 App crashes or doesn't load
  • 🐛 Activation/setup issues
  • 🐛 Compatibility problems
  • 🐛 Unreliable performance
  • 🔒 Overly complex security

bunq

From 1.4K App Store ratings

What we love

  • 🚀 Instant payments
  • 💡 Innovative features
  • 👍 Easy to use
  • 🌍 Great for expats
  • 🔒 Secure banking

Room to improve

  • 🐛 Buggy app
  • 🕰️ Slow customer support
  • 💰 Expensive fees
  • 🤖 Unhelpful AI chatbot
  • 🔒 Account freezing issues

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

bunq

Reported bugs

3 issues
  • App crashes on login
  • Incorrect transaction recording
  • Verification issues

Requested features

3 requests
  • Bring back previous app design
  • Improve account management features
  • Provide phone-based customer support

In-app purchases

None

ING Netherlands

No in-app purchases

None

bunq

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is bunq free?
bunq is free to download, with no in-app purchases.
Which has better reviews, ING Netherlands or bunq?
ING Netherlands is rated higher. ING Netherlands averages 4.8 out of 5 from 5.1K ratings, while bunq averages 4.4 from 1.4K ratings.
Do ING Netherlands or bunq have ads?
Neither ING Netherlands nor bunq shows ads.
Which is updated more often, ING Netherlands or bunq?
ING Netherlands ships an update fortnightly, and bunq weekly. Most recently, ING Netherlands was updated on October 29, 2026 and bunq on October 29, 2026.

Other comparisons