Comparison

KBC Mobile vs ING Banking

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

KBC Mobile

Manage your banking and insurance needs securely and conveniently. Save, invest, and track your finances from home. Access mobility and home planning tools, or use it for train tickets and loyalty cards even without a bank account.

Highlights
  • Secure banking and insurance management
  • Savings and investment tools
  • Digital wallet for loyalty cards
  • Mobility and home planning hub
  • Financial educational articles
  • Digital assistant (Kate)
Features
Read full description

KBC Mobile: the best banking app in the world Looking to take care of your banking and insurance needs quickly and securely? Fancy saving and making investments from the comfort of home? Do it in a snap with our app. You can even check your account balance on your Apple watch. KBC Mobile has again been named best banking app in the world by independent research firm, Sia. Even if you don't have a current account with us, KBC Mobile can still be used for things like buying train tickets and storing your loyalty cards in a digital wallet. If you hold a current account at KBC, you can use the app to the full. You’ll get access to MyMobility, your very own hub for everything mobility-related. And MyHome will help you every step of the way with your home plans, regardless of whether you’re buying, renovating or making energy-efficient improvements. If you’d rather learn more about financial matters, the app has informative articles on key financial topics. And, of course, our digital assistant Kate is also on hand to assist you. Just tap the search bar at the top of the app’s screen and ask your question. If you opt for our ‘Personalised’ service, you can earn Kate Coins and use them to get cashbacks and other benefits at KBC and numerous partners. Download KBC Mobile for free now or visit www.kbc.be/en/mobile.

About

ING Banking

Manage your finances securely and conveniently with this banking app. Perform transactions, track spending, and access banking services like savings and loans. Get support from a digital assistant or human advisors.

Highlights
  • Pay and receive money
  • Manage accounts and cards
  • Access savings, investments, and loans
  • Track spending and manage finances
  • 24/7 digital assistant support
  • Cashback offers
Features
Read full description

Whether you’re a private or professional customer, the ING Banking app allows you to have your bank at your fingertips at all times and to manage your money easily and in complete security, wherever you are. - Pay or receive money at any time, thanks to Apple Pay and payments via QR code. - Manage your accounts, cards, preferences, notifications and more, all in one place. - Savings, investments, insurance, loans: tailor your banking services to your needs. - Benefit from cashbacks from major brands. - Track your spending with the tools included in the app and actively manage your finances. - Get help via the ING digital assistant 24/7 or from an advisor during office hours. - Take part in exclusive competitions and win fantastic prizes! Not a customer yet? Open a current account with the help of itsme® - it’s simple, fast and totally secure! Already a customer? Install the app in less than 2 minutes with the help of itsme®, your ID card or with your ING card reader and ING debit card. After that, you will be able to log in easily using a 5-digit secret PIN code, your fingerprint or facial recognition. For your security, the app is automatically locked after 3 minutes of inactivity.

Screenshots

KBC Mobile4 screens
ING Banking4 screens

Verdict

The call

The clearest difference is in-app purchases: ING Banking at none against KBC Mobile's 1. ING Banking also leads on update cadence (fortnightly vs every 2 months). KBC Mobile's advantage is review sentiment (80% vs 61%). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. KBC Mobile sells 1 in-app purchase, starting at $0.99 per year. ING Banking asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.7 for KBC Mobile against 4.8 for ING Banking. Both are backed by a comparable volume of ratings — 1.1K and 502 respectively. Written reviews are what separate them: 80% of KBC Mobile's written reviews are positive against 61% of ING Banking's.

UpkeepUpdate frequency

KBC Mobile ships an update every 2 months, ING Banking fortnightly. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

Scorecard4 real differences · 6 level
KBC Mobile versus ING Banking: the parameters behind the verdict, then further details
ParameterKBC MobileING Banking
PriceFreeFree
Rating4.7 (1.1K ratings)4.8 (502 ratings) — better
Positive reviews79.7% of reviews — better61.3% of reviews
Number of ratings1.1K — better502
Update frequencyEvery 2 monthsFortnightly — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPad, Apple Watch — betteriPhone, iPad
Requires iOS16.016.0
Further details — not scored
Size320 MB277 MB
Age rating4+4+
DeveloperKBC Global Services NVING BELGIUM

Customer experience

KBC Mobile

All ratings1,106 ratings
Positive95.0%
Neutral1.8%
Negative3.2%
Written reviews69 reviews
Positive79.7%
Neutral2.9%
Negative17.4%

ING Banking

All ratings502 ratings
Positive96.8%
Neutral1.0%
Negative2.2%
Written reviews300 reviews
Positive61.3%
Neutral3.3%
Negative35.3%

User reviews

KBC Mobile

From 1.1K App Store ratings

What we love

  • 💡 Innovative features
  • 👍 User-friendly interface
  • 🚀 Fast and efficient
  • 🔒 Secure banking
  • 📱 Convenient mobile access

Room to improve

  • 🐛 Bugs and glitches
  • ⏱️ Slow performance at peak times
  • 🌍 Limited functionality for non-residents
  • 🤖 Overreliance on AI chatbots
  • 💳 Inconvenient payment methods

ING Banking

From 502 App Store ratings

What we love

  • 🚀 Efficient and easy to use
  • 🔒 Secure and fast transactions
  • 👍 Intuitive and user-friendly interface
  • 💡 Useful features like expense tracking and instant transfers

Room to improve

  • 🐛 Occasional technical issues and app crashes
  • 🔋 Concerns about battery consumption
  • 🤔 Lack of advanced features compared to previous version

Bugs and requests

KBC Mobile

Reported bugs

5 issues
  • Login screen freezes
  • Incompatible with older devices
  • Mobile payments crashing after updates
  • Unreliable international transfers
  • Inability to save payee information

Requested features

5 requests
  • Dark mode option
  • Improved transaction history
  • Fingerprint/biometric login
  • Ability to print bank statements
  • More language support

ING Banking

Reported bugs

3 issues
  • Login and authentication problems
  • Inability to add or manage multiple accounts
  • Inconsistent app behavior across devices and OS versions

Requested features

4 requests
  • Ability to view account statements and transaction history
  • Option to customize app settings and layout
  • Support for international money transfers
  • Integration with other financial tools and services

In-app purchases

1 purchases

KBC Mobile

Subscriptions1
  • Goal Alert Video Pass (1 year)2 Months trial$0.991 Year
None

ING Banking

No in-app purchases

Questions

Is KBC Mobile free?
KBC Mobile is free to download, with in-app purchases available.
Is ING Banking free?
ING Banking is free to download, with no in-app purchases.
Which has better reviews, KBC Mobile or ING Banking?
ING Banking is rated higher. KBC Mobile averages 4.7 out of 5 from 1.1K ratings, while ING Banking averages 4.8 from 502 ratings.
Do KBC Mobile or ING Banking have ads?
Neither KBC Mobile nor ING Banking shows ads.
Which is updated more often, KBC Mobile or ING Banking?
KBC Mobile ships an update every 2 months, and ING Banking fortnightly. Most recently, KBC Mobile was updated on September 22, 2026 and ING Banking on September 23, 2026.

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