Comparison

ING Netherlands vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

Screenshots

ING Netherlands4 screens
ING Banking4 screens

Verdict

The call

The clearest difference is monetization model: ING Banking at free against ING Netherlands's free with in-app purchases. ING Netherlands's advantage is ratings volume (4.9K vs 502). On price, rating, review sentiment and update cadence there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for ING Netherlands against 4.8 for ING Banking. That said, the two scores are not equally well evidenced: ING Netherlands has 4.9K ratings behind it against 502, so its average is the more settled of the two. Written reviews are what separate them: 60% of ING Netherlands's written reviews are positive against 61% of ING Banking's.

UpkeepUpdate frequency

Both ship on a similar rhythm, roughly fortnightly. The most recent releases landed on September 25, 2026 and September 23, 2026 respectively.

Scorecard2 real differences · 8 level
ING Netherlands versus ING Banking: the parameters behind the verdict, then further details
ParameterING NetherlandsING Banking
PriceFreeFree
Rating4.8 (4.9K ratings)4.8 (502 ratings)
Positive reviews59.7% of reviews61.3% of reviews — better
Number of ratings4.9K — better502
Update frequencyFortnightlyFortnightly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size257 MB277 MB
Age rating4+4+
DeveloperINGING BELGIUM

Customer experience

ING Netherlands

All ratings4,935 ratings
Positive95.1%
Neutral2.3%
Negative2.6%
Written reviews139 reviews
Positive59.7%
Neutral2.9%
Negative37.4%

ING Banking

All ratings502 ratings
Positive96.8%
Neutral1.0%
Negative2.2%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

User reviews

ING Netherlands

From 4.9K App Store ratings

What we love

  • 🚀 Easy to use
  • 🔒 Secure banking
  • 👍 Convenient features
  • 🚀 Fast and efficient
  • 👍 Excellent app

Room to improve

  • 🐛 App crashes or doesn't load
  • 🐛 Activation/setup issues
  • 🐛 Compatibility problems
  • 🐛 Unreliable performance
  • 🔒 Overly complex security

ING Banking

From 502 App Store ratings

What we love

  • 🚀 Efficient and easy to use
  • 🔒 Secure and fast transactions
  • 👍 Intuitive and user-friendly interface
  • 💡 Useful features like expense tracking and instant transfers

Room to improve

  • 🐛 Occasional technical issues and app crashes
  • 🔋 Concerns about battery consumption
  • 🤔 Lack of advanced features compared to previous version

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

In-app purchases

None

ING Netherlands

No in-app purchases

None

ING Banking

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, ING Netherlands or ING Banking?
ING Netherlands and ING Banking are both rated 4.8 out of 5 on the App Store, from 4.9K and 502 ratings respectively.
Do ING Netherlands or ING Banking have ads?
Neither ING Netherlands nor ING Banking shows ads.
Which is updated more often, ING Netherlands or ING Banking?
ING Netherlands ships an update fortnightly, and ING Banking fortnightly. Most recently, ING Netherlands was updated on September 25, 2026 and ING Banking on September 23, 2026.

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