Comparison

ING Netherlands vs myNetPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

ING Netherlands

Manage your personal or business finances on the go. Easily check balances, make transfers, pay bills, and even open new accounts. The app offers secure banking features and tools for saving, borrowing, investing, and managing credit cards and insurance.

Highlights
  • Mobile order confirmation
  • Simple transfers and savings scheduling
  • Payment requests
  • Future transaction overview
  • Customizable daily limits
  • Account management (pay, save, borrow, invest)
  • Card blocking and address changes
  • Open new accounts
Features
Read full description

With the ING App, your bank is always with you. A quick balance check, transfer to your savings or paying a bill: the app does it all. For personal and business accounts in the Netherlands. Lots of tools and features: • You can confirm orders with your mobile. • Super simple transfers, withdrawal overview and scheduling of savings orders. • Paid for your friends? Create a payment request and get your money back. • If you want to, you can look ahead 35 days and see your future transactions. • The app has its own daily limit, which you can set and change. • It’s all there: you can pay, save, borrow, invest, get a credit card and even view your ING insurances. • Want to fix something quickly? Like blocking your card or changing your address? Just do it in the app, it’s easy as pie. • Don’t have an ING account yet? Open one in the app. Are my details safe and secure in the app? Yes, your banking is done via a secured connection. No personal details are stored on your phone or tablet. If you always use the latest version of the app, you enjoy optimal security and the latest features. Activation only takes a moment You don’t need much to activate the app. Just a Dutch current account at ING, access to My ING and a valid identity document. This can be a passport, an ID card from the EU, an ID card for foreign nationals, a Dutch residence permit or a driver’s license. Please note: Dutch legislation is applicable to accounts and other products from ING

About

myNetPay

Manage your NetPay E-wallet directly from your mobile. Easily make payments, check your balance, top up funds via iDEAL or PayPal, and transfer money to friends. Offers card blocking and balance alerts for enhanced account management.

Highlights
  • Mobile payments via QR code or NFC
  • Check and top up e-wallet balance
  • Review transaction history
  • Transfer balances between users
  • Card blocking
  • Balance alerts
  • Loyalty point management
Features
Read full description

It is now super easy to use your mobile for payments directly from your NetPay E-wallet. Other useful features: check and top up your balance, reviewing transactions and transferring NetPay balances to each other. Who is myNetPay for? For all NetPay account holders. Mobile payments Having your mobile ready allows you to pay directly from your E-wallet by scanning the QR code or using NFC to pay. Checking your balance It has never been easier: opening the app will immediately display your current balance. Reviewing transactions The app displays all transactions and clicking one will provide more detailed information, such as a description of your purchase and any loyalty points you have received. Top up your balance Quick and easy through iDEAL or PayPal. Enter the amount you want to load into your account and select your preferred payment method. Click confirm and your E-wallet will immediately be recharged. This is so quick and easy, you can even do it while you are already at the checkout. Transferring money into each other’s accounts A nice myNetPay gesture for friends: help out a friend who is temporarily short of funds. Enter the recipient’s user name and money is immediately transferred into his or her E-wallet. Manage your account myNetPay has more useful features for managing your account. ◆ Card blocking ◆ Reclaiming a balance ◆ Setting a balance alert ◆ Loyalty point management

Screenshots

ING Netherlands4 screens
myNetPay4 screens

Verdict

The call

The clearest difference is review sentiment: myNetPay at 100% against ING Netherlands's 60%. myNetPay also leads on monetization model (free vs free with in-app purchases). ING Netherlands's advantage is update cadence (fortnightly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

ING Netherlands ships an update fortnightly, myNetPay every 3 months. The most recent releases landed on October 29, 2026 and September 26, 2026 respectively.

Scorecard3 real differences · 7 level
ING Netherlands versus myNetPay: the parameters behind the verdict, then further details
ParameterING NetherlandsmyNetPay
PriceFreeFree
Rating4.8 (5.1K ratings) — better—
Positive reviews59.6% of reviews100.0% of reviews — better
Number of ratings5.1K — better—
Update frequencyFortnightly — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree — better
DevicesiPhone, iPadiPhone, iPod
Requires iOS16.015.0 — better
Further details — not scored
Size266 MB43 MB
Age rating4+4+
DeveloperINGXafax Nederland B.V.

Customer experience

ING Netherlands

All ratings5,121 ratings
Positive94.8%
Neutral2.4%
Negative2.8%
Written reviews141 reviews
Positive59.6%
Neutral2.8%
Negative37.6%

myNetPay

Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Bugs and requests

ING Netherlands

Reported bugs

5 issues
  • Camera not working for ID verification
  • Frequent crashes or freezes
  • Inability to log in or access account
  • Syncing issues between devices
  • Outdated or incompatible with new devices

Requested features

5 requests
  • Add English language support
  • Improve ID verification process
  • Expand country/region availability
  • Integrate with mobile wallets (e.g. Apple Pay)
  • Provide more customization options

myNetPay

Not enough reviews yet to summarise bugs or requests.

In-app purchases

None

ING Netherlands

No in-app purchases

None

myNetPay

No in-app purchases

Questions

Is ING Netherlands free?
ING Netherlands is free to download, with no in-app purchases.
Is myNetPay free?
myNetPay is free to download, with no in-app purchases.
Do ING Netherlands or myNetPay have ads?
Neither ING Netherlands nor myNetPay shows ads.
Which is updated more often, ING Netherlands or myNetPay?
ING Netherlands ships an update fortnightly, and myNetPay every 3 months. Most recently, ING Netherlands was updated on October 29, 2026 and myNetPay on September 26, 2026.

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