Comparison

SimpledCard vs KERN.

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

SimpledCard

Effortlessly manage business expenses by instantly adding receipts and descriptions for paid items or submitted claims. Track your balance, view transaction status, and manage your card details directly within the app. It streamlines expense reporting for employees and provides real-time oversight for finance teams.

Highlights
  • Instant receipt capture
  • Automated data extraction from receipts
  • Real-time transaction tracking
  • Virtual card creation
  • Digital wallet integration
  • Secure online payments
  • Transaction search and filtering
Features
Read full description

Pay, snap, done. With the SimpledCard app you handle business expenses straight away, not after the fact. For employees: Paid with your SimpledCard? Add the receipt and a description, done. Covered an expense yourself? Submit your claim while you're still on the go. Supplier name, amount and date are read from the receipt automatically. You always see your balance and the status of what you've submitted. You manage your card yourself: view your PIN, block or unblock it. For finance teams: Every transaction appears in real time, with the receipt and description already attached. No separate claims flow for what your team has already paid, no missing admin and no more time wasted chasing receipts. Also in the app: - Use virtual cards for online purchases - Add your SimpledCard to a digital wallet - Pay online securely with 3D Secure - Search and filter transactions - Assign expenses to the right cost category More than 650 finance teams use SimpledCard to take control of business spending. Expense management that actually works. Simple. Reliable. Local.

About

KERN.

Features
Read full description

Deze KERN. App biedt eenvoud en gemak in het proces! Met deze App kan je als flexwerker van KERN. o.a. diensten en opdrachten bekijken en accepteren, gewerkte uren registreren, urenstaten en de agenda inzien. De App is gekoppeld aan het systeem waardoor informatie altijd up-to-date is, via een overzichtelijk dashboard. Bovendien komen belangrijke meldingen, als nieuw beschikbare opdrachten, via een push melding binnen op het apparaat. Zo zie je niets over het hoofd. Ook wijzigingen worden direct zichtbaar, ook in de agenda. Je bent dus altijd op de juiste plaats aanwezig. Bovendien kun je direct contact opnemen met KERN. via de Chat binnen deze App. Ideaal als je toch nog ergens vragen over hebt. De App van KERN. is er voor jou, om te zorgen dat jij je werk zo makkelijk mogelijk kan doen!

Screenshots

SimpledCard3 screens
KERN.4 screens

Verdict

The call

The clearest difference is update cadence: SimpledCard at every 10 days against KERN.'s every 3 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

SimpledCard ships an update every 10 days, KERN. every 3 months. The most recent releases landed on October 1, 2026 and October 9, 2026 respectively.

Scorecard1 real difference · 8 level
SimpledCard versus KERN.: the parameters behind the verdict, then further details
ParameterSimpledCardKERN.
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyEvery 10 days — betterEvery 3 months
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS13.0 — better14
Further details — not scored
Size65 MB7 MB
Age rating4+4+
DeveloperSimpled N.V.Bendy B.V.

In-app purchases

None

SimpledCard

No in-app purchases

None

KERN.

No in-app purchases

Questions

Is SimpledCard free?
SimpledCard is free to download, with no in-app purchases.
Is KERN. free?
KERN. is free to download, with no in-app purchases.
Do SimpledCard or KERN. have ads?
Neither SimpledCard nor KERN. shows ads.
Which is updated more often, SimpledCard or KERN.?
SimpledCard ships an update every 10 days, and KERN. every 3 months. Most recently, SimpledCard was updated on October 1, 2026 and KERN. on October 9, 2026.

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